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The Empowerment For Women's Economic With Productive Financing at Bank BTPN Syariah Trimulato; Andi Zulfikar Darussalam; Syarifuddin; Sri Wahyuni
Jurnal Ilmu Ekonomi dan Bisnis Islam Vol 3 No 1 (2021)
Publisher : Program Studi Ekonomi Syariah, FEBI UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (372.447 KB) | DOI: 10.24239/jiebi.v3i1.36.79-96

Abstract

The aim of this study is to find out the financing patterns provided by bank BTPN Syariah to special customers of pre-poor women in improving their micro-businesses. And to find out the increase in the growth of financing channeled by bank BTPN Syariah. The type of research in this paper uses literature research, taking data that has been presented from available sources. Then the author processes from the existing data sources. Sources of research data in research that are relevant to the theme and formulation of the problem presented. This research is qualitative descriptive. The results of this study indicate that the development of financing at bank BTPN syariah experienced growth in the period June 2017 to June 2018 which grew by 18.128 percent. Bank BTPN syariah provides special microfinance for underprivileged women who have a business, this financing program is called the Future Package (PMD). The financing special for women, customers are not charged with collateral, customers always receive entrepreneurial guidance on a regular basis, customers have the opportunity to save at Bank BTPN Syariah, and customers can take advantage of mobile phone technolgy facilities with Wow IB bank BTPN Syariah program. The results of this study indicate that the bank BTPN Syariah has carried out a financing program specifically provided for pre-prosperous women, in a plan to fix their family's economy. Pre-prosperous women's special financing at Bank BTPN Syariah has been enjoyed by its customers. With Islamic financing, customers can obtain business capital from one million to four million to develop their business. Pre-prosperous women's special financing is a financing product that is only owned by Bank BTPN Syariah. Even financing products at Bank BTPN are devoted to PMD productive financing and do not serve consumptive financing. So the funds of depositors can be channeled directly to productive economic activities.
The Use of Social Media in an Islamic Perspective Online Trading Business (Case Study of Mas Joko's Food stalls Jl. Sultan Alauddin, Tamalate District During the Covid-19 Pandemic) Muchriady Muchran; Sri Wahyuni; Nur Wahyuni
Ar-Ribh : Jurnal Ekonomi Islam Vol 5, No 1 (2022): April 2022
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jei.v5i1.7524

Abstract

This study aims to determine the Islamic perspective on the use of social media in online buying and selling businesses, to determine the impact of online marketing in the Covid-19 era faced by Mas Joko's food stall business. This research is a field research using qualitative methods. Data collection was done by interview, observation, and documentation. The results show that the Islamic perspective on the use of social media in online buying and selling, that online buying and selling is based on the Qur'an where online buying and selling is a form of muamalah, in this case honesty in sharia economic transactions is a very important part. Where a trader must be honest, based on the desire for other people to get goodness and happiness such as by explaining the defective condition of a merchandise that he knows and which is not visible to the buyer so that sales in buying and selling transactions are carried out online. has fulfilled the contract (agreement). Sales made online are very helpful for Mas Joko's food stall income during the Covid-19 pandemic. The impact of online marketing in the Covid-19 era faced by Mas Joko's food stall business decreased by around 70% due to a lack of visitors due to the closing of campuses close to the stalls.
APPLICATION OF ISLAMIC VALUES TO SMEs BUSINESS YOTTA DRINK PRODUCTS IN MAKASSAR Syarifuddin Syarifuddin; Sri Wahyuni
Jurnal Iqtisaduna Prosiding International Conference on Islamic Economics and Business 2019
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v1i1.11827

