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All Journal Bina Al-Ummah Likuid: Jurnal Ekonomi Industri Halal
Yuda Septia Fitri, Yuda Septia
Fakultas Dakwah dan Ilmu Komunikasi
Religion Humanities Economics, Econometrics & Finance Social Sciences

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Peran Strategis Lembaga Keuangan Islam Dalam Pemberdayaan Usaha Kecil Menengah (UKM) Fitri, Yuda Septia
BINA AL UMMAH Vol 9, No 1 (2014): Bina al-ummah
Publisher : Fakultas Dakwah dan Ilmu Komunikasi IAIN Raden Intan

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Abstract

Micro, small and medium enterprises ( SMEs ) are in need to the roles of Microfinance Institutions of Shariah ( LKMS ) , especially in terms of capital used to expand the market and expand its business in order to give significant contribute to the national economy. Therefore, it is necessary to have facilitators who can connect between the two parties ( SMEs and those who require capital funding agencies ) that in order to reach understanding between SMEs with capital sources ( banks ). One of the efforts is the empowerment of Bank Partner Financial Consultant ( KKMB ). Consultant is a member or element of the Institute of Business Development Service Providers ( Business Development Services Provider / BDS - P ) that meet certain qualifying standards as institutions that provide business development services as the way to improve the performance of SMEs . In addition, efforts to optimize LKMS that can support the development of SMEs are needed. The efforts will be more effective by good cooperation between LKMS , government and SMEs . So that SMEs can be developed and can be used as a purveyor of the largest GNP in Indonesia.
PENGARUH LITERASI KEUANGAN SYARI'AH, AKSESBILITAS, PERILAKU KEUANGAN DAN MOTIVASI TERHADAP MINAT MASYARAKAT PADA PENGGUNAAN JASA PERBANKAN SYARI'AH Septiawan, Agung; Safei, Abdulah; Fitri, Yuda Septia
Likuid Jurnal Ekonomi Industri Halal Vol 2, No 1 (2022): LIKUID: Jurnal Ekonomi Industri Halal
Publisher : Sharia Economics Study Program Faculty of Islamic Economics and Business UIN Sunan Gunun

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (615.904 KB) | DOI: 10.15575/likuid.v2i1.16503

Abstract

The population growth of the City of Tasikmalaya is a potential target market for Islamic banking, the population of the City of Tasikmalaya should be able to increase the market share of Islamic banking in West Java which is at 8.36% and increase the use of Islamic banking. This study aims to determine how much influence Islamic financial literacy, accessibility, financial behavior and motivation have on the interest of the people of Tasikmalaya City in the use of Islamic banking services. The method used in this study is a quantitative method with hypothesis testing on data analysis techniques, namely multiple linear regression test. The findings in this study are that the variables of Islamic financial literacy and motivation show an influence on the interest of the people in use of Islamic banking services. Then on the accessibility and financial behavior variables, it shows that there is no influence on the interest of the people in use of Islamic banking services. Based on the conclusions in this study, it shows that the influence of Islamic financial literacy, accessibility, financial behavior and motivation on the interest of the people in use of Islamic banking services is 57.4%.
Co-Authors Safei, Abdulah Septiawan, Agung