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All Journal Jurnal Riset Akuntansi dan Bisnis JURNAL ILMIAH MANAJEMEN & BISNIS Journal of Mathematics Education and Application (JMEA) KUMPULAN JURNAL DOSEN UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA Inovasi : Jurnal Ekonomi, Keuangan, dan Manajemen Maneggio: Jurnal Ilmiah Magister Manajemen Owner : Riset dan Jurnal Akuntansi Jesya (Jurnal Ekonomi dan Ekonomi Syariah) JURNAL AGRICA Jurnal Humaniora : Jurnal Ilmu Sosial, Ekonomi dan Hukum Jurnal Riset Akuntansi Aksioma Jurnal Ekonomi Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) Proceeding International Seminar of Islamic Studies Jurnal SALMAN : Sosial dan Manajemen Bursa : Jurnal Ekonomi dan Bisnis Journal of International Conference Proceedings Al-Muhtarifin: Islamic Banking and Islamic Economic Journal
Sri Fitri Wahyuni
Universitas Muhammadiyah Sumatera Utara
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Astronomy Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Physics Social Sciences Other

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Journal : Bursa : Jurnal Ekonomi dan Bisnis

 1 
Faktor Determinan Prilaku Keuangan pada Generasi Y Di Kota Medan Sri Fitri Wahyuni; Radiman Radiman; Serli Lestari
Bursa : Jurnal Ekonomi dan Bisnis Vol. 2 No. 2 (2023): Mei - Agustus 2023
Publisher : Lembaga Riset Ilmiah, Yayasan Mentari Meraki Asa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59086/jeb.v2i2.276

Abstract

Setiap individu memiliki karakteristik dan kecenderungan perilaku keuangan yang berbeda-beda, baik dari faktor internal maupun faktor eksternal. Salah satu faktor yang mempengaruhi perilaku keuangan ialah pengetahuan tentang literasi keuangan. Penelitian ini bertujuan untuk mengetahui dan menganalisis pengaruh literasi keuangan, literasi sedekah, sikap keuangan pribadi dan gaya hidup terhadap perilaku keuangan generasi Y yang produktif di Kota Medan. Jenis penelitian ini adalah penelitian kuantitatif dengan teknik pengumpulan data menggunakan kuesioner. Sampel yang digunakan berjumlah 96 orang, dengan aplikasi pengoalahan data menggunakan smart PLS. Teknik analisa data menggunakan Analisis Jalur, Partial Least Square (PLS) dan Analisis efek Mediasi. Hasill penelitian ini menunjukkan literasi keuangan (X1) berpengaruh positif dan signifikan terhadap perilaku keuangan (Y). Literasi sedekah (X2) berpengaruh terhadap perilaku keuangan (Y). Sikap keuangan pribadi (X3) berpengaruh terhadap perilaku keuangan (Y). Gaya hidup (X4) berpengaruh terhadap perilaku keuangan (Y). Literasi keuangan, literasi sedekah, sikap keuangan pribadi dan gaya hidup secara simultan berpengaruh signifikan terhadap perilaku keuangan generasi Y yang produktif di Kota Medan. Each individual has different characteristics and tendencies in financial behavior, both internal and external factors. One of the factors that influence financial behavior is knowledge of financial literacy. This study aims to determine and analyze the influence of financial literacy, alms literacy, personal financial attitudes and lifestyles on the productive financial behavior of Generation Y in Medan City. This type of research is quantitative research with data collection techniques using questionnaires. The sample used was 96 people, with data processing applications using smart PLS. Data analysis techniques using Path Analysis, Partial Least Square (PLS) and Mediation effect analysis. The results of this study indicate that financial literacy (X1) has a positive and significant effect on financial behavior (Y). Alms literacy (X2) influences financial behavior (Y). Personal financial attitudes (X3) influence financial behavior (Y). Lifestyle (X4) influences financial behavior (Y). Financial literacy, alms literacy, personal financial attitudes and lifestyle simultaneously have a significant effect on productive Y generation financial behavior in Medan City.
Co-Authors Ade Gunawan Ariska Ayu Nanda Desi Ramadani Dini Kinanti Farisi, Salman Fika Rimalansyah Peride Fika Rimalansyah Peride Fiqi Ilham Ika Arwana Ike Nurjanah Ike Nurjanah Jufrizen Khalisah Khalisah Muhammad Shareza Hafiz Pradesyah, Riyan Radiman Radiman Radiman Radiman Radiman Radiman Rita Nara Rubiyah Rubiyah Serli Lestari Sherly Lestari Sri Puji Lestari Wido Seno Affandi Yogi Pranata