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All Journal ATESTASI : Jurnal Ilmiah Akuntansi Jurnal Edueco Jurnal Ilmu Manajemen Profitability Quantitative Economics and Management Studies Movere Journal Al-Buhuts (e-journal) Abdine : Jurnal Pengabdian Masyarakat
Salmiyah Thaha
Sekolah Tinggi Ilmu Ekonomi Tri Dharma Nusantara
Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Mathematics Social Sciences Other

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PENTINGNYA FINANCIAL LITERACY DALAM TATA KELOLA KEUANGAN PRIBADI (SUATU STUDI PUSTAKA) Salmiyah Thaha
Jurnal Edueco Vol. 4 No. 1 (2021): Juni
Publisher : Prodi Pendidikan Ekonomi Universitas Balikpapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36277/edueco.v4i1.79

Abstract

Tujuan pengelolaan keuangan ini adalah agar kita terhindar dari kondisi lebih banyak hutang daripada pemasukan. Literasi keuangan adalah kemampuan (kecakapan) seseorangan dalam membuat keputusan yang efektif berhubungan dengan keuangannya. Literasi keuangan membantu individu terhindar dari masalah keuangan terutama yang terjadi akibat kesalahan pengelolaan keuangan. Pentingnya literasi keuangan dalam bentuk semua aspek keuangan pribadi bukan karena untuk mempersulit dalam menggunakan uang yang mereka miliki, tetapi diharapkan individu dapat menikmati hidup dengan menggunakan sumber daya keuangan yang dimiliki dengan tepat. Dengan pengelolaan keuangan yang tepat yang ditunjang dengan literasi keuangan yang baik, maka taraf hidup masyarakat diharapkan akan meningkat, karena walau bagaimanapun tingginya tingkat penghasilan seseorang tapi tanpa pengelolaan keuangan yang tepat, keamanan finansial pasti akan sulit tercapai. Literasi keuangan yang baik dapat melindungi masyarakat dari berbagai modus tindak penipuan keuangan. Dengan memahami dan melaksanakan manajemen keuangan pribadi, maka kita telah mengetahui tujuan tertinggi dan bagaimana mencapainya. Pengelolaan keuangan pribadi sangat membantu untuk menjalani aktivitas secara terencana secara finansial. Literasi keuangan dalam bentuk pemahaman terhadap semua aspek keuangan pribadi bukan ditujukan untuk mempersulit atau mengekang orang dalam menikmati hidup, tetapi justru dengan literasi keuangan, individu atau keluarga dapat menikmati hidup dengan mendayagunakan sumberdaya keuangannya dengan tepat dalam rangka mencapai tujuan keuangan pribadinya.
Analisis Pengaruh Harga dan Kualitas Layanan terhadap Keputusan Konsumen Menggunakan Jasa Transportasi Online Maxim di Makassar Kapriani Kapriani; Asmawiyah Asmawiyah; Salmiyah Thaha; Hariyanti Hariyanti
Al-Buhuts Vol. 17 No. 1 (2021): Al-Buhuts
Publisher : Institute Agama Islam Negeri (IAIN) Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (553.943 KB) | DOI: 10.30603/ab.v17i1.2251

Abstract

This study aims to determine the effect of price and service quality on consumer decisions to use Maxim online transportation services in Makassar. The data collection technique was done by interview and questionnaire. The data used in this study are primary and secondary data. This research uses incidental sampling method with a sample size of 84 respondents. The results showed that based on multiple linear regression analysis showed that the variable price (X1) and service quality (X2) had a positive influence on consumer decisions. From the results of the calculation of the correlation coefficient (R) test, the R value is 0.828, indicating a very strong correlation. The coefficient of determination (R2) is 0.686. This means that the consumer's decision to use Maxim online transportation services is influenced by the price and service quality of 68.6%. Based on the results of the t test, it shows that the variable price (X1) and service quality (X2) have a significant effect on consumer decisions to use Maxim online transportation services in Makassar. The F test shows that the variable price and service quality simultaneously have a significant effect on consumer decisions to use Maxim online transportation services in Makassar. Thus the hypothesis proposed in this study is accepted.
Value Added Intellectual Coefficient on Banks Performance in Indonesia Salmiyah Thaha; Syarifuddin Sulaiman
Quantitative Economics and Management Studies Vol. 3 No. 1 (2022)
Publisher : Yayasan Ahmar Cendekia Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (342.173 KB) | DOI: 10.35877/454RI.qems854

Abstract

Banks in Indonesia, both state-owned and private, have realized the importance of intellectual capital as a substantial part in achieving sustainable bank business growth. The population of this research is banking in Indonesia which consistently publish its financial position on an annual basis. Determination of the sample is carried out with a purposive approach, the sample of this research is banks that are listed on the Indonesia Stock Exchange and publish annual financial statements for the period 2018 - 2021. The analysis technique in this study uses simple linear regression analysis. The results show that each model from 2018-2021 shows a low value. The implication of this research is that the better the VAIC value, the more efficient the value creation of all resources will be.
Pelatihan Digital Marketing untuk meningkatkan Penjualan UMKM di MasaPandemiCovid-19Di Kecamatan Turikale Kabupaten Maros Salmiyah Thaha; St Hatidja; Hasniati Hasniati
ABDINE: Jurnal Pengabdian Masyarakat Vol. 1 No. 2 (2021): ABDINE : Jurnal Pengabdian Masyarakat
Publisher : Sekolah Tinggi Teknologi Dumai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52072/abdine.v1i2.208

