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ANALISIS CAPITAL ADEQUACY RATIO (CAR) DAN PENILAIAN TINGKAT KESEHATAN BANK PADA PT BANK SYARIAH XXX Fauzi, Achmad; Marundha, Amor; Setyawan, Iwan; Syarief, Faroman; Harianto, Raden Achmad; Pramukty, Rachmat
JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi). Vol 7, No 1 (2020): JMBI UNSRAT Volume 7 Nomor 1
Publisher : FEB Universitas Sam Ratulangi Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35794/jmbi.v7i1.28392

Abstract

Abstract:  The bank soundness rating in terms of the Capital Adequacy Ratio (CAR) is used to measure the soundness of a bank based on capital against Risk Weighted Assets (RWA). Therefore, evaluating the soundness of a bank is very important because it is useful to know the condition of the bank in a very good, good, good enough, bad or not good condition. And later it will be used by the parties concerned in making decisions. Data collection methods include the method of observation, interviews and literature study, where the discussion used is descriptive qualitative, namely the method of data analysis without using statistical methods. By looking at the case studies that occur, the focus and subfocus of research become a reference in this study. The results of the acquisition of CAR PT. Bank XXX Syariah in 2018   amounted to 16.25%, in 2017  amounted to 15.48% and in 2018  amounted to 14.92%. From the results of the acquisition of CAR, it shows that PT. Bank XXX Syariah is in a state of "Very Good" because it has met the minimum standard stipulation of Bank Indonesia CAR of 8%.Keywords: Bank Health, Capital Adequacy Ratio Abstrak: Penilaian tingkat kesehatan bank ditinjau dari Capital Adequacy Ratio (CAR) digunakan untuk mengukur tingkat kesehatan bank didasarkan pada modal terhadap Aktiva Tertimbang Menurut Risiko (ATMR). Oleh karena itu, penilaian terhadap tingkat kesehatan bank sangatlah penting karena berguna untuk mengetahui kondisi bank dalam keadaan sangat baik, baik, cukup baik, kurang baik atau tidak baik. Dan nantinya akan digunakan oleh pihak-pihak yang berkepentingan dalam mengambil keputusan. Metode pengumpulan data  meliputi metode observasi, wawancara dan studi pustaka, dimana pembahasan  yang digunakan adalah deskriptif kualitatif, yaitu metode analisis data tanpa menggunakan metode statistik.Dengan melihat pada studi kasus yang terjadi , fokus dan subfokus penelitian menjadi acuan dalam penelitian ini. Hasil perolehan CAR PT. Bank XXX Syariah pada tahun 2018   sebesar 16,25%, tahun 2017  sebesar 15,48% dan tahun 2018  sebesar 14,92%. Dari hasil perolehan CAR tersebut, menunjukkan bahwa PT. Bank XXX Syariah dalam keadaan “Sangat Baik” karena sudah memenuhi standar minimum ketetapan CAR Bank Indonesia sebesar 8%.Kata Kunci: Kesehatan Bank, Rasio Kecukupan Modal
SIMULASI OPTIMALISASI PRODUKSI KAIN TENUN DALAM MENINGKATKAN LABA BISNIS DI PT. ARGO PANTES TANGERANG Harianto, Raden Achmad
E-Journal Widya Ekonomika Vol 2 No 1 (2020)
Publisher : L2Dikti Wilayah III

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1452.153 KB)

Abstract

Corporate performance is measurable by its activities of which is supported by the industrial performance through the optimization in targeted profit. PT. Argo Pantes is a manufacturing company which processes yarn and woven fabric. In the daily process the company has many problems or constrains in production planning. Uncertainity of the demand of goods fluctuation has effect on shortage or Surplus production. Others problems are raw materials, machine work hour, labour work hour, spindle hour per unit, Loom hour per unit, and the demand of the products. The objective of this research is to maximize a business profit by using the Application of Linear Programming. Simplex method of this linear programming purposes to maximize profit in linear function, where Profit (Z) = 20 X1 + 15 X2 and linear function of the two constrains, Spindle hour per unit : 100 X1 + 50 X2 ≤ 1000 and Loom hour per unit : 20 X 1 + 25 X 2 ≤ 300. The result of the study of the Analysis show that the total profit earned by PT. Argo Pantes at Tangerang to produce a T/C woven fabric is $133.400,- and for cotton 100% woven fabric is $100.050. with the assumtion of profit is in accordance with fixed objective and constrain function.
KUALITAS PENYAJIAN INFORMASI AKUNTANSI PONDOK PESANTREN DARUL HIKMAH Achmad, Fauzi; Marunda, Amor; Syarief, Faroman; Harianto, Raden Achmad; Pramukty, Rachmat
JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi). Vol 8, No 1 (2021): JMBI UNSRAT Volume 8 Nomor 1
Publisher : FEB Universitas Sam Ratulangi Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35794/jmbi.v8i1.33486

