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All Journal Abdi Dosen : Jurnal Pengabdian Pada Masyarakat EBISMEN Jurnal Ekonomi Bisnis dan Manajemen Journal of Global Islamic Economic Studies
Annio Indah Lestari
Universitas Islam Negeri Sumatera Utara
Religion Humanities Economics, Econometrics & Finance Education Public Health Social Sciences

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DETERMINAN PENGARUHI WISATAWAN BERKUNJUNG KE TAMAN HEWAN PEMATANG SIANTAR (THPS) Nurjannah Harum Wibowo; Yenni Samri Juliati Nasution; Annio Indah Lestari
Journal of Global Islamic Economic Studies Vol. 1 No. 1 (2023): Journal of Global Islamic Economic Studies
Publisher : Penerbit Merdeka Kreasi

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Abstract

Sektor pariwisata akan sangat mendukung pertumbuhan ekonomi dengan terjadinya permintaan wisatawan untuk berpariwisata ke obyek-obyek wisata tertentu. Sektor pariwisata memiliki peran yang penting dalam pembangunan perekonomian dan meningkatkan kesejahteraan rakyat. Jenis penelitian ini adalah analisis deskriptif dan kuantitatif, dilakukan pada Objek Wisata Taman Hewan Pematangsiantar (THPS) di Pematangsiantar dengan jumlah sampel sebesar 44 responden. Hasil Penelitian statistik secara parsial variabel independen jarak (X1), variable fasilitas (X2) dan vriabel informasi (X3) berpengaruh terhadap variabel dependen wisatawan berkunjung (Y) ke Taman Hewan Pematangsiantar (THPS). Scara simultan variabel independen jarak (X1), fasilitas (X2) dan informasi (X3) berpengaruh terhadap wisatawan berkunjung (Y) ke Taman Hewan Pematangsiantar (THPS).
THE INFLUENCE OF TOTAL THIRD PARTY FUNDS AND INFLATION ON THE ALLOCATION OF FINANCING FOR MICRO, SMALL AND MEDIUM ENTERPRISES AT BANK SUMUT SYARIAH MEDAN KATAMSO BRANCH Lisnawati .; Annio Indah Lestari; Wahyu Syarvina
Abdi Dosen : Jurnal Pengabdian Pada Masyarakat Vol 7 No 3 (2023): SEPTEMBER 2023
Publisher : LPPM Univ. Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/abdidos.v7i3.1926

Abstract

This study aims to determine the effect of the amount of third-party funds and inflation on the allocation of financing for micro, small and medium enterprises at the Sharia Bank of North Sumatra, Medan Katamso branch. This study uses a quantitative method and uses secondary data on the monthly financial reports of Bank Sumut Syariah which were published for 2018-2022, and BPS data for 2018-2022. Data is processed through the SPSS 25 program with multiple linear regression methods, with consideration of R2, T-test, F-test, and classical assumption tests. The results of this study indicate that Third Party Funds (DPK) have a positive effect on the allocation of MSME financing at PT Bank SUMUT Syariah Medan Katamso of (0.872) with a very large value in the 2018-2022 period. Inflation has a positive and small effect on the allocation of MSME financing for PT Bank SUMUT Syariah Medan Katamso during the 2018-2022 period, amounting to (0.083). Simultaneously DPK (Third Party Funds), Inflation has a significant effect on the MSME financing allocation of PT Bank SUMUT Syariah Medan Katamso during the 2018-2022 period
Pengaruh Komitmen Agama Dan Atribut Produk Islam Terhadap Kepercayaan Nasabah Menggunakan Jasa Lembaga Keuangan Syariah Sri Riska Ananda Lubis; Annio Indah Lestari; Nikmah Dalimunthe
Jurnal Ekonomi, Bisnis dan Manajemen Vol. 2 No. 4 (2023): Desember : Jurnal Ekonomi, Bisnis dan Manajemen
Publisher : FEB Universitas Maritim Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58192/ebismen.v2i4.1397

Abstract

This research aims to find out and analyze how much influence religious commitment and Islamic product attributes have on customer trust in using the services of a case study sharia financial institution at Bank Sumut, Lubuk Pakam Syariah Sub Branch. This research uses a quantitative type of research with one dependent variable, namely customer trust and two independent variables, namely religious commitment and Islamic product attributes. This research uses primary data, using data collection methods through questionnaires. The data analysis techniques used in this research are descriptive tests, validity tests, reliability tests, classical assumption tests (normality test, multicollinearity test, heteroscedasticity test) and hypothesis tests (coefficient of determination test (R2), partial significance test (t-test) , simultaneous significance test (f-test) and multiple linear regression test)). The results of this research reveal that religious commitment has a positive and significant effect on customer confidence in using the services of sharia financial institutions based on test results which show that the coefficient table shows that the tcount value is greater than ttable, namely 19,245 > 1,666 with a probability value of 0.915 or smaller than 5 % (0.05). And Islamic product attributes have a positive and significant effect on customer trust based on test results which show that the coefficient table shows that the tcount value is greater than ttable, namely 6,125 > 1,666 with a probability value of 0.108, meaning it is smaller than 5% (0.05). Islamic product attributes and customer trust simultaneously have a positive and significant effect on customer trust. From the results of the F test with df(n1)=k-1=2 and df(n2)=n-k=32, it is obtained that Fcount is greater than the ttable value, namely 189.181 3.12 with a significance level of 0.000, it means it is smaller than 5% (0.05).
Co-Authors Lisnawati . Nikmah Dalimunthe Nurjannah Harum Wibowo Sri Riska Ananda Lubis Wahyu Syarvina Yenni Samri Juliati Nasution