Abstract

SMEs business have a very important role in Indonesia's economic development and growth. The contribution of SMEs to Indonesia's Gross Domestic Product (GDP) is 60.64% and absorbs a workforce of 97%, many of which have business management oriented to Islamic values but there are still those who violate their implementation. This study aims to find out about Islamic values which consist of halalness, honesty, quality of service, friendliness. in micro, small and medium enterprises (SMEs) especially in beverage products. The application of good Islamic values will create harmony in terms of Islamic business management. With this harmony in business, it will improve performance and productivity that is good for business people. This study analyzes the role of Islamic values on the management of SMEs performance in Beverage Products. This type of research uses descriptive qualitative research methods, by conducting observations directly to the publisher and interviews with employees, managers and the surrounding community, Technical Data analysis is done by reducing data, presenting data, and drawing conclusions. The results of this study indicate that Islamic values have a positive effect on the performance of SMEs Yotta in the city of Makassar.
The Practice of Selling and Buying Sea Cucumbers in an Islamic Business Perspective on Barrang Lompo Island, Sangkarrang Islands District, Makassar City Muhammad Najib kasim; Sri Wahyuni; Ratih Ratih
Jurnal Ar-Ribh Vol 5, No 2 (2022): Oktober 2022
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jei.v5i2.9197

Abstract

This study aims to determine the practice of buying and selling sea cucumbers in an Islamic business perspective on Barrang Lompo Island, Sangkarrang Islands District, Makassar City. The type of research used is the Qualitative Research Method. The processed data is the result of interviews with sellers and buyers and fishermen looking for sea cucumbers. The data collection method used in this research is Interview, Observation and Documentation. The results showed that the sale and purchase of sea cucumbers was carried out with murabahah transactions. Murabahah buying and selling is a purchase by one party to then be sold to another party who has submitted an application for the purchase of an item with a transparent profit or additional price. Sellers and buyers of sea cucumbers on Barrang Lompo Island have implemented an attitude of honesty (siddiq) in doing business, sellers and buyers of sea cucumbers on Barrang Lompo Island have implemented a friendly and communicative attitude (Tablig) in doing business, sellers and buyers of sea cucumbers on Barrang Lompo Island have implemented a respectful attitude. trusted (trust) in business. In the practice of buying and selling sea cucumbers on Barrang Lompo Island, there are supporting and inhibiting factors. The supporting factors include: The majority of the people of Barrang Lompo Island are Muslim, The knowledge capacity of the Barrang Lompo Island community about Islam has increased, Traders and buyers have realized sharia principles such as showing an attitude of honesty, justice, friendly and communicative (tabligh), and ar-ridha. The solidarity attitude of the people of Barrang Lompo Island is still close, the attitude of helping (ta'awun) has become the culture of the people of Barrang Lompo Island. While the inhibiting factors are as follows: Because the method of catching sea cucumbers is carried out by taking them directly on the seabed with a deep enough depth, it can cause divers to experience paralysis, if the weather is not good then the fishermen will be hampered from going down to the sea looking for sea cucumbers, some people are still traditional.
PENGEMBANGAN DESAIN PEMBELAJARAN MATEMATIKA DENGAN METODE FLIPPED CLASSROOM PADA MATERI TEOREMA PYTHAGORAS Muhammad Rizal Usman; Usman Mulbar; Sri Wahyuni
Jurnal Edukasi dan Sains Matematika (JES-MAT) Vol 9, No 1 (2023): Jurnal Edukasi dan Sains Matematika (JES-MAT)
Publisher : Department of Mathematics Education, Universitas Kuningan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25134/jes-mat.v9i1.7462

