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All Journal Jurnal Dirosah Islamiyah Jurnal Ilmu Ekonomi dan Bisnis Islam Jurnal Iqtisaduna
Andi Zulfikar Darussalam
Universitas Islam Negeri Alauddin Makassar
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The Empowerment For Women's Economic With Productive Financing at Bank BTPN Syariah Trimulato; Andi Zulfikar Darussalam; Syarifuddin; Sri Wahyuni
Jurnal Ilmu Ekonomi dan Bisnis Islam Vol 3 No 1 (2021)
Publisher : Program Studi Ekonomi Syariah, FEBI UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (372.447 KB) | DOI: 10.24239/jiebi.v3i1.36.79-96

Abstract

The aim of this study is to find out the financing patterns provided by bank BTPN Syariah to special customers of pre-poor women in improving their micro-businesses. And to find out the increase in the growth of financing channeled by bank BTPN Syariah. The type of research in this paper uses literature research, taking data that has been presented from available sources. Then the author processes from the existing data sources. Sources of research data in research that are relevant to the theme and formulation of the problem presented. This research is qualitative descriptive. The results of this study indicate that the development of financing at bank BTPN syariah experienced growth in the period June 2017 to June 2018 which grew by 18.128 percent. Bank BTPN syariah provides special microfinance for underprivileged women who have a business, this financing program is called the Future Package (PMD). The financing special for women, customers are not charged with collateral, customers always receive entrepreneurial guidance on a regular basis, customers have the opportunity to save at Bank BTPN Syariah, and customers can take advantage of mobile phone technolgy facilities with Wow IB bank BTPN Syariah program. The results of this study indicate that the bank BTPN Syariah has carried out a financing program specifically provided for pre-prosperous women, in a plan to fix their family's economy. Pre-prosperous women's special financing at Bank BTPN Syariah has been enjoyed by its customers. With Islamic financing, customers can obtain business capital from one million to four million to develop their business. Pre-prosperous women's special financing is a financing product that is only owned by Bank BTPN Syariah. Even financing products at Bank BTPN are devoted to PMD productive financing and do not serve consumptive financing. So the funds of depositors can be channeled directly to productive economic activities.
KONSEP PERTUMBUHAN EKONOMI DAN KESEJAHTERAAN DALAM ISLAM Andi Zulfikar Darussalam; Azizah Nur Adilah; Berlian Berlian; M. Danial
Jurnal Iqtisaduna Vol 5 No 2 (2019)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v5i2.18998

Abstract

Islam yang besifat rahmatan lil ‘aalamiin (kebaikan bagi seluruh alam) mempunyai worldview yang berbeda dengan yang lainnya, termasuk dalam permasalahan ekonomi, artikel ini mengangkat tema bagaimana pertumbuhan ekonomi dan kesejahteraan dalam Islam. Artikel penelitian ini adalah penelitian kepustakaan (library research) dengan sumber utama berasal dari al-Qur’an, Hadis dan buku-buku yang terkait dengan pertumbuhan dan kesejahteraan ekonomi dalam Islam. Hasil penelitian menunjukkan bahwasanya dalam ekonomi Islam dan ekonomi konvensional mempunyai pijakan yang berbeda sehingga menghasilkan turunan pemikiran yang berbeda. Pertumbuhan ekonomi tidak hanya mengejar kebaikan di dunia tetapi juga (bahkan yang utama) kebaikan di akhirat. Konsep kesejahteraan dalam pandangan Islam sangat menjunjung tinggi visi rahmatan lil 'aalamiin. Seorang Muslim disebut sejahtera jika mampu memakmurkan umat manusia dan seluruh alam, yang mungkin berbeda dengan konsep lain mengeksploitasi sumber daya alam sehingga menimbulkan bencana dan ketimpangan dunia.
Filantropi Islam melalui Program Kerja Lembaga Amil Zakat Dompet Dhuafa dalam Meningkatkan Pemberdayaan Masyarakat di Sulawesi Selatan Tenri femy Femy Farasiah; Nurfiah Anwar; Andi Zulfikar Darussalam
Jurnal Dirosah Islamiyah Vol 6 No 1 (2024): Jurnal Dirosah Islamiyah
Publisher : Sekolah Pascasarjana Institut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/jdi.v6i1.5447

Abstract

The development of the zakat institution over the years brings about a change. One of the institutions, the zakat managing organization (opz), dhuafa sulawesi's purses, which released programs related to the empowerment of society. Researchers chose dhuafa's purse-department because of one of the institutions that developed specifically in its economic empowerment program. The study has a purpose to know the implications of islamic philanthropy through opz's work program to promote public empowerment. Research methods used are qualitative descriptive methods, which learn of the phenomenon of observing islamic philanthropy through opz's action program to promote empowerment. Research object of the amil zakat (laz) purses dhuafa sulawesi south (sulsel). Studies study that dhuafa sulsel's wallet laz made a positive impact on people's empowerment.
Co-Authors Anwar, Nurfiah Azizah Nur Adilah Berlian Berlian M. Danial Sri Wahyuni Syarifuddin Tenri femy Femy Farasiah Trimulato