Abstract

Pelaksanaan kegiatan pengabdian ini diikuti oleh 16 mitra UMKM di Kecamatan Turikale Kabupaten Maros dengan tujuan menambah pengetahuan peserta akan pentingnya pemasaran produk melalui media online dari  smartphone. permasalahan yang dihadapi oleh mitra adalah minimnya pengetahuan mengenai digital marketing atau pemasaran online. Pada sesi diskusi, para mitra UMKM dibekali dengan aplikasi yang  dibutuhkan untuk pemasaran produk secara digital dan pelatihan dalam menggunakan perangkat dan aplikasi media sosial  sehingga para pelaku UMKM dapat membuat atau menggunakan salah satu aplikasi digital  online atau beberapa  situs penjualan online dengan biaya”minimal.Salah satu contoh yang di paparkan oleh pemateri adalah teknik atau cara melakukan pengambilan foto produk yang akan ditampilkan dan dipromosikan melalui media sosial. Kegiatan sosialisasi terlaksana dengan baik dan sangat dibutuhkan oleh pelaku UMKM. Di akhir acara sosialisasi, masih ada peserta yang meminta waktu selama  beberapa hari ke depan untuk melakukan kegiatan serupa  dan mau mengajak temannya yang belum sempat mengikuti kegiatan supaya memiliki pengalaman yang sama.
Penyuluhan Dan Sosialisasi Perda Kota Makassar No 7 Tahun 2009 St.Hatidja Idja; Apiaty K Amin; Lina Mariana; Salmiyah Thaha
ABDINE: Jurnal Pengabdian Masyarakat Vol. 1 No. 2 (2021): ABDINE : Jurnal Pengabdian Masyarakat
Publisher : Sekolah Tinggi Teknologi Dumai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52072/abdine.v1i2.210

Abstract

The purpose of community service activities is to provide education and information to the people of the city of Makassar specifically in Ujung Pandang, Makassar and Rappocini sub-districts. The people of Makassar city in general are still not aware of local regulations regarding health services. Most residents of Makassar city complain about health services in the city of Makassar. And some residents only know about health services through BPJS and KIS (Healthy Indonesia Card). So it is necessary for the government to cooperate with related parties to conduct socialization and counseling of Regional Regulations regarding health services. The result of PKM activities is that participants know the regional regulation number 7 of 2009, participants are able to socialize to their environment about the regulation. Tujuan kegiatan pengabdian masyarakat adalah untuk memberikan edukasi dan informasi kepada masyarakat kota Makassar khususnya kecamatan Ujung Pandang, Kecamatan Makassar dan Kecamatan Rappocini. Masyarakat kota Makassar pada umumnya masih kurang mengetahui peraturan daerah tentang pelayanan kesehatan. Sebagian besar warga kota Makassar mengeluhkan pelayanan kesehatan di kota Makassar. Dan sebagian warga hanya mengetahui pelayanan kesehatan melalui BPJS maupun KIS (Kartu Indonesia Sehat). Sehingga perlunya pihak pemerintah bekerjasama dengan pihak terkait untuk melakukan sosialisasi dan penyuluhan Perda mengenai pelayanan kesehatan. Hasil kegiatan PKM adalah peserta mengetahui perda nomor 7 tahun 2009,  peserta mampu mensosialisasikan ke lingkungan mereka tentang perda tersebut.
Effect of Knowledge and Locus Of Control on Intellectual Capital and Quality of Financial Reports Salmiyah Thaha; Irdawati Irdawati; Hariyanti Hariyanti; Leni Saleh; Hardiyono Hardiyono
Atestasi : Jurnal Ilmiah Akuntansi Vol. 5 No. 1 (2022): March
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/atestasi.v5i1.368

Abstract

This study aims to determine the effect of knowledge and locus of control on intellectual capital and its impact on the Quality of Financial Reports at PT. State Electricity Company (PLN) for Wajo, Bone, and Pare-Pare regions. The data in this study were obtained from each manager of PT. PLN (Persero) in Wajo, Bone and Pare-Pare areas. In this study, we used primary data by giving questionnaires/question sheets directly to 36 respondents. The data analysis method used is Structural Equation Model (SEM) analysis using Smart-PLS. The results showed that the knowledge variable had a positive effect on intellectual capital and the quality of accounting information reporting, and locus of control had a negative and significant impact on intellectual capital and the quality of accounting information reporting. The knowledge variable positively and significantly affects the quality of Financial Reports through intellectual capital. In contrast, locus of control significantly negatively affects the quality of Financial Reports through intellectual capital. The results of this study are used as information and input for company leaders in the context of making decisions and policies according to the quality of accounting information reporting. The results of this study can also be used for other researchers and parties who need it as a source of reference and information that can later be used for further research.
The Effect Of Current Ratio (CR) and Debt to Equity Ratio (DER) On Return On Asset (ROA) (Study at PT. Suryamas Dutamakmus, Tbk) Salmiyah Thaha; Mayang Sari
Movere Journal Vol 5 No 1 (2023)
Publisher : Sekolah Tinggi Ilmu Ekonomi (STIE) Tri Dharma Nusantara Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53654/mv.v5i01.322

