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DAMPAK PANDEMI COVID-19 TERHADAP PERMASALAHAN EKONOMI SYARIAH DI INDONESIA Indri Malita Sari; Sri Wigati
JURNAL EKONOMI PERJUANGAN Vol. 3 No. 2 (2021): Jurnal Ekonomi Perjuangan (JUMPER)
Publisher : LP2M Universitas Perjuangan Tasikmalaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36423/jumper.v3i2.905

Abstract

The outbreak of a pandemic disease that entered Indonesia in 2020 had forced all activities to be limited, this resulted in the government having to make rules that encourage the Indonesian people to limit mobility activities so that the spread of Covid-19 can be suppressed. Of course, this has an impact on the Indonesian economy, including the sharia economy. In this regard, this study aims to determine the impact of the Covid-19 pandemic on sharia economic problems that previously existed before the pandemic. These various Islamic economic problems in Indonesia have made Islamic financial institutions undeveloped, there are several factors experienced by the Government in dealing with existing obstacles. This study uses a qualitative type with a descriptive approach method. In this study, the focus is on sharia economic problems when the Covid-19 pandemic first entered Indonesia. Keywords: Sharia Economics Problems, Covid-19, Pandemic.
The Concept of Usury (Ribā) according to MTR Sri Wigati
Maliyah : Jurnal Hukum Bisnis Islam Vol. 11 No. 2 (2021): Desember 2021
Publisher : Islamic Economic Law Programs, Faculty of Sharia and Law State Islamic University (UIN) of Sunan Ampel Surabaya.

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (867.94 KB) | DOI: 10.15642/maliyah.2021.11.2.52-76

Abstract

Of the many anti-usury movements in Indonesia, one of them is a community called the Society Without Usury (Masyarakat Tanpa Ribā hereinafter referred to as MTR). This community already has networks in several regions in Indonesia, which carry out the mission of da'wah to spread the understanding of usury and help people who are caught in problems with usury. The existence of this community aims to become a place of consultation as well as complaints for victims of usury. This research was conducted to answer the questions; What is the history of the emergence of MTR which echoes the spirit of living without usury? The type of this research is a qualitative research and uses field research. The approach that used in this research is phenomenology approach which sees changes in people's ways of thinking in life. Data collection techniques in this research are participatory observations, interviews and documentations. The results of this research show that: the history of the emergence of MTR is due to awareness as an anti-usury da'wah community, social movement, self-liberation from debt.
Pengaruh Suku Bunga dan Nilai Tukar Rupiah Terhadap Pertumbuhan Ekonomi dan Nilai Ekspor di Indonesia Sri Wigati; Abdul Wahid
Al-Buhuts Vol. 18 No. 2 (2022): Al-Buhuts
Publisher : Institute Agama Islam Negeri (IAIN) Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30603/ab.v18i2.2522

Abstract

International trade is a tool in increasing the country's economic growth. This research intends to conduct an analysis of the open rate and the exchange rate on Indonesia's economic growth. An analysis was also conducted on the impact of interest rates, exchange rates and economic growth on the value of Indonesia's exports. Efforts to obtain scientific results require the use of scientific methods where in this research path analysis is used by utilizing the SPSS program. The results obtained are interest rates and exchange rates have a direct impact in the form of a negative impact on Indonesia's economic growth. The impact of interest rates is not significant but positive. while Indonesia's economic growth has a positive and significant impact on exports. Economic growth also mediates the effect of interest rates and exchange rates on the value of Indonesia's exports.
TAX AMNESTY IN LAW NUMBER 11 OF 2016 SEEN FROM THE PERSPECTIVE OF FIQH AL-DARĪBAH (TAXATION IN ISLAM) Sri Wigati; Muh Sholihuddin; Saiful Jazil
Al-Daulah: Jurnal Hukum dan Perundangan Islam Vol. 11 No. 2 (2021): Oktober
Publisher : Prodi Siyasah (Hukum Tata Negara) Fakultas Syariah dan Hukum UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/ad.2021.11.2.173-196

