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Peran Perbankan Syariah bagi Masyarakat Kecil sebagai Upaya dalam Mengatasi Kemiskinan di Indonesia Rizal Fahlevi
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 9 No 1 (2018): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/maslahah.v9i1.1477

Abstract

The role of sharia banking in overcoming poverty in Indonesia has started toincrease but not yet optimal. This is due to the fact that the contracts are stillcommercial-oriented, short-term and sensitive to interest movements and dominatethe non-profit sharing (murabaha) contracts on the practice of sharia banking whichcan only be enjoyed by a handful of middle and upper class people with income ratioin Above average, not yet optimal innovative products sharia banking that can touchthe majority of the poor where in the aggregate most of t he Muslims. The purpose ofthis study is to analyze the not optimal role of sharia banking in overcoming povertyby exploring what should be done to improve the role of Islamic banking for thesmall community. The analytical method used is qualitative. While the analyticaltool used is descriptive and literature study is a very important source. Therecommendation of research result indicates that the need to optimize bankingproducts in small and medium enterprises, the need to optimize the role of shariabanking as a model of social intermediation, it is necessary to establish an effectiveselling price murabaha. The need for (benchmark) Islamic finance, the need tooptimize the real role of sharia economy.
EDUKASI PENERAPAN PRINSIP SYARIAH TERHADAP DRIVER ONLINE FOOD DI WILAYAH PENGASINAN Ridwan Ramadhan; Rizal Fahlevi; Rafika Rahmawati
An-Nizam Vol 1 No 2 (2022): An Nizam : Jurnal Bakti Bagi Bangsa
Publisher : Universitas Islam 45 Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/an-nizam.v1i2.3978

Abstract

The ethics of sharia principles are often ignored by humans, sometimes we still have bad behavior towards others, the values that have been taught according to religion must be applied in our daily lives. Food online motorcycle taxi drivers are like a profession whose job is to provide services to take and deliver orders from online food-selling restaurants to customers who buy the food. Sometimes online food motorcycle taxi drivers are still negligent in their activities to behave honestly at work. The ethical values that must be applied by drivers by being friendly and honest with buyers are the core of the author's problems in writing this journal, so the authors make socialization activities in the salting area which aims to make drivers always apply sharia principles. By prioritizing honesty and not lying. The method used by the author is to make observations and also socialize about the honesty of Online Food Drivers.
Analisis Strategi Manajemen Sumber Daya Insani Dalam Menghadapi Multidisiplin Keilmuan Karyawan Di Bank BJB Syariah Bekasi Aprilianti Dwi Cahyani; Rizal Fahlevi
At-Tamwil: Journal of Islamic Economics and Finance Vol 1 No 2 (2022): At-Tamwil: Journal of Islamic Economics and Finance
Publisher : LPPM Universitas Islam 45

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/attamwil.v1i2.5720

Abstract

The rapid growth of Islamic banking is not matched by the availability of Human Resources from Islamic banking graduates. With this, there are still many Islamic banking industries that have SD from general graduates. This study aims to determine the strategy that will be carried out by the SDI management of Bank BJB Syariah KC Bekasi in dealing with multidisciplinary employee science. This study uses a survey method using qualitative data. The analytical method used is data collection, data reduction, and drawing conclusions. The data collection technique used is direct interviews at Bank BJB Syariah KC Bekasi with related parties or sources. This study concludes that the Human Resources (SDI) of Bank BJB Syariah does not only have an educational background in Islamic banking, but has a minimum background of D3 graduates with various study programs or majors that are still related to finance. The strategy owned by Bank BJB Syariah KC Bekasi is to deal with multidisciplinary employee knowledge by holding several ongoing trainings, and holding several seminars.
Analisis Rentabilitas Bank Syariah Saat Pandemic Covid-19 Di Indonesia Umi Sakdiyah; Rizal Fahlevi
At-Tamwil: Journal of Islamic Economics and Finance Vol 2 No 1 (2023): At-Tamwil: Journal of Islamic Economics and Finance
Publisher : LPPM Universitas Islam 45

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/attamwil.v2i1.7064

Abstract

The purpose of this study was to find out how much influence ROA, NPF and BOPO had on NOM of Islamic banks before and during the covid-19 pandemic. This study applies a quantitative method with secondary data types obtained from financial statements of Islamic banks in the form of time series. The results of the study show that the effect of ROA before the pandemic is smaller than during the pandemic, meaning that the ability of Islamic bank management to earn profits during the pandemic has decreased overall. NPF has a very big influence during a pandemic, meaning that there is an increase in problem financing due to the impact of Covid-19 which has affected the economic sector. BOPO has no influence during a pandemic, meaning that management is able to reduce operational costs, this occurs because during a pandemic operational management switches to using an internet technology system which can reduce operational costs rather than a manual system. Simultaneously, ROA, NPF and BOPO both have an influence on the NOM of Islamic banks, the influence during a pandemic is greater than before the pandemic, this occurs because the NPF variable relating to problem financing during a pandemic is very large.
PELATIHAN PEMBUATAN KONEKTOR MASKER DAN SOSIALISASI PEMANFAATAN SOSIAL MEDIA SEBAGAI MEDIA PENJUALAN Suci Nurani; Rizal Fahlevi; Fajri Ryan Isnandar; Isfandayani Isfandayani
Al-Ihsan: Journal of Community Development in Islamic Studies Vol 1 No 1 (2022): Al-ihsan : Journal of Community Development in Islamic Studies
Publisher : LPPM Universitas Islam 45

