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ETIKA BISNIS MENURUT AL-GHAZALI: TELAAH KITAB IHYA’ ’ ULUM AL-DIN Sopingi, Imam
IQTISHODUNA IQTISHODUNA (VOL 10, NO 2.
Publisher : Fakultas Ekonomi, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (240.804 KB) | DOI: 10.18860/iq.v10i2.3223

Abstract

This article study the business ethics according of al-Ghazali which can be found among its bookihya’ ’ulum al-din, according for him is not properly by merchant only focussed its view to just world, byforgetting eternity. If that happened that way, hence its age will without effect. On the contrary for sensiblesuggested to look after the himself by taking care of its capital. And capital of human being in this life isreligion and business of exist in its. Al-Ghazali divide the business ethics become seven, that is; straighteningintention in have business, intention to do the fardu kifayah, besides paying attention to world market alsopay attention to the eternity market, when transacting in Market always remember the Allah, do not tooambition in have business, avoiding and leaving business which syubhat of and surely illicit, and ever take acare the evaluation in have business to don’t harm others. While valuable transaction of kindliness, al-Ghazalidivide the ethics become six, that is; practicing on to the manner born, do not complicate if transacting atpauper, doing a kindness moment bill for the debt, doing a kindness moment pay for the debt, cancelingtransaction of seller moment get the loss, giving payment diffuseness for clan faqir and impecunious
IMPLEMENTASI PENGELOLAAN ZAKAT PRODUKTIF HIBAH MODAL DALAM MENINGKATKAN KESEJAHTERAAN MUSTAHIK MISKIN (STUDI PADA BAZNAS KOTA MOJOKERTO) Musta’anah, Ana; Sopingi, Imam
ZISWAF Vol 6, No 1 (2019): ZISWAF : Jurnal Zakat dan Wakaf
Publisher : State Islamic Institute of Kudus (IAIN Kudus)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (486.232 KB) | DOI: 10.21043/ziswaf.v6i1.5611

Abstract

Kemiskinan menjadi masalah yang masih banyak diperbincangkan. Hal tersebut bukan berarti pemerintah tidak peduli. Namun banyak faktor yang menghambat kinerja program pemerintah dalam mengentas kemiskinan. Adanya pengelolaan zakat produktif secara tepat guna diharapkan mampu mengurangi angka kemiskinan yang ada. Tujuan penelitian ini adalah untuk mengetahui pola pengelolaan dan dampak pengelolaan zakat produktif hibah modal dalam meningkatkan kesejahteraan mustahik miskin pada Badan Amil Zakat Nasional (BAZNAS) Kota Mojokerto. Metode penelitian yang digunakan adalah pendekatan kualitatif dengan memadukan jenis penelitian fenomenologi dan studi kasus. Pengumpulan data yang dilakukan dengan wawancara, observasi partisipatif langsung, dan dokumentasi. Teknik keabsahan data menggunakan teknik credibility (validitas internal), transferability (validitas eksternal), dependability (realibilitas), dan confirmability (obyektifitas). Teknik analisis dengan cara reduksi data, penyajian data, dan menarik kesimpulan. Hasil dari penelitian ini adalah pengelolaan zakat produktif hibah modal masih belum mampu meningkatkan kesejahteraan mustahik miskin secara signifikan baik secara material maupun spiritual. Hal tersebut dapat dilihat dari pendapatan empat mustahik yang berstatus tetap dari sepeluh mustahik yang dijadikan sampel. Bahkan dari sisi spiritual, hibah modal belum mampu meningkatkan kesejahteraan mustahik. Hal tersebut dapat dilihat dari tidak adanya perubahan spiritualitas dari sebelum dan sesudah mendapatkan hibah modal.  
Marketing Mix-7P dan Religi Terhadap Keputusan Menjadi Nasabah (Survey Pada PT. Bank BRISyariah KCP Wahid Hasyim Jombang) Sa’adah, Haqiqotus; Sopingi, Imam
MALIA: Journal of Islamic Banking and Finance Vol 3, No 1 (2019)
Publisher : MALIA: Journal of Islamic Banking and Finance

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1534.69 KB) | DOI: 10.21043/malia.v3i1.8089

Abstract

This study aims to test how far the decision to become a customer or customer interest in sharia banking, especially PT. Bank BRISyariah KCP Wahid Hasyim Jombang by observing customer’s behaviors. There are seven factors that influence the decision to become a customer, they are product, price, place, promotion, people, process, and physical evidance called marketing mix-7p and one special factor ini this case is religion. Religious factor in this study is the image of sharia.The results showed that marketing mix-7p variables (X1) and religion variables (X2), had a positive influence. The regression equation Y = -5.792 + 0.234 + 0.644. The F test (simultaneous) showed that the marketing mix-7p variables and religion variables both had significant influences on the decision to be a customer with a significance level of 0.000 or 0%. But based on T test (partial), marketing mix-7p variables significantly influence the decision to become a customer of 0,000, while religious variables significantly influence the decision to become a client of 0.001. The contribution of marketing mix-7p and religion variables to the decisions to become customers is shown by the coefficient of determination that has been equaled 0.783 means that the marketing mix-7p and religion influence the decision to become a customer of 78.3% while sisahnya by 22% influenced by other variables outside the model Used by researchers.And the result of this research get R = 0,885 show R almost close to number 1, meaning between marketing mix-7p and religion variable to decision become customer have influence.
Marketing Mix-7P dan Religi Terhadap Keputusan Menjadi Nasabah (Survey Pada PT. Bank BRISyariah KCP Wahid Hasyim Jombang) Sa’adah, Haqiqotus; Sopingi, Imam
MALIA: Journal of Islamic Banking and Finance Vol 3, No 1 (2019)
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v3i1.8089

