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All Journal Al-Kharaj: Journal of Islamic Economic and Business Kasaba: Jurnal Ekonomi Islam MUAMALATUNA
Abdul Wahid Mongkito
Unknown Affiliation
Religion Humanities Economics, Econometrics & Finance Education Social Sciences

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Alokasi Dana Amanah Pemberdayaan Masyarakat Lembaga DAPM Kecamatan Konda Dalam Persfektif Hukum Ekonomi Abdul Wahid Mongkito; Muhamad Turmudi; Andi Dwi Indah Putri
MUAMALATUNA Vol 14 No 1 (2022): Januari-Juni 2022
Publisher : Fakultas Syariah UIN Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37035/mua.v14i1.6448

Abstract

Micro-enterprises are one of the components that have a large enough contribution to create jobs in Indonesia, Micro, Small and Medium Enterprises (MSMEs) contributed Rp. 8,573.9 trillion to the Indonesian economy in 2020. However, the potential possessed by MSMEs is not without its weaknesses. especially in terms of capital. To overcome this, the government launched a revolving fund program called the Community Empowerment Allocation Fund (DAPM). The type of research carried out is qualitative research with case study methods on the management of the DAPM program in Konda District. The data used are primary and secondary data through observation, interviews and document studies. The results of this study indicate the allocation of DAPM revolving funds in Konda District in two group categories, namely the Women's Savings and Loans (SPP) and the Productive Economic Business Group with a payback period of up to 20 months. The DAPM institution takes a 1.5% service benefit in monthly installments, as well as a fine if you are late paying off the installments. This practice is contrary to sharia economic law, which is included in usury qardh and usury nasi'ah. The percentage of the population of Konda District reaching 97.83 Muslims needs to be given an alternative contract, based on in-depth research on the community's need for revolving funds, the researcher offers it in the form of Murabahah and Istisna contracts for buying and selling transactions, as well as Mudharaba and Musyarakah contracts for business development.
ANALISIS STRATEGI AMIL DALAM PENGHIMPUNAN DANA ZAKAT MELALUI BAITUL MAAL HIDAYATULLAH Abdul Wahid Mongkito; Didin Hafidhuddin; Irfan Syauqi Beik
Kasaba Vol 11, No 2 (2018)
Publisher : Univ Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1000.495 KB) | DOI: 10.32832/kasaba.v11i2.2466

Abstract

This thesis which was completed in April 2014 is about the right strategies for fundraising zaka by LAZNAS BMH. The manager needs strategies to optimize zakat fundraising. Through the study of internal factors and external factors LAZNAS BMH organization, an analysis of Internal and External Factors Evaluation in order to obtain the right strategy to be done by the organization LAZNAS BMH although still common. Further research conducted by TOWS matrix to get some viable strategy undertaken by LAZNAS BMH, choose the best strategy of the proper strategies conducted by LAZNAS BMH with Quantitative Strategy Planning Matrix (QSPM) analysis method. After analyzing QSPM, then there are three strategies that best suit the condition of the Internal and External LAZNAS BMH to optimize the collection of zakat funds are: to socialize so that Muslims are interested in LAZNAS BMH, expanding the scope of the zakat, as well as making zakat fund raising strategies and methods of the target receipt of zakat funds.
Tourism Development Strategy In Improving The Community's Economy Muhammad Imran; Adzil Arsyi Sabana; Abdul Wahid Mongkito; Nurjannah Nurjannah; Mahfudz Mahfudz
Al-Kharaj: Journal of Islamic Economic and Business Vol 4, No 2 (2022)
Publisher : IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (481.576 KB) | DOI: 10.24256/kharaj.v4i2.3047

Abstract

This study aims to see the Berova Beach tourism development strategy in improving the community's economy. The focus of his research is 1) Berov beach tourism development conditions, 2) Berova Coast Tourism Development Impact on Community Economy, and 3) Infrastructure Development Strategies to Support Berova Beach Tourism. In this research, the type of research used is a descriptive qualitative approach. There are two sources of data in this study, namely primary data and secondary data. The data technique was carried out by means of literature study, interviews and observations. The result of this research is that the tourism office of North Kolaka Regency has planned to carry out the processing of Berova Beach tourism in order to have an impact on the socio-economy of the community, such as repairing damaged facilities. For example, swimming pools, docks, and other facilities can increase the attractiveness of tourists to visit Berova beach. By improving facilities and adding new facilities, it will increase the attractiveness of tourists and have a positive impact in increasing the community's economy and regional income in North Kolaka Regency.
Co-Authors Adzil Arsyi Sabana Andi Dwi Indah Putri Didin Hafidhuddin Irfan Syauqi Beik Mahfudz Mahfudz muhamad turmudi Muhammad Imran Nurjannah Nurjannah