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/alihsan.v1i1.4596

Abstract

The Covid pandemic has caused shortages of food, drinks and health items such as medicines and masks. From the use of these masks, there are opportunities that can increase household income, namely the manufacture of mask connectors which are usually used by hijab users. The method used in this community service is training. The results during the training were based on the participants' statements that the training was very useful for opening a small business using a small amount of capital.
SOSIALISASI PERBANKAN SYARIAH TERHADAP SISWA YAYASAN SEKOLAH ALAM TUNAS MULIA BANTAR GEBANG Ferda Yani Harahap; Emy Syariah; Rafika Rahmawati; Rizal Fahlevi
Al-Ihsan: Journal of Community Development in Islamic Studies Vol 1 No 2 (2022): Al-ihsan : Journal of Community Development in Islamic Studies
Publisher : LPPM Universitas Islam 45

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/alihsan.v1i2.5733

Abstract

One of the objectives of establishing Islamic banking is to support the implementation of national development and equitable distribution of people’s welfare. Officially, the Indonesian government has supported the existence of Islamic banking in Indonesian based on the law on Islamic banking. Islamic bank is bank that carry out activities based on sharia but there is still many who think Islamic bank are the same as conventional bank. Therefore, this community service aims to introduce Islamic banking systems, service principles and products. The method used in devotion to these students is in the form of counseling or socialization to the students of tunas mulia bantar gebang with the results that students have understood the basics of Islamic banking, through the interaction of questions and answers that the speaker has conveyed, where the questions asked can be answered properly.
PENGUATAN MANAJEMEN PEMASARAN SYARIAH BERBASIS DIGITAL Alto Wirahadi Kusuma; Isfandayani Isfandayani; Purnama Putra; Fajri Ryan Isnandar; Rizal Fahlevi
Al-Ihsan: Journal of Community Development in Islamic Studies Vol 2 No 1 (2023): Al-ihsan : Journal of Community Development in Islamic Studies
Publisher : LPPM Universitas Islam 45

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/alihsan.v2i1.7044

Abstract

The purpose of this service is to help and overcome the problems faced related to the less than optimal marketing management of the PAUD Qur'an Sabilussomad institution in Lubang Buaya Village. The solution offered to the PAUD Qur'an Sabilussomad institution by optimizing digital-based sharia marketing management via social media instagram and whatsApp. The implementation method used in helping and overcoming the problems encountered via several real lecture programs, namely first, socialization and education of digital-based sharia marketing management concepts. Second, training in making marketing strategies and flyer designs. Lastly, assistance in digital-based sharia marketing activities via social media instagram and whatsapp. The results of the implementation of service to partners are first, partners can understand the concept of digital-based sharia marketing management. Second, partners can create marketing strategies and design flyers. Finally, partners can implement digital-based sharia marketing activities via social media instagram and whatsapp.
PEMBERDAYAAN UMKM DESA LENGGAHSARI MELALUI EDUKASI PEMBUKUAN KEUANGAN Nur Evita Bela; Purnama Putra; Rizal Fahlevi
Al-Ihsan: Journal of Community Development in Islamic Studies Vol 2 No 2 (2023): Al-ihsan : Journal of Community Development in Islamic Studies
Publisher : LPPM Universitas Islam 45

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/alihsan.v2i2.8012

Abstract

MSMEs play a role as a source of income for the community, fulfilment of goods and services, creation of jobs, and increasing added value so as to reduce poverty and economic growth. However, there are also crucial problems that are often found in MSME actors in Indonesia, namely the problem of financial bookkeeping. This is due to the fact that there are still many MSME actors who have not implemented financial bookkeeping in the businesses they run. In Lenggahsari Village, it is known that the dominant population works as farmers and traders. Many MSME players in Lenggahsari village who have run their businesses still have not implemented financial bookkeeping in the businesses they run. Therefore, the implementation of community service is carried out with the aim of increasing the understanding of MSME actors to implement a financial bookkeeping system so that business records run well. The method used in this service applies the method of community socialisation and training. The results of community service show that MSME actors already have a good understanding of the financial bookkeeping system and business operations.