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This Author published in this journals
All Journal Jurnal Ekonomi Journal of Management and Business
Maulana Abdul Malik Tambunan
Universitas Islam Negeri Sumatera Utara
Religion Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences

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Peran PT Bank Pembiayaan Rakyat Syariah (BPRS) Amanh Bangsa Dalam Penyaluran Kredit Kepada Pengusaha Kecil di Sidamanik Maulana Abdul Malik Tambunan; Ahmad Perdana Indra
ManBiz: Journal of Management and Business Vol 1 No 2 (2022): ManBiz: Journal of Management and Business
Publisher : Institut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (903.649 KB) | DOI: 10.47467/manbiz.v1i2.1726

Abstract

This study describes the role of BPRS in the development and strengthening of the community's economy. The purpose of this study, among others, is to determine the role of BPRS in developing MSMEs in Palopo City and to determine the impact felt by MSME actors in Sidamanik in the BPRS empowerment program. This survey is a field survey with a qualitative survey design and data collection using observation, interview, and documentation techniques. Keywords: Role, PT. BPRS Bank, Empowerment.
THE INFLUENCE OF RISK PERCEPTION, RETURN EXPECTATIONS, BEHAVIORAL MOTIVATION AND TECHNOLOGICAL PROGRESS ON INVESTMENT DECISIONS IN ISLAMIC PEER TO PEER FINTECH Maulana Abdul Malik Tambunan; Nurbaiti Nurbaiti; Muhammad Lathief Ilhamy Nasution
Jurnal Ekonomi Vol. 12 No. 02 (2023): Jurnal Ekonomi, Perode April - Juni 2023
Publisher : SEAN Institute

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Abstract

This study aims to determine the extent of the influence of Risk Perception (X1), Return Expectation (X2), Behavioral Motivation (X3), and Technological Progress (X4) on Investment Decisions (Y). This study uses a quantitative approach with sampling using the non-probability sampling method. The type of data used in this study is Primary Data obtained from questionnaires filled out by respondents directly. While secondary data comes from books, journals, research results, practical work reports and is related to the author's research object.  In this study, the population to be taken is investors or lenders who invest in Islamic peer to peer fintech domiciled in North Sumatra in 2022 as many as 430 people with a sample selection using the slovin formula of 81 people.   The analysis tool uses multiple linear regression analysis. The results showed that Risk Perception (X1), Return Expectation (X2), Behavioral Motivation (X3), and Technological Progress (X4) simultaneously influenced the Investment Decision (Y). The coefficient of determination is 0.741. This means that 74.1% of Investment Decisions (Y) are influenced by Risk Perception (X1), Return Expectation (X2), Behavioral Motivation (X3), and Technological Progress (X4) while the remaining 25.9% is influenced by other variables not examined in this study.
Co-Authors Ahmad Perdana Indra Muhammad Lathief Ilhamy Nasution Nurbaiti Nurbaiti