Abstract

This study aims to determine the development of Current Ratio (CR), Debt to Equity Ratio (DER), Return on Assets (ROA) and to determine the effect of CR and DER on ROA either partially or simultaneously. The research method used is a quantitative method, namely research that analyzes and describes in detail the condition of the company using data from financial reports. The research object is PT. Suryamas Dutamakmur, Tbk. The financial report data used is 2012 – 2022. The results of the Current Ratio (CR) study have an effect and are not significant on Return On Assets at PT. Suryamas Dutamakmur, Tbk. This is evidenced by the results of the tcount value of 0.903 and ttable of 2.776 with a significance value (sig) of 0.335 where the value of 0.335 > 0.05. The results of the Debt to Equity (DER) study have an effect and are not significant on Return On Assets at PT. Suryamas Dutamakmur, Tbk. this can be proven from the results of the tcount value of 0.280 and ttable of 2.776 with a significant value (sig) of 0.950 where the value of 0.950 > 0.05. The results of the study simultaneously Current Ratio (CR) and Debt to Equity Ratio (DER) have an effect and are not significant on Return On Assets (ROA) at PT Suryamas Dutamakmur, Tbk. This can be proven from the results of obtaining an Fcount value of 0.632 and Ftable of 5.79 with a significant value of 0.632 where the value of 0.997 > 0.05.
Determining Factors of Financial Distress in Property and Real Estate Companies Listed on the Indonesia Stock Exchange Salmiyah Thaha; Indra Diputra; Hariyanti Hariyanti; Mulyana Machmud
Jurnal Ilmu Manajemen Profitability Vol 7, No 2 (2023): AGUSTUS 2023
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/profitability.v7i2.10771

Abstract

The objective of this study is to investigate the impact of the Current Ratio, Debt to Equity Ratio, and Return On Assets on the occurrence of Financial Distress within Property and Real Estate companies listed on the Indonesia Stock Exchange (IDX) over the period from 2019 to 2021. The study aims to discern whether these factors exhibit an influence, either individually or collectively. The sample selection process employed purposive sampling, leading to the inclusion of 18 companies that met specific criteria. The analytical approach utilized in this study involves multiple linear regression analysis, conducted through the Statistical Package for the Social Sciences (SPSS). The findings indicate that, on an individual basis, the Current Ratio and Return On Assets significantly impact financial distress, whereas the Debt to Equity Ratio exhibits significance in property and real estate companies. Furthermore, when considering all three factors simultaneously, the research demonstrates that the Current Ratio, Debt to Equity Ratio, and Return On Assets collectively exert a significant impact on financial distress within property and real estate sector companies listed on the Indonesia Stock Exchange.
EFFECT OF WORKING CAPITAL TURNOVER AND TURNover INVENTORY ON PROFITABILITY AT PT. SIANTAR TOP, Tbk Salmiyah Thaha; Arnida Arnida; Tamrin Meda
Jurnal Edueco Vol. 6 No. 2 (2023): Desember
Publisher : Prodi Pendidikan Ekonomi Universitas Balikpapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36277/edueco.v6i2.181

Abstract

Effect of working capital turnover and inventory turnover on profitability (ROA) at PT. Siantar Top, Tbk. Supervised by Salmiyah Thaha and Jumria. The purpose of this study was to determine the effect of working capital turnover and inventory turnover on profitability (ROA) at PT. SiantarTop, Tbk. The type of data used in this research is qualitative and quantitative data. Source of data used in this research is secondary data. The analytical method used is multiple linear regression analysis, coefficient of determination, correlation coefficient, t test, and F test. The results of this study show the regression equation Y = 11,444 + 0,107X1 + 2,172X2, the coefficient of determination (R2) = 78,20% and correlation coefficient (R) = 0,884. Based on the t test b1 tcount 0,723 < ttable 2,015, b2 tcount 3,748 ttable < 2,015 and through the F test obtained Fcount 8,886 < Ftable 5,790. The results showed that working capital turnover (X1) partially had a positive and insignificant effect on profitability (ROA) while inventory turnover (X2) partially had a positive and not significant effect on profitability (ROA), and simultaneously working capital turnover and turnover Inventory has no significant effect on profitability (ROA) at PT. SiantarTop, Tbk.
Co-Authors Apiaty K Amin Arnida Arnida Asmawiyah Asmawiyah Hardiyono Hariyanti Hariyanti Hariyanti Hariyanti Hasniati Hasniati Indra Diputra Irdawati Kapriani Kapriani Leni Saleh Lina - Mariana, Lina - Mayang Sari Mulyana Machmud St Hatidja St.Hatidja Idja Syarifuddin Sulaiman Tamrin Meda