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Analisis Rasio NIM, BOPO, NPL dan LDR terhadap ROA Bank Rakyat Indonesia Tahun 2009-2020 Restu Hidayat; Firsty Ramadhona Amalia Lubis; Agus Salim
Jurnal Simki Economic Vol 5 No 1 (2022): Volume 5 Nomor 1 Tahun 2022
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jse.v5i1.130

Abstract

ROA is scale used to calculate bank effectiveness because Return On Assets (ROA) is an important one for calculating profits by utilizing assets owned by a bank. So analyzing the effect of the ratio of Net Interest Margin (NIM), Operating Costs to Operating Income (BOPO), Loan To Deposit Ratio (LDR), and Non-Performing Loans (NPL) on the Return On Assets (ROA) of Bank Rakyat Indonesia is very important to see the level of the health of the bank and the bank's profit. The data used is Bank Rakyat Indonesia from 2009-2020. The results showed that the BOPO and LDR variables had a positive effect on ROA, while the NIM and NPL variables had a negative effect on ROA. The analytical tool used in this research is the Vector Error Correction Model (VECM).
Analisis Sektor Basis dan Pertumbuhan Sektoral Kota Tangerang Safira Amora; Dini Yuniarti; Agus Salim
Jurnal Simki Economic Vol 5 No 1 (2022): Volume 5 Nomor 1 Tahun 2022
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jse.v5i1.138

Abstract

Regional development is one of few factors of national development. Regional economic growth leads to regional development. This study intends to determine whether regional potency has a substantial impact on Tangerang City's economic growth from 2015 to 2019. The research methods employed in this study are as follows: Location Quotient (LQ), Dynamic Location Quotient (DLQ), and analyzing the leading, prospective and mainstay sectors in the future. Based on the results of this study, potential sectors in Tangerang City are manufacturing industries, transportation and logistics, and the company services sector. Two of three potential sectors are supported by RPJMD of Tangerang City, are manufacturing industries, transportations, and the logistics sector
DOES LOAN-TO-VALUE SUPPORT FINANCIAL STABILITY IN INDONESIA? AGUS SALIM; IGNATIUS ABASIMI; LESTARI SUKARNIATI; NAVEED ASLAM
JURNAL ILMIAH KOHESI Vol 7 No 1 (2023): JURNAL ILMIAH KOHESI
Publisher : LP2MTBM MAKARIOZ

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Abstract

One of which is loan to value (LTV). The implementation helps to improve financial stability. Our study analyses the impact of LTV on banking financial stability. We employ panel GMM-System to reduce the bias of analysis for eighteen commercial banks from 2004 to 2019. The result shows that the LTV instrument confirms an improvement effect on the financial stability index. It implies that the more tighten policy on mortgage and vehicle loan, the more stable financial system especially in banking sector in Indonesia.
Transmission of the Global Bank Liquidity Shock: Evidence from the US Foreign Bank Loans to Southeast Asian Economies Agus Salim; Ignatius Abasimi; Dini Yuniarti; Mahrus Lutfi Adi Kurniawan; Suripto Suripto; Naveed Aslam; Sunil Kumar Chaudhary
Journal of Economics Research and Social Sciences Vol 7, No 1: February 2023
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jerss.v7i1.16975

Abstract

The empirical debate of foreign bank loans as an international intermediation transfer from industrialized to developing market economies, which concentrated on expenses and advantages, has continued. Our manuscript analyzes the determinants of US bank loans in selected Southeast Asian emerging markets. The most critical variables, based on the statistical approach built around the system-GMM, have a considerable effect on the growth rates of the origin and destination countries. Remarkably, the exchange rate significantly becomes a risk indicator which decrease the US bank flow. Finally, shock in the US economy has been transmitted to the Southeast Asian economies through foreign bank flow.
ANALISIS TENAGA KERJA MIGRAN PROVINSI NUSA TENGGARA BARAT RIFKI KHOIRUDIN; EKA NURJANNAH; AGUS SALIM
JURNAL ILMIAH MAKSITEK Vol 8 No 1 (2023): JURNAL ILMIAH MAKSITEK
Publisher : LP2MTBM MAKARIOZ

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Abstract

Purpose from research .ini be to find Determinants worker migrant Indonesian at Island Southeast West. Data that Used deep research .ini be data secondary from Body Navel Statistics (BPS) and Body Protection Power Work Indonesian (BP3MI). By dimension time research .ini use data Panel that be Combined data time-series and Cross-sectional to 10 province and city at NTB era 2019-2021. Method that Used deep research .ini be Regression data Panel. Result research .ini show that variable poverty and Index Building Human Influential Significant towards sum TKI. At side other GRDP, unemployment and average education not Influential Significant towards sum worker migrant. At side other all variable free Influential Significant towards sum TKI at Island Southeast West.
Does prudential capital reduce bank risk-taking? Empirical evidence from the Indonesian banks industry Agus Salim; Suripto Suripto
Jurnal Ekonomi & Studi Pembangunan Vol 24, No 1: April 2023
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jesp.v24i1.17696

