Selviani Selviani
STAI Auliaurrasyidin Tembilahan, Indragiri Hilir, Riau, Indonesia

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Journal : Al-Muqayyad

Fatwa Majelis Ulama Indonesia Nomor 1 Tahun 2004 tentang Bunga Bank Sandi Saputra; Selviani Selviani
AL-Muqayyad Vol. 4 No. 1 (2021): Al-Muqayyad
Publisher : STAI Auliaurrasyidin Tembilahan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46963/jam.v4i1.372

Abstract

This study aimed to explain the citizen of Pulau Palas's perspective on the MUI fatwa number 1 of 2004 regarding bank interest. This type of research was qualitative research using a purposive sampling technique. Data were analyzed using the Miles and Huberman method. The research findings showed that the public agreed that bank interest is usury, the fatwa should be comprehended as long as the decision is sincere for the benefit of the people. However, most of them still rely on conventional banking because of distrust of the system used by Islamic banks, as well as the ignorance of the existence of the fatwa. Therefore, the people viewed that the fatwa was issued to promote or increase the prestige of Islamic banks so that people turn to Islamic banks and leave conventional banks.
Pengaruh Musaqah terhadap tingkat Kesejahteraan Petani Kelapa Nursupiana Rastini; Hendro Lisa; Selviani Selviani
AL-Muqayyad Vol. 4 No. 2 (2021): Al-Muqayyad
Publisher : STAI Auliaurrasyidin Tembilahan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46963/jam.v4i2.478

Abstract

The purpose of this study was to determine the effect, significance value and percentage of musaqah on the welfare level of coconut farmers, especially coconut farmers.This type of research is quantitative research, namely analyzing in the form of data in the form of numbers. Sampling with random sampling technique.The results of this study indicate that the t-count value is 4.229 so that the t-table is 1.972 < t-count is 4.229 with a significance of 0.000 <0.005. Thus, it can be concluded that musaqah influences the level of welfare of coconut farmers and has a significant effect. The percentage of musaqah influence on the welfare level of coconut farmers is 25.3%, while the remaining 74.7% is influenced by other variables not included in this study
Pengaruh Harga dan Promosi terhadap Kepuasan Konsumen pada Usaha Travel Mobil Maria Ulfa; Selviani Selviani
AL-Muqayyad Vol. 5 No. 1 (2022): Al-Muqayyad
Publisher : STAI Auliaurrasyidin Tembilahan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46963/jam.v5i1.559

Abstract

This study aims to determine the significant effect of price and promotion on consumer satisfaction in an Islamic perspective. In this study, the research subjects were consumers of PT. Tsalatsa Putri Abadi Travel while the object of research is the effect of price and promotion on consumer satisfaction at PT. Tsalatsa Putri Abadi Travel. This type of research is quantitative research. By using multiple regression analysis method. The results of the regression show that the t-count value of the X1 variable is 3.543 and the t-count of the X2 variable is 20,419 > from t table 1,970 and the calculated F value is 284,731 > from F table 3,04 with a significant value of 0.000 at a significant level of 0.05 . Thus, it can be concluded that prices and promotions have a significant positive effect on customer satisfaction by 72.7% in the car travel business of PT. Tsalatsa Putri Abadi Travel Tembilahan. Where are the prices and promotions from PT. Tsalatsa Putri Abadi Travel Tembilahan is categorized as "good".
Strategi Kantor Pos dalam Meningkatkan Kualitas Pelayanan Perspektif Ekonomi Islam Muhammad Ardy; Selviani Selviani
AL-Muqayyad Vol. 5 No. 2 (2022): Al-Muqayyad
Publisher : STAI Auliaurrasyidin Tembilahan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46963/jam.v5i2.811

Abstract

This research is motivated by the application of service quality carried out by a company engaged in the service sector is to provide the best quality service for consumers with the aim of creating customer satisfaction. Of course, to implement good service quality there must be strategies carried out by the post office. The purpose of this study is to determine the Strategy of the Salak River Branch Post Office in Improving Service Quality. This research is qualitative research. The results showed that the strategy of the Salak River branch post office in improving the quality of service was not fully in accordance with the teachings of Islam. It can be seen from the strategies that have been carried out only on the right strategy and communication, but the implementation of the mandate strategy which should be a trustworthy strategy is also important to make people more interested in using post office services. Thus, it can be concluded from the results of the study that the strategy of the Sungai Salak branch post office in improving service quality is not fully in accordance with the teachings of Islam.