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All Journal JURNAL MANAJEMEN (EDISI ELEKTRONIK)
Didin Hafidudhin
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Decision Sciences, Operations Research & Management

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Comparison of Conventional Systems Credit Card and Credit Card Shariah as Alternative Construction Credit Card on Banking System Sholikul Hadi; Didin Hafidudhin; Hendri Tanjung
Jurnal Manajemen (Edisi Elektronik) Vol. 8 No. 1 (2017): Jurnal Manajemen (Edisi Elektronik)
Publisher : UPT Jurnal & Publikasi Ilmiah SPs Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (711.301 KB) | DOI: 10.32832/jm-uika.v8i1.733

Abstract

This study was motivated by the presence of different views on whether or notallowed to use Islamic credit cards, although the Indonesian Council of Ulama (MUI) has issued a fatwa on the permissibility of the card. Given these differences, this study examines the operating system on credit cards in terms of Islamic law, a difference of conventional and Islamic Credit Card and alternative solutions Credit Card reconstruction system in accordance with the Islamic Shari'ah and can be applied in the modern economy.The results showed (1) Credit Card operating system in terms of Sharia Islamic law indicates permitteduse; (2) Found some fundamental differences between Islamic and conventional Credit Card; (3) An alternative solution in the reconstruction of the Credit Card in accordance with Islamic law, including: (a) the credit card must be received recognition from banks with partnershipnya; (b) the credit card should be simple, both in the process of obtaining and using it; (c) The credit card issuer must be heavily promoting.
Co-Authors Hendri Tanjung Sholikul Hadi