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All Journal Jurnal Al-Qardh KOLEGIAL : Jurnal Manajemen, Bisnis, dan Akuntansi At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman El-Barka: Journal of Islamic Economics and Business AL-ARBAH: Journal of Islamic Finance and Banking Ar Rehla: Journal of Islamic Tourism, Halal Food, Islamic Traveling, and Creative Economy Jurnal Iqtisaduna Relevance: Journal of Management and Business Journal Of Islamic Social Finance Management Ar Rehla: Journal of Islamic Tourism, Halal Food, Islamic Traveling, and Creative Economy
Rizal Ma'ruf Amidy Siregar
Institut Agama Islam Negeri Padangsidimpuan
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Social Sciences Other

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Journal : Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman

 1 
Why Do Palangka Raya Muslim Societies Patronize Islamic Banks? Itsla Yunisva Aviva; Utari Evy Cahyani; Rizal Ma’ruf Amidy Siregar
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 9, No 1 (2021)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v9i1.3847

Abstract

Abstract The purpose of this paper is to investigate the constructs of Planned Behavior Theory in selection criteria for Islamic banks employed by Palangka Raya Muslim societies. This is survey based-study conducted on the primary data collected through structured questionnaire. Data are gathered from 124 customers of Islamic banks in Palangka Raya. This research uses multiple regression with attitude, subjective norm, and perceived behavioral control as independent variables. The results reveal that attitude and perceived behavioral control has a positive influence on intention to patronize Islamic banks in Palangka Raya. While subjective norms have no influence. This study implies that Islamic banks in Palangka Raya should be more active in portraying themselves in good image of the Islamic banking practice. Establishing a good image plays significant role in determining the attitude of the customers about Islamic banking services. Islamic banks must provide the best experience to customers to be more loyal.AbstrakTujuan dari makalah ini adalah untuk mengetahui konstruksi teori perilaku yang direncanakan dalam kriteria pemilihan bank syariah pada masyarakat Muslim Palangka Raya. Studi ini berbasis survei yang dilakukan terhadap data primer yang dikumpulkan melalui kuesioner terstruktur. Data dikumpulkan dari 124 nasabah bank syariah di Palangka Raya. Penelitian ini menggunakan regresi berganda dengan variabel sikap, norma subjektif, dan kontrol perilaku yang dipersepsikan sebagai variabel bebas. Hasil penelitian menunjukkan bahwa attitude dan perceived behavioral control berpengaruh positif terhadap niat untuk menggandeng bank syariah di Palangka Raya. Sedangkan norma subjektif tidak berpengaruh. Penelitian ini mengimplikasikan bahwa bank syariah di Palangka Raya harus lebih aktif dalam menampilkan citra diri yang baik dalam praktik perbankan syariah. Membangun citra yang baik berperan penting dalam menentukan sikap nasabah terhadap layanan perbankan syariah. Bank syariah harus memberikan pengalaman terbaik kepada nasabah agar lebih loyal.
KONSEP KEADILAN DALAM BAURAN PEMASARAN MENURUT PERSPEKTIF ISLAM Rizal Ma'ruf Amidy Siregar
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 4, No 1 (2016)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (255.92 KB) | DOI: 10.24952/masharif.v4i1.763

Abstract

Business cannot be separated from trading/sales activities. Marketing mix (product, price, place and promotion) has been the main strategy of the majority of companies around the world in carrying out marketing activities. The capitalists marketing mix only prioritizing maximization of financial profit, while the marketing mix in the era of globalization is more focused on maximizing values. Islam offers the better of those two types of marketing. In conducting its product, pricing, place and promotion strategy, Islam prefers the interests of wider society. Islamic Marketing only looks the maximization of value if the aspects of fairness and honesty are met. It can be said if Islamic marketing forbids the slightest cheating in every process of the marketing mix.
DETERMINAN STRUKTUR MODAL EMITEN ANGGOTA DAFTAR EFEK SYARIAH Rizal Ma'ruf Amidy Siregar
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 5, No 1 (2017)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (476.886 KB) | DOI: 10.24952/masharif.v5i1.834

Abstract

This study was tried to see the effect of the fundamental financial ratios as internal factors and sharia stock prices as an external factor on the characteristics of the capital structure. Emiten in this research are companies that is always listed in the Jakarta Islamic Index from 2012 through 2014. There are eighteen companies that qualify for the study limitation. The researcher found that the structure of assets (Model 1 and Model 3) and the sharia stock price (Model 2 and Model 3) is always have a negative effect on the capital structure. Thus, the increase in asset structure and sharia stock prices led to a decrease in capital structure, and vice versa. In other words, increasing in those two variables have a stake in the management decision to reduce the proportion of long-term debt, and vice versa. One variable that is always has positive effect is the sales growth.
Co-Authors Dia Purnama Sari Dia Purnama Sari Itsla Yunisva Aviva Itsla Yunisva Aviva Rodame Monitorir Napitupulu Utari Evy Cahyani