Abstract

Penelitian ini bertujuan untuk mengembangkan desain pembelajaran matematika dengan metode Flipped Classroom pada pokok bahasan teorema Pythagoras. Model pengembangan yang digunakan dalam pengembangan desain pembelajaran dengan metode flipped classroom adalah model ADDIE yang terdiri dari 5 tahap yaitu analysis, design, development, implementation, dan evaluation. Subjek penelitian ini adalah siswa kelas VIII F SMP Negeri 20 Bulukumba. Instrumen yang digunakan dalam penelitian ini adalah lembar validasi oleh para ahli, angket respon siswa, dan soal tes siswa materi teorema Pythagoras. Hasil penelitian pengembangan desain pembelajaran matematika ini melalui lima tahapan mulai tahapan analisis permasalahan dasar,analisis teori belajar dan materi, menyusun instrumen, angket dan soal, validasi instrumen oleh ahli, revisi instrumen, angket, pemilihan materi, pengembangan desain pembelajaran menggunakan metode flipped classroom, implementasi desain pembelajaran pada subjek sebanyak 25 siswa, hingga tahap evaluasi desain pembelajaran dengan melakukan penyebaran angket respon siswa dan tes hasil belajar. Hasil penelitian menunjukkan bahwa pengembangan desain pembelajaran matematika dengan metode flipped classroom yang dikembangkan layak digunakan karena memenuhi kriteria desain pembelajaran seperti valid dengan skor 3,64 dari para ahli. Memenuhi kriteria kepraktisan desain pembelajaran dengan persentase 84,48% untuk angket respon siswa dan memenuhi kriteria keefektifan desain pembelajaran dengan persentase 84% siswa yang memiliki nilai yang memenuhi KKM.
Peningkatan Kemampuan Membaca Ekstensif Melalui Metode SQ3R Siswa Kelas IV SD Negeri Jonjo 1 Kecamatan Parigi Kabupaten Gowa Sri Wahyuni; Tarman Tarman; Abdan Syakur
J-CEKI : Jurnal Cendekia Ilmiah Vol. 3 No. 2: Februari 2024
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v3i2.3012

Abstract

Masalah utama dalam penelitian ini adalah bagaimanakah peningkatan kemampuan membaca ekstensif melalui metode Survey, Question, Reading, Recite. Review (SQ3R) pada siswa kelas IV SD Negeri Jonjo I Kecamatan Parigi Kabupaten Gowa. Penelitian ini bertujuan untuk meningkatkan kemampuan membaca ekstensif melalui metode Survey, Question, Reading, Recite. Review (SQ3R) pada siswa kelas IV SD Negeri Jonjo I Kecamatan Parigi Kabupaten Gowa. Jenis penelitian ini digunakan adalah penelitian tindakan kelas (class action research) yang terdiri dari dua siklus dimana setiap siklus dilaksanakan sebanyak 3 kali pertemuan. Prosesdur penelitian ini terdiri dari 4 tahap di setiap siklusnya, yaitu perencanaan, pelaksanaan tindakan, observasi, dan refleksi. Subjek dalam penelitian ini adalah siswa kelas IV SD Negeri Jonjo I sebanyak 24 orang. Hasil penelitian ini menunjukkan bahwa pada siklus I siswa yang tuntas hanya 12 orang atau sekitar 50% yang memenuhi Kriteria Ketuntasan Minimum (KKM). Sedangkan pada siklus II terdapat 24 siswa sebanyak 100% setelah memenuhi KKM dan secara klasikal sudah terpenuhi rata-rata yang diperoleh sebesar 86 atau berada pada kategori tinggi.
MENINGKATKAN HASIL BELAJAR ILMU PENGETAHUAN ALAM PADA MATERI LISTRIK MELALUI MODEL PEMBELAJARAN PROBLEM BASED LEARNING KELAS VI UPTD SDN 214 INPRES BAWALANGIRI KABUPATEN MAROS Aqilah Salsabila; Nur Fitrah Julianti Patta; Mufidatul Asmi; Sri Wahyuni; Syamsuriyanti Syamsuriyanti
Jurnal Review Pendidikan dan Pengajaran (JRPP) Vol. 7 No. 1 (2024): Volume 7 No 1 Tahun 2024
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jrpp.v7i1.22694

