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IMPLEMENTASI AKAD WAKALAH BI AL-UJROH PADA PRODUK RENCANA SEJAHTERAH SYARIAH PLUS ASURANSI JIWA PT AXA MANDIRI DALAM PERSPEKTIF HUKUM ISLAM Munawir Munawir; Mahbub Mahbub; Jaka Anggara
Jurnal Istiqro Vol 7 No 2 (2021): Juli 2021
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v7i2.941

Abstract

Human needs that are increasingly increasing along with the development of science and technology encourage people to fulfill their needs. In addition to basic needs that must be met, people also begin to protect themselves, both life protection, health protection and others. One of the PT that is engaged in protection/life insurance is PT AXA Mandiri. One of the products at AXA Mandiri is the sharia plus welfare plan product. In its implementation, the product of the sharia plus welfare plan uses the wakalah bi AL-Ujroh contract. Therefore, the purpose of this study is to determine whether the implementation of the sharia plus welfare plan product that uses the wakalah bi Al-Ujroh contract in the perspective of Islamic law is appropriate or not. This research uses library research method. The results of this study indicate that the application of the Wakalah Al-Ujroh contract in the sharia welfare plan product plus is in accordance with the contract stipulated by DSN-MUI NO: 52/DSN-MUI/III/2006. In its implementation, the Wakalah Al-Ujroh contract allows the insurance party to request ujrah from policy participants and policy participants can also authorize the insurer to manage their contribution funds. The Syariah Prosperity Plan Plus product applies the Wakalah bi Al-Ujroh contract together with the Ijarah contract because the services performed by PT AXA Mandiri are managing customer contribution funds and in accordance with Islamic law.
ANALISIS POTENSI SEKTOR UNGGULAN DAERAH KABUPATEN DAN KOTA DI PROVINSI BENGKULU TAHUN 2014-2018 Jaka Anggara; Hutapia; Mochamad Ridwan
Management Insight: Jurnal Ilmiah Manajemen Vol 17 No 2 (2022): Managament Insight: Jurnal Ilmiah Manajemen
Publisher : UNIB Press

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Research objectives; to determine the potential of the leading sector, prime sector, and the condition of the economic structure in the Regency and City in Bengkulu Province. The analytical methods used are static and dynamic LQ, Klassen typology and Shift Share. The results showed that the government administration sector, defense and compulsory social security were the leading sectors and a policy priority for the South Bengkulu, Central Bengkulu, Seluma and Kepahiang; the manufacturing sector is a leading sector and a policy priority for North Bengkulu and Mukomuko; the health service sector and activities are the leading sector and become a policy priority for the City of Bengkulu; wholesale and retail trade, car and motorcycle repairs are the leading sectors and are a priority for Rejang Lebong Regency's policies; the construction sector is a leading sector and is a priority for Kaur; and the electricity and gas procurement sector is a leading sector and a policy priority for Lebong. Keyword: Leading Private Sectors; Gross Regional Domestic Produck; A Combined Analysis Of SLQ And DLQ; Klassen Typology And Shift Share Analysis