Abstract

Abstract:This research aims to elaborate on tax amnesty according to the provision set forth in Law Number 11 of 2016 seen from the perspective of fiqh al-ḍarībah or Islamic taxation. This library research studied secondary data sourced from books, journals, or other references. All the data were analyzed based on a content analysis technique. The research results reveal that tax amnesty is a breakthrough established by the government to expedite economic growth and restructure the economy by transferring assets, considering that this measure can increase domestic liquidity, increase exchange rate, decrease interest rate, and increase investment. Tax amnesty is part of the taxation reform paving into more just taxation and a more valid, comprehensive, and integrated taxation database. The values obtained from this tax collection should contribute to national development. From the perspective of fiqh al-ḍarībah, tax amnesty is within the study of mu'āmalah ijtihādiyyah, where the government is authorized to make laws concerning taxation and adheres to the principles of welfare and justice for citizens. The government is also responsible to decide the amounts of taxes to be paid by taxpayers. Ulama, however, suggested that there should not be any likelihood that taxation is perceived as a burden by people and that the collected taxes are intended for immoral conduct. Moreover, taxation is decided in deliberation. If all these requirements are not fulfilled, taxes collected may represent sinful conduct or injustice.
PENGENALAN INVESTASI SEBAGAI LANGKAH PEMERINTAH MENGATASI TURUNNYA PEREKONOMIAN di TENGAH PANDEMI Annisa Rahma Firdaus; Sri Wigati
OPORTUNITAS: Jurnal Pendidikan Ekonomi, Manajemen, Kewirausahaan dan Koperasi Vol 2 No 02 (2021): Oportunitas
Publisher : Pendidikan Ekonomi FKIP Universitas PGRI Ronggolawe Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (43.364 KB)

Abstract

Dalam menghadapi pandemi ini, pemerintah tidak hanya tinggal diam, tetapi memberikan banyak upaya untuk mengatasi, disalah satunya pemerintah mengupayakan investasi kepada masyarakat dengan tujuan membantu pemulihan pertumbuhan ekonomi yang sudah turun semenjak pandemi ini. Dalam investasi ini ada beberapa macam pilihan seperti Saham, Reksadana, Obligasi, Emas, Deposito, Properti. Pasar modal sebagai perantara atau (sarana) dalam pembiayaan yang ditujukan kepada Iembaga perusahaan, kepemerintahan ataupun orang sipil sampai kegiatan investasi, yang mana pasar modal ini sebagai alat (prasarana) untuk kegiatan jual beli, maupun kegiatan lain yang terkait. Investasi saham ialah sertifikat yang dapat menunjukkan bukti kepemilikian suatu perusahaan, serta pemilik saham mempunyai hak untuk memiliki penghasilan serta aktiva perusahaan (keuntungan yang akan dimiliki). Investasi berbentuk saham ini mempunya 2 jenis macamnya, ada Saham Biasa(common stock) dan Saham Preferen(Preferred Stock). Pengertian Reksadana berdasarkan UU Pasar Modal nomor 8 Tahun 1995 pasal 1, ayat (27): yakni, wadah yang dipergunakan (dimanfaatkan) untuk menghimpun dana dari masyarakat pemodal (investor) untuk selanjutnya diinvestasikan dalam portofolio Efek oleh Manajer Investasi.Dengan itu pengertian dari berbagai jenis reksadana yakni Reksadana Saham, Reksadana campuran, Reksadana pendapatan tetap, Reksadana pasar uang. Obligasi yakni, perusahaan atau pemerintah mempunyai hutang kepada investor, investor mempunyai bukti surat pemegang hutang dari perusahaan atau pemerintah. Obligasi korporasi, Obligasi pemerintah,Obligasi ritel.
URGENSI INSTRUMEN EKONOMI ISLAM DALAM PELAKSANAAN SUKUK Kurnia Dhea Prashinta; Sri Wigati
OPORTUNITAS: Jurnal Pendidikan Ekonomi, Manajemen, Kewirausahaan dan Koperasi Vol 2 No 02 (2021): Oportunitas
Publisher : Pendidikan Ekonomi FKIP Universitas PGRI Ronggolawe Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (105.076 KB)

Abstract

Economic Wheel (roda perekonomian) akan mengalami peningkatan serta penyebaran yang pesat di setiap waktunya. Berkembangnya perekonomian juga diiringi dengan perkembangan teknologi yang mendorong kemudahan dalam bertransaksi. Pada setiap aktivitas perekonomian, tentunya harus terdapat pengelolaan yang maksimal. Terutama pada kegiatan perekonomian dalam skala yang cukup besar. Seperti halnya pada skala investasi, kepemilikan aset, amupun bisnis-bisnis yang melibatkan beberapa pihak di dalamnya. Sukuk mengambil andil dalam investasi syariah. Dimana pada pelaksanaannya melibatkan tiap-tiap aspek yang melekat dengan syariat Islam. Sukuk merupakan dokumen yang memaparkan sekuritas atas kepemilikan suatu aset perseorangan maupun kelompok. Penerapan sukuk ini tidak terlepas dari akad-akad yang ada. Dilaksanakannya akad guna menjadi bukti atas perjanjian maupun kesepakatan mengenai suatu hal yang akan direalisasikan nantinya. Jadi, sukuk sendiri ialah fasilitas secara tekstual yang akan didapatkan oleh pihak-pihak pemegang aset, pihak investor, maupun pihak yang memiliki bisnis dalam skala besar.