Abstract

Tujuan penelitian ini adalah meningkatkan hasil belajar Ilmu Pengetahuan Alam melalui model pembelajaran problem based learnning materi listrik kelas VI UPTD SDN 214 Inpres Bawalangiri. Penelitian ini merupakan jenis penelitian tindakan kelas (PTK). Hasil dari penelitian ini menunjukkan bahwa penerapan model pembelajaran Problem Based Learning dapat meningkatkan hasil belajar IPA. Terjadinya peningkatan persentase kehadiran siswa dalam proses pembelajaran, siswa fokus pada materi pelajaran yang sedang berlangsung, siswa antusias dalam belajar dengan menggunakan model pembelajaran problem based learning, siswa aktif mencatat materi pelajaran dari Guru, siswa aktif bertanya dan menjawab materi yang terkait dengan pembelajaran, dan siswa bekerja sama dengan kelompok.
Keterampilan Proses Sains untuk Meningkatkan Hasil Belajar IPA Siswa Sekolah Dasar Sri Wahyuni; Irmawanty; Hilmi Hambali
JUDIKDAS: Jurnal Ilmu Pendidikan Dasar Indonesia Vol. 3 No. 2 (2024): MARET
Publisher : Educational and Talent Development Center of Indonesia (ETDC Indonesia)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51574/judikdas.v3i2.1229

Abstract

Penelitian ini bertujuan untuk menyelidiki dampak penerapan pendekatan keterampilan proses sains terhadap hasil belajar Ilmu Pengetahuan Alam (IPA) siswa di tingkat sekolah dasar. Penelitian menggunakan desain pra-eksperimental dengan bentuk one group pre-test post-test design. Pengumpulan data dilakukan melalui observasi, tes, dan dokumentasi, dengan analisis data menggunakan metode deskriptif dan inferensial. Hasil penelitian menunjukkan bahwa penggunaan pendekatan keterampilan proses sains secara signifikan meningkatkan hasil belajar IPA siswa. Terjadi perubahan yang nyata dari nilai rendah menjadi tinggi setelah penerapan pendekatan tersebut, yang mengindikasikan efektivitasnya dalam meningkatkan pemahaman siswa terhadap materi IPA. Temuan ini memberikan dukungan empiris terhadap keberhasilan pendekatan keterampilan proses sains, yang dapat menjadi dasar bagi pengembangan praktik pembelajaran yang lebih efektif di masa depan.
Analisis Halal dan Sikap Keuangan Terhadap Karakter Manusia Andi Arifwangsa Adiningrat; Arniati Arniati; Warda Warda; Sri Wahyuni; Naidah Naidah; Ummu Kalsum
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 4 No. 5 (2023): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v4i5.2623

Abstract

Penelitian ini bertujuan untuk mengetahui dan menganalisis halal dan sikap keuangan terhadap karakter manusia. Pendekatan dalam peelitian ini yaitu pendekatan kualitatif deskriptif. Penelitian ini menggunakan data sekunder maupun data primer, data sekunder berasal dari bebera artikel dan study kasus sedangkan data primer dilakukan dengan cara melakukan secara langsung dilapangan dengan melakukan observasi dan wawancara kepada sumber informan yang berasal dari suatu organisasi/instansi, masyarakat UMKM/ Praktisi, dan masyarakat umum. Adapun jumlah sampel dalam penelitian ini berjumlah 12 orang. Lokasi pada penelitian ini dilakukan diberbagai daerah di Kota Makassar dan Kabupaten Maros. Adapun Langkah-langkah analisis data yang digunakan dalam penelitian mulai tahap reduksi data, pengumpulan data, penyajian data sampai penarikan kesimpulan. Hasil Penelitian ini menunjukkan bahwa analisis halal terhadap karakter manusia merujuk pada penilaian moral dan etika yang didasarkan pada prinsip-prinsip Islam dalam mengevaluasi sifat-sifat dan perilaku individu. Halal yang memberikan dampak terhadap karakter manusia. Sedangkan sikap keuangan seseorang memiliki dampak yang signifikan terhadap karakter dan perilaku manusia, Sikap keuangan seseorang dapat dipengaruhi oleh karakteristik pribadi, nilai-nilai, pendidikan, pengalaman, dan faktor lainnya.