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Enny Muhaini Hanafiah
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Economics, Econometrics & Finance

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ANALISA FAKTOR-FAKTOR YANG MEMPENGARUHI PENYALURAN KREDIT PADA BANK PEMERINTAH DI INDONESIA Roswita AB; Enny Muhaini Hanafiah; Darmawan Rachmad
Jurnal Ekonomi Pembangunan Vol 1, No 2 (2003): Jurnal Ekonomi Pembangunan
Publisher : Department of Development Economics, Universitas Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29259/jep.v1i2.4748

Abstract

The disturbance of banking intermediation or more popular in term disintermediation of credit distribution is reflected by the low position of LDR national banking. The low position of LDR indicates the decrease of banking ability in distributing credit if it is compared to the banking ability in collecting fund from society. For analyzing this problem, the used multiple regression linear method. The result of regression research indicated that for the period of 1991- 2001,  credit distribution is significantly affected by the number of bank offices variable and inflation level. As the contrary, the variable of society fund, credit interest, minimum reserve, and exchange rate do not significantly influence toward credit distribution variable for the period 1991-2001.
ANALISIS PENGARUH KONDISI MAKRO EKONOMI TERHADAP KONSUMSI JASA ASURANSI UMUM DI INDONESIA Agustian Kuswari; Muhammad Komri Yusuf; Enny Muhaini Hanafiah
Jurnal Ekonomi Pembangunan Vol 3, No 1 (2005): Jurnal Ekonomi Pembangunan
Publisher : Department of Development Economics, Universitas Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29259/jep.v3i1.4979

Abstract

The objective of this research are, 1) To analyze characteristic relation of condition macroeconomic on gross premium of general insurance in Indonesia. 2) To analyze the influence of condition of macroeconomic on gross premium of general insurance in Indonesia, with used linier simple regression and linier multiple regression model. The find result of this study as follow, 1) Generally, condition of macroeconomic have positive influnce on gross premium of general insurance in Indonesia. 2) Generally, condition of macroeconomc have strong and significant influence on gross premium of general insurance in Indonesia.Keywords: Gross Premium, General Insurance
PENGARUH PENDAPATAN NASIONAL PERKAPITA TERHADAP JUMLAH UANG BEREDAR (M1) Dl INDONESIA Eka Safitri; M Basir Kimin; Enny Muhaini Hanafiah
Jurnal Ekonomi Pembangunan Vol 1, No 2 (2003): Jurnal Ekonomi Pembangunan
Publisher : Department of Development Economics, Universitas Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29259/jep.v1i2.4749

Abstract

Economic growth in a country is reflected from national income. Income.of the society is reflected from the national income of capita and can influence the money supply which if income increase will influence the society to consume, it is reflected from the purchasing power. 1he money supply, in this case, includes the currency and Demand Deposit (DD) or M1. Income and money supply have close relation about 67,7%, it reflects from correlation or is 0,677. The determinant coefficient is 45,90%, it means that 45,9% change of money supply causes by income and the rest about 54,1% influenced by the other variables. Therefore the increase of money supply in Indonesia (1990-2001) it caused by income and by the economic factors but also caused by non-economic factors. The suggestion is Bank Indonesia have to control the economic activity by using the instn1ment of their policy and it will increase the income of society.   Keywords: Income of per Capita. Money, Supply
Co-Authors Agustian Kuswari Darmawan, Rachmad Eka Safitri M Basir Kimin Roswita AB Yusuf, Muhammad Komri