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PENGARUH PERPUTARAN AKTIVA LANCAR TERHADAP RETURN ON INVESTMENT PADA PT. MATAHARI PUTRA PRIMA TBK. PERIODE 2009-2016 Rizal Ma'ruf Amidy Siregar
KOLEGIAL Vol 5 No 2 (2017): JULI - DESEMBER
Publisher : STIE DWI SAKTI BATURAJA

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (990.063 KB)

Abstract

Return on Investment (ROI) PT Matahari Putra Prima, Tbk. has a downward trend. The downward trend in ROI is due to lower profit margins are affected by inventory turnover, receivable turnover, and cash turnover. The purposes of this research are to determine the effect of inventory turnover on ROI, receivable turnover on ROI, cash turnover on ROI and inventory turnover, receivable turnover and cash flow turnover simultaneously to ROI. The research analyzed by multiple linear regression. The results showed that there is an influence of inventory turnover and cash turnover to ROI. Accounts Receivable Turnover has no effect on ROI. Simultaneously inventory turnover, receivable turnover, and cash turnover on ROI. The value of determination coefficient (R square) of 0.298 means variation of inventory turnover, receivable turnover and cash turnover can explain by ROI variable equal to 29,8 percent. The rest of 70.2 percent is explained by other variables outside the model.
ISLAMIC WEALTH MANAGEMENT DURING THE COVID-19 PANDEMIC Utari Evy Cahyani; Rizal Ma'ruf Amidy Siregar; Rodame Monitorir Napitupulu
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 7, No 1 (2021): JUNI 2021
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v7i1.3084

Abstract

The coronavirus disease (COVID-19) pandemic has severe health effects and serious implications for economic. This research is a conceptual article that describes concepts and principles of Islamic wealth management (IWM), Islamic financial planning practice during Covid-19 pandemic, and Islamic social finance for reducing the pandemic effect. There are five stages in IWM that is wealth accumulation, wealth consumption, wealth purification, wealth distribution, and wealth protection. Wealth distribution such as alms, grant, and waqf are important in reducing social and economic impacts due to a pandemic. The existence of Islamic social financial institutions becomes very important to manage that fund. In other hand, practicing Islamic financial planning in household level can mitigate potential poverty in the crisis period. The financial planning manage the provision given by Allah as well which is beneficial for the life of the world and for the afterlife.
Why Do Palangka Raya Muslim Societies Patronize Islamic Banks? Itsla Yunisva Aviva; Utari Evy Cahyani; Rizal Ma’ruf Amidy Siregar
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 9, No 1 (2021)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v9i1.3847

Abstract

Abstract The purpose of this paper is to investigate the constructs of Planned Behavior Theory in selection criteria for Islamic banks employed by Palangka Raya Muslim societies. This is survey based-study conducted on the primary data collected through structured questionnaire. Data are gathered from 124 customers of Islamic banks in Palangka Raya. This research uses multiple regression with attitude, subjective norm, and perceived behavioral control as independent variables. The results reveal that attitude and perceived behavioral control has a positive influence on intention to patronize Islamic banks in Palangka Raya. While subjective norms have no influence. This study implies that Islamic banks in Palangka Raya should be more active in portraying themselves in good image of the Islamic banking practice. Establishing a good image plays significant role in determining the attitude of the customers about Islamic banking services. Islamic banks must provide the best experience to customers to be more loyal.AbstrakTujuan dari makalah ini adalah untuk mengetahui konstruksi teori perilaku yang direncanakan dalam kriteria pemilihan bank syariah pada masyarakat Muslim Palangka Raya. Studi ini berbasis survei yang dilakukan terhadap data primer yang dikumpulkan melalui kuesioner terstruktur. Data dikumpulkan dari 124 nasabah bank syariah di Palangka Raya. Penelitian ini menggunakan regresi berganda dengan variabel sikap, norma subjektif, dan kontrol perilaku yang dipersepsikan sebagai variabel bebas. Hasil penelitian menunjukkan bahwa attitude dan perceived behavioral control berpengaruh positif terhadap niat untuk menggandeng bank syariah di Palangka Raya. Sedangkan norma subjektif tidak berpengaruh. Penelitian ini mengimplikasikan bahwa bank syariah di Palangka Raya harus lebih aktif dalam menampilkan citra diri yang baik dalam praktik perbankan syariah. Membangun citra yang baik berperan penting dalam menentukan sikap nasabah terhadap layanan perbankan syariah. Bank syariah harus memberikan pengalaman terbaik kepada nasabah agar lebih loyal.
KONSEP KEADILAN DALAM BAURAN PEMASARAN MENURUT PERSPEKTIF ISLAM Rizal Ma'ruf Amidy Siregar
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 4, No 1 (2016)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (255.92 KB) | DOI: 10.24952/masharif.v4i1.763