Abstract

Abstract: One source that supports the success of Islamic boarding schools in carrying out development is finance, because the financial sector is a support in the management of education. For this reason, good and transparent financial management is needed, so that the weaknesses and shortcomings of the pesantren can be identified by other interested parties. Islamic boarding school financial reports only present reports of cash receipts and cash disbursements, which are not in accordance with the classification items in accordance with applicable financial accounting standards because the foundation does not recognize accounting standards used as financial reporting guidelines for non-profit entities. Methods of community service activities This method uses lectures or outreach, discussion and learning that are practiced by participants and resource persons. The lecture method is used to convey general knowledge about Islamic boarding school financial reports, SAK ETAP, SAK 45 and SAK Syariah accompanied by a question-and-answer session. The learning method is used to transfer knowledge or skills and value systems owned by resource persons to community members Abstrak: Salah satu sumber yang mendukung keberhasilan pondok pesantren dalam melaksanakan pembangunan adalah keuangan, karena sektor keuangan merupakan penunjang dalam penyelenggaraan pendidikan. Untuk itu diperlukan pengelolaan keuangan yang baik dan transparan, agar kelemahan dan kekurangan para pesantren dapat diketahui oleh pihak lain yang berkepentingan. Laporan keuangan pondok pesantren hanya menyajikan laporan penerimaan dan pengeluaran kas yang tidak sesuai dengan klasifikasi item sesuai dengan standar akuntansi keuangan yang berlaku karena yayasan tidak mengenal standar akuntansi yang digunakan sebagai pedoman pelaporan keuangan untuk organisasi nirlaba. entitas. Metode kegiatan pengabdian masyarakat Metode ini menggunakan ceramah atau sosialisasi, diskusi dan pembelajaran yang dipraktikkan oleh peserta dan narasumber. Metode ceramah digunakan untuk menyampaikan pengetahuan umum tentang laporan keuangan pondok pesantren, SAK ETAP, SAK 45 dan SAK Syariah disertai dengan sesi tanya jawab. Metode pembelajaran digunakan untuk mentransfer pengetahuan atau keterampilan dan sistem nilai yang dimiliki oleh narasumber kepada anggota masyarakat.
ANALYSIS EFFECT OF PRICE, SERVICE QUALITY AND MARKETING RELATIONSHIP ON REPURCHASING INTEREST WITH CUSTOMER SATISFACTION AS INTERVENING VARIABLE IN CV. BEKASI UNGGAS Ardy Kristianto; Ni Nyoman Sawitri; Raden Achmad Harianto
Dinasti International Journal of Management Science Vol 3 No 3 (2022): Dinasti International Journal of Management Science (January - February 2022)
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/dijms.v3i3.1094

Abstract

The research aims to determine the effect of price, service quality and marketing relationship on repurchase intention with customer satisfaction as an intervening variable at CV. Bekasi Unggas. The type of research used is quantitative research. The data presented in this research was obtained through a questionnaire given to 53 respondents who as a customer at CV. Bekasi Unggas. Research design used is hypothesis testing using the structural equation model (SEM) – Smart PLS version 3.3.3. Results from this research show that: (1) There is a direct effect of price, marketing relationship and consumer satisfaction on repurchase intention, (2) There is no evidence of a direct effect of service quality on repurchase intention, (3) There is an indirect effect price, service quality and marketing relationship on repurchase intention through customer satisfaction.
The Study of Managerial Knowledge, Attitude, and Intention Toward Willingness To Pay On Consumers Cosmetic Products Raden Ahmad Harianto; Zahara Rony; Faroman Syarief; Ahmad Fauzi
The International Journal of Education Management and Sociology Vol. 2 No. 1 (2023): January - February : The International Journal of Education Management and Sosi
Publisher : PDPI (Perkumpulan Dosen Peneliti Indonesia)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58818/ijems.v2i1.21

Abstract

This study serves to test and analyze the effect of managerial knowledge, attitudes, and intentions on willingness to pay for cosmetic product consumers in Jakarta. This study uses a survey method and causality. So the samples obtained in this study were 201 respondents. The research method uses SEM analysis with the Warp PLS 7.0 program as a test tool. The results of this study are in Managerial Knowledge which has a very positive effect on Consumer Payment Intentions for Cosmetic Products significantly and Attitudes have a positive effect on Consumer Payment Intentions for Cosmetic Products significantly. This research has also shown that the intention to pay has a very significant positive effect on the willingness to pay to consumers. These tree main issues therefore should be taken into consideration in strategic planning that It is necessary to increase managerial knowledge by supporting attitudes and intentions through education and training programs to improve willingness to pay on consumers cosmetic products