Abstract

The implementation of macroprudential supervision, significantly tighter capital regulation in developing economies, has recently been debated, which focuses on reducing bank risk-taking and promoting financial stability in the banking sector. Our study investigates the impact of prudential capital on commercial bank risk-taking in Indonesia. We employed a GMM system approach to analyze bank and macro level data from 2004 to 2019. Our result confirms that appropriate capital regulations for reducing bank risk-taking are heterogeneous. Traditional capital ratios decrease bank risk-taking. However, the risk-based capital ratio shows an unexpected affirmative effect. Implementing macroprudential policy instruments of capital buffer effectively manages bank risk, and so does the regulatory capital pressure variable. The results are intimate for guiding commercial banks' risk management and capital effectiveness.
Pengaruh Harga, Fasilitas, Lokasi, Lingkungan dan Pendapatan Terhadap Keputusan Pembelian Rumah di Kota Bekasi Putri Fauziyah; Uswatun Khasanah; Agus Salim
Jurnal HUMMANSI (Humaniora, Manajemen, Akuntansi) Vol 6 No 2 (2023): Jurnal HUMMANSI (Humaniora, Manajemen, dan Akuntansi)
Publisher : Sekolah Tinggi Ilmu Komputer YOS SUDARSO Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33488/1.jh.2023.2.379

Abstract

The need for shelter is one of the fundamental human needs, following clothing and food. Bekasi City is currently experiencing growth and has become a residential area for urban residents and an industrial center. This urbanization is driving population growth, leading to an increased demand for housing. This research aims to examine the influence of price, facilities, location, environment, and income on the decision to purchase a house in the Taman Mula Sakti Indah Housing Complex. The research is a survey study conducted using questionnaires to collect data. The population in this study consists of consumers in the Taman Mula Sakti Indah Housing Complex. The research sample was determined using the Slovin formula, resulting in a sample size of 88 respondents. The data analysis technique used in this study is multiple linear regression analysis. The research findings indicate that collectively, the independent variables, namely price, facilities, location, environment, and income, have a significant simultaneous influence on the dependent variable, which is the purchase decision. Partially, price, location, and income significantly influence the purchase decision variable (Y) in the Taman Mula Sakti Indah Housing Complex.
PENGUATAN STRATEGI PEMASARAN KELOMPOK SADAR WISATA DI NANGSRI, CANDIREJO, SEMANU, GUNUNGKIDUL Rifki Khoirudin; Uswatun Khasanah; Agus Salim; Muhammad Safar Nasir
Jurnal Pengabdian Masyarakat Sabangka Vol. 2 No. 02 Maret (2023): Jurnal Pengabdian Masyarakat Sabangka
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM Azramedia Indonesia

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Abstract

Pariwisata di Gunungkidul berkembang pesat dalam beberapa tahun terakhir, sebagai akibat dari upaya promosi dan pengembangan destinasi wisata yang dilakukan oleh pemerintah daerah dan pengelola wisata setempat. Peningkatan aksesibilitas juga menjadi faktor yang penting dalam perkembangan pariwisata di Gunungkidul. Metode Kegiatan pengabdaian di lakukan melalui rangkain kegiatan yang pangkalnya berorientasi pada penguatan kapasitas masyarakat. Namun pelaksanaanya dilakukan melalui rangkaian, yaitu:  Survey dengan maksud memperoleh informasi tentang kegiatan pokdarwis, untuk disesuaikan dengan pendekatan yang bisa dilakukan dan workshop dan FGD, yang dilakukan bersama pokdarwis. Pembuatan paket wisata memiliki peran penting dalam kemajuan obyek wisata dan kesejahteraan masyarakat. Hasil yang dilakukan kepada mitra, pada saat sebelum kegiatan pengabdian masyarakat ini belum dilakukan, mitra pengabdian yaitu Pokdarwis Tirta Kencana belum ada rencana terkait dengan pengembangan obyek wisata yang dikelola. Berikut adalah beberapa hal yang menjelaskan mengapa pembuatan paket wisata memiliki peran penting tersebut. Dalam kesimpulannya, pengelolaan wisata yang baik dan terencana memerlukan peran serta masyarakat setempat. Dengan menerapkan saran-saran yang telah disebutkan di atas, diharapkan dapat meningkatkan kualitas dan keberlanjutan wisata serta memberikan.