Abstract

Business cannot be separated from trading/sales activities. Marketing mix (product, price, place and promotion) has been the main strategy of the majority of companies around the world in carrying out marketing activities. The capitalists marketing mix only prioritizing maximization of financial profit, while the marketing mix in the era of globalization is more focused on maximizing values. Islam offers the better of those two types of marketing. In conducting its product, pricing, place and promotion strategy, Islam prefers the interests of wider society. Islamic Marketing only looks the maximization of value if the aspects of fairness and honesty are met. It can be said if Islamic marketing forbids the slightest cheating in every process of the marketing mix.
DETERMINAN STRUKTUR MODAL EMITEN ANGGOTA DAFTAR EFEK SYARIAH Rizal Ma'ruf Amidy Siregar
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 5, No 1 (2017)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (476.886 KB) | DOI: 10.24952/masharif.v5i1.834

Abstract

This study was tried to see the effect of the fundamental financial ratios as internal factors and sharia stock prices as an external factor on the characteristics of the capital structure. Emiten in this research are companies that is always listed in the Jakarta Islamic Index from 2012 through 2014. There are eighteen companies that qualify for the study limitation. The researcher found that the structure of assets (Model 1 and Model 3) and the sharia stock price (Model 2 and Model 3) is always have a negative effect on the capital structure. Thus, the increase in asset structure and sharia stock prices led to a decrease in capital structure, and vice versa. In other words, increasing in those two variables have a stake in the management decision to reduce the proportion of long-term debt, and vice versa. One variable that is always has positive effect is the sales growth.
ANALISIS BIBLIOMETRIK PARIWISATA HALAL UNTUK MENGEKSPLORASI DETERMINAN DAYA SAING DESTINASI WISATA Utari Evy Cahyani; Dia Purnama Sari; Rizal Ma'ruf Amidy Siregar
Ar Rehla: Journal of Islamic Tourism, Halal Food, Islamic Traveling, and Creative Economy Vol 2 No 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Islam - Institut Agama Islam Negeri Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (856.261 KB) | DOI: 10.21274/ar-rehla.v2i2.5887

