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SISTEM BAGI HASIL SIMPANAN PADA KOPERASI SYARI’AH BMT ASY-SYABAAB BKPRMI KAB. PINRANG Muhammad Nasri Katman; Syarifuddin Syarifuddin
EL MUDHORIB : Jurnal Kajian Ekonomi dan Perbankan Syariah Vol. 1 No. 2 (2020)
Publisher : Program Studi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, IAIN Fattahul Muluk Papua

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (738.904 KB) | DOI: 10.53491/elmudhorib.v1i2.102

Abstract

Penelitian ini dilakukan dengan tujuan Untuk Menganalisis sistem bagi hasil simpanan pada Koperasi Syari’ah BMT Asy-Syabaab BKPRMI Kab. Pinrang. penelitian ini adalah penelitian deskriptif. Penelitian deskriptif adalah sebuah penelitian yang bertujuan untuk memberikan atau menjabarkan suatu keadaan atau fenomena yang terjadi saat ini dengan menggunakan prosedur ilmiah untuk menjawab masalah secara aktual. Berdasarkan Hasil Penelitian ditemukan bahwa Prosedur Simpanan di Koperasi Syari’ah BMT Asy-Syabaab BKPRMI dilakukan dengan beberapa tahap seperti mengisi Formulir. Sistem Bagi Hasil dan Perhitungannya yang diterapkan oleh Koperasi Syari’ah BMT Asy-Syabaab BKPRMI pada Simpanan yaitu metode Profit sharing yang sesuai dengan Fatwa DSN No.15/DSN-MUI/IX/2000 Dalam Pembagian Hasil. Sedangkan dalam penetapan pembagian Nisbah bagi hasil telah ditetapkan oleh BMT dan Nasabah (Kesepakatan). Pendapatan bagi hasil Simpanan selalu berbeda, tergantung pada jumlah saldo tabungan dan keuntungan BMT, karena besarnya saldo tabungan dan keuntungan BMT selalu berubah tiap bulannya.
Pengaruh Trust terhadap Minat Masyarakat Membayar Zakat pada BAZNAS Kab. Sidrap dengan Religiusitas sebagai Variabel Moderating Winda S; Nurfiah Anwar; Muhammad Nasri Katman
ISLAMIKA Vol 5 No 4 (2023): OKTOBER
Publisher : Pendidikan Agama Islam STIT Palapa Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36088/islamika.v5i4.3887

Abstract

The purpose of this study is to test and determine the effect of trust on people's interest in paying zakat at BAZNAS Kab. Sidrap with religiosity as a moderating variable. This type of research is quantitative research with a survey approach. The population is the Muslim community in the Tellu Limpoe sub-district of 16,008 people using the Krijchie Morgan formula, so the sample obtained is 375 people. The sampling technique is using a non-probability sampling technique, namely with the following criteria: (1) People of Tellu Limpoe District, (2) Islam, (3) Have their own income, and (4) Willing to become informants. This study uses primary data, namely direct responses of respondents through questionnaires and references to journals and books. The data collection method is by distributing questionnaires and via the Google form. The data analysis technique is SEMPLS using the SmartPLS 3 application. The results of this study are that trust positively and significantly influences people's interest in paying zakat at BAZNAS Kab. Sidrap and religiosity do not moderate trust in people's interest in paying zakat at BAZNAS Kab. Sidrap.
Pengaruh Literasi terhadap Perilaku Masyarakat Melakukan Utang Piutang dengan Norma Subjektif sebagai Variabel Moderating Nurwahida Nurwahida; Nurfiah Anwar; Muhammad Nasri Katman
AS-SABIQUN Vol 5 No 6 (2023): NOVEMBER
Publisher : Pendidikan Islam Anak Usia Dini STIT Palapa Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36088/assabiqun.v5i6.4081

Abstract

This research was cconducted with the aim of finding out the influence of literacy, in this case public knowledge about usury, on people’s behavior in carrying out debts and receivables with subjective norms as a moderating variable. The type of research used is quantitative research with a survey approach. The population, namely the total number of PNM Mekaar Mambi Branch costumers, wa 3.701 people. The sampel was determined using the kriccjie Morgan formula which then obtained 348 samples which were then used in this research. This research uses primary datta, namely direct responses from respondents via questionnaires distributed via Google form and distributing questionnaires directly the field. Data analysis was carried out using the SmartPLS 3 application. The results of the research show that literacy has a positive effect on people’s behavior in making debts and receivables.