Abstract

Abstrak: Penelitian ini bertujuan untuk mengetahui peta perkembangan penelitian terkait pariwisata halal menggunakan pendekatan analisis bibliometrik. Penelitian ini juga mengidentifikasi berbagai indikator yang dapat digunakan sebagai faktor penentu daya saing destinasi wisata. Penelitian ini menggunakan pendekatan statistik deskriptif. Penelitian ini menggunakan metode bibliometrik yang digunakan untuk mengevaluasi data bibliografi, termasuk jumlah jurnal, jumlah penulis, jumlah artikel dan kata kunci artikel. Penelitian ini menggunakan data publikasi artikel yang bersumber dari berbagai jurnal, conference paper, dan book section dari tahun 2010-2022 dengan penelitian dengan tema pariwisata halal atau “halal tourism”. Pengumpulan data dilakukan dengan aplikasi Publish or Perish (PoP) dengan sumber artikel yang terindeks Scopus dengan kata kunci “halal tourism”. Analisis tren perkembangan publikasi tentang pariwisata halal dalam penelitian ini dilakukan terhadap 105 artikel dengan menggunakan aplikasi VOSViewer. Hasil penelitian menunjukkan artikel dengan tema pariwisata halal dalam jurnal yang terindeks Scopus pertama kali terbit pada tahun 2010. Artikel dengan tema pariwisata halal paling banyak terbit pada tahun 2021. Jurnal yang paling banyak menerbitkan artikel dengan tema pariwisata halal adalah “Journal of Islamic Marketing”. Artikel yang paling banyak disitasi yaitu “Halal tourism: Concepts, practises, challenges and future”. Terdapat 6 klaster untuk kata kunci penelitian dan 1 klaster peneliti dalam tema pariwisata halal. Berdasarkan identifikasi indikator, kata kunci yang terkait dengan daya saing destinasi wisata antara lain pariwisata halal, keinginan wisatawan untuk berkunjung, kejujuran, makanan halal, akomodasi, pengetahuan tentang halal, sertifikasi halal, dan website pariwisata. Kata Kunci: pariwisata halal; bibliometrik; scopus; publish or perish; vosviewer Abstract: This study aims to determine the development map of research related to halal tourism using a bibliometric analysis approach. This study also identifies various indicators that can be used as determinants of the competitiveness of tourist destinations. This study uses a descriptive statistical approach. This study uses a bibliometric method that is used to evaluate bibliographic data, including the number of journals, number of authors, number of articles and article keywords. This study uses article publication data sourced from various journals, conference papers, and book sections from 2010-2022 with research with the theme of halal tourism or "halal tourism". Data collection was carried out using the Publish or Perish (PoP) software with the source of articles indexed by Scopus with the keyword "halal tourism". The analysis of the development trend of publications on halal tourism in this study was carried out on 105 articles using the VOSViewer software. The results showed that articles with the theme of halal tourism in Scopus indexed journals were first published in 2010. Most articles with the theme of halal tourism were published in 2021. The journal that publishes the most articles on the theme of halal tourism is "Journal of Islamic Marketing". The article that was cited the most was "Halal tourism: Concepts, practices, challenges and future". There are 6 clusters for research keywords and 1 author's cluster on the theme of halal tourism. Based on the identification of indicators, keywords related to the competitiveness of tourist destinations include halal tourism, tourists' desire to visit, honesty, halal food, accommodation, knowledge about halal, halal certification, and tourism websites. Keywords: halal tourism; bibliometrik; scopus; publish or perish; vosviewer
Tingkat Literasi Keuangan Syariah Pedagang Pasar di Kota Padangsidimpuan Rizal Ma'ruf Amidy Siregar
Jurnal Iqtisaduna Vol 4 No 2 (2018)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v4i2.6243

Abstract

Padangsidimpuan city as one of the cities in North Sumatra Province, is an integral part of advancing Islamic banking in Indonesia in general, and in North Sumatra in particular. The development of Islamic banking in Padangsidimpuan cannot be separated from the role of merchant as customers of Islamic banks in Padangsidimpuan, both as saving and financing customers. The biggest market in Padangsidimpuan is Sangkumpal Bonang and its surroundings, which is the center of economic activity of the city. This study aims to find out how the literacy level of Sangkumpal Bonang’s merchant to sharia financial products. This study discusses the difference in sharia financial literacy of Sangkumpal Bonang’s merchant based on age, the last education and the average incomes per month,  using descriptive analysis methods and Chi-Square. This study proves that the higher the level of respondents formal education, the higher their sharia financial literacy rate. Likewise, the respondent's income level, the higher the average income per month, the higher their sharia financial literacy rate. While based on age, there is no difference in the level of respondents’ sharia financial literacy.
Financial and Social Performance of Indonesia's State-Owned Islamic Banks Utari Evy Cahyani; Rizal Ma'ruf Amidy Siregar
Relevance: Journal of Management and Business Vol. 4 No. 1 (2021)
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (375.078 KB) | DOI: 10.22515/relevance.v4i1.2959

Abstract

The government has started the process of merging three state-owned bank's sharia subsidiaries to accelerate the growth of Islamic banking in Indonesia. This study was conducted to see the effect of financial performance as measured by Return on Assets (ROA) and Firm Size on social performance as measured by Islamic Social Reporting (ISR) index. This study uses data that form of annual reports published by Bank Syariah Mandiri (BSM), Bank Negara Indonesia Syariah (BNIS) and Bank Rakyat Indonesia Syariah (BRIS) in 2010-2019. Islamic Social Reporting (ISR) is the dependent variable with Return on Assets (ROA) and Firm Size as independent variable. Fixed effect model is better than random effect model in this research. ROA have no effect on ISR. Whereas Firm Size have positive effect on ISR. It means thath the larger banking size the better the social performance. The new state-owned Islamic bank with the bigger size also improve social performance.
Bibliometric Analysis in Islamic Social Finance and Covid-19 Research Dia Purnama Sari; Utari Evy Cahyani; Rizal Ma'ruf Amidy Siregar
Journal of Islamic Social Finance Management Vol 3, No 1 (2022): JANUARI-JUNI 2022
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1011.612 KB) | DOI: 10.24952/jisfim.v3i1.5281

Abstract

Makalah ini merupakan studi kepustakaan bibliometrik tentang keuangan sosial Islam. Data bersumber dari data bibliografi dengan menggunakan kata kunci “Islam dan keuangan sosial”, dan “covid”. Studi ini menganalisis 500 publikasi dari tahun 2020 hingga 2022 dari dimensi database. Analisis data dilakukan dengan menggunakan biblioshiny dengan R-studio. Jumlah artikel bertema sosial keuangan Islam dan Covid-19 yang diterbitkan pada jurnal yang dilengkapi dengan objek digital cukup banyak dan dapat terus bertambah, mengingat dampak pandemi yang dirasakan, menjadikan sosial kemasyarakatan Islam penting.Beberapa topik dan kata kunci yang populer digunakan dalam tema ini dan kemungkinan untuk dikembangkan lebih lanjut, terutama pada domain tertentu dalam keuangan sosial Islam dalam menghadapi pandemi. Oleh karena itu,
Suggestions for Post-Pandemic Economic Recovery Research Agenda in Islamic Entrepreneurship Utari Evy Cahyani; Rizal Ma'ruf Amidy Siregar
El Barka: Journal of Islamic Economics and Business Vol 5, No 2 (2022)
Publisher : IAIN Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/elbarka.v5i2.4789

Abstract

Introduction/Main Objectives: The concept of Islamic entrepreneurship began to develop in line with the development of Islamic economics. This study aims to provide a bibliometric analysis of the scope of Islamic entrepreneurship. Background Problems: The existence of a pandemic has caused entrepreneurs to have to adapt to a volatile, complex, and uncertain business environment. Entrepreneurs also have homework to do, which is related to economic recovery after the pandemic. Novelty: Presenting bibliometric analysis and identifying publication trends in the scope of Islamic entrepreneurship in Scopus indexed journals from 2009 to 2022. Research Methods: This study uses descriptive statistics based on 78 published articles related to Islamic entrepreneurship. The articles used journal articles, conference papers, and book sections indexed by Scopus. Data was collected by Publish or Perish which was then analyzed using VOSviewer and Excel. Finding/Results: The results show the journals that contain the most articles on Islamic entrepreneurship are The International Journal of Business and Globalization. The most cited article is “The context of Islamic entrepreneurship and business: Concepts, principles, and perspectives”. The author who has written the most about Islamic entrepreneurship is Veland Ramadani. In research on Islamic entrepreneurship, the word “entrepreneurship” is the most widely used keyword. Recent research related to Islamic entrepreneurship is related to economic growth, business innovation, SME innovation, knowledge, and socio-cultural. Conclusion: This research helps researchers determine their research position, find potential themes for future research and provide recommendations to policymakers for post-pandemic economic recovery.