Abstract

This study aims to test how far the decision to become a customer or customer interest in sharia banking, especially PT. Bank BRISyariah KCP Wahid Hasyim Jombang by observing customer’s behaviors. There are seven factors that influence the decision to become a customer, they are product, price, place, promotion, people, process, and physical evidance called marketing mix-7p and one special factor ini this case is religion. Religious factor in this study is the image of sharia.The results showed that marketing mix-7p variables (X1) and religion variables (X2), had a positive influence. The regression equation Y = -5.792 + 0.234 + 0.644. The F test (simultaneous) showed that the marketing mix-7p variables and religion variables both had significant influences on the decision to be a customer with a significance level of 0.000 or 0%. But based on T test (partial), marketing mix-7p variables significantly influence the decision to become a customer of 0,000, while religious variables significantly influence the decision to become a client of 0.001. The contribution of marketing mix-7p and religion variables to the decisions to become customers is shown by the coefficient of determination that has been equaled 0.783 means that the marketing mix-7p and religion influence the decision to become a customer of 78.3% while sisahnya by 22% influenced by other variables outside the model Used by researchers.And the result of this research get R = 0,885 show R almost close to number 1, meaning between marketing mix-7p and religion variable to decision become customer have influence.
IMPLEMENTASI PENGELOLAAN ZAKAT PRODUKTIF HIBAH MODAL DALAM MENINGKATKAN KESEJAHTERAAN MUSTAHIK MISKIN (STUDI PADA BAZNAS KOTA MOJOKERTO) Ana Musta’anah; Imam Sopingi
ZISWAF Vol 6, No 1 (2019): ZISWAF : Jurnal Zakat dan Wakaf
Publisher : State Islamic Institute of Kudus (IAIN Kudus)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (486.232 KB) | DOI: 10.21043/ziswaf.v6i1.5611

Abstract

Kemiskinan menjadi masalah yang masih banyak diperbincangkan. Hal tersebut bukan berarti pemerintah tidak peduli. Namun banyak faktor yang menghambat kinerja program pemerintah dalam mengentas kemiskinan. Adanya pengelolaan zakat produktif secara tepat guna diharapkan mampu mengurangi angka kemiskinan yang ada. Tujuan penelitian ini adalah untuk mengetahui pola pengelolaan dan dampak pengelolaan zakat produktif hibah modal dalam meningkatkan kesejahteraan mustahik miskin pada Badan Amil Zakat Nasional (BAZNAS) Kota Mojokerto. Metode penelitian yang digunakan adalah pendekatan kualitatif dengan memadukan jenis penelitian fenomenologi dan studi kasus. Pengumpulan data yang dilakukan dengan wawancara, observasi partisipatif langsung, dan dokumentasi. Teknik keabsahan data menggunakan teknik credibility (validitas internal), transferability (validitas eksternal), dependability (realibilitas), dan confirmability (obyektifitas). Teknik analisis dengan cara reduksi data, penyajian data, dan menarik kesimpulan. Hasil dari penelitian ini adalah pengelolaan zakat produktif hibah modal masih belum mampu meningkatkan kesejahteraan mustahik miskin secara signifikan baik secara material maupun spiritual. Hal tersebut dapat dilihat dari pendapatan empat mustahik yang berstatus tetap dari sepeluh mustahik yang dijadikan sampel. Bahkan dari sisi spiritual, hibah modal belum mampu meningkatkan kesejahteraan mustahik. Hal tersebut dapat dilihat dari tidak adanya perubahan spiritualitas dari sebelum dan sesudah mendapatkan hibah modal.  
Marketing Mix-7P dan Religi Terhadap Keputusan Menjadi Nasabah (Survey Pada PT. Bank BRISyariah KCP Wahid Hasyim Jombang) Haqiqotus Sa’adah; Imam Sopingi
MALIA: Journal of Islamic Banking and Finance Vol 3, No 1 (2019)
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v3i1.8089

Abstract

This study aims to test how far the decision to become a customer or customer interest in sharia banking, especially PT. Bank BRISyariah KCP Wahid Hasyim Jombang by observing customer’s behaviors. There are seven factors that influence the decision to become a customer, they are product, price, place, promotion, people, process, and physical evidance called marketing mix-7p and one special factor ini this case is religion. Religious factor in this study is the image of sharia.The results showed that marketing mix-7p variables (X1) and religion variables (X2), had a positive influence. The regression equation Y = -5.792 + 0.234 + 0.644. The F test (simultaneous) showed that the marketing mix-7p variables and religion variables both had significant influences on the decision to be a customer with a significance level of 0.000 or 0%. But based on T test (partial), marketing mix-7p variables significantly influence the decision to become a customer of 0,000, while religious variables significantly influence the decision to become a client of 0.001. The contribution of marketing mix-7p and religion variables to the decisions to become customers is shown by the coefficient of determination that has been equaled 0.783 means that the marketing mix-7p and religion influence the decision to become a customer of 78.3% while sisahnya by 22% influenced by other variables outside the model Used by researchers.And the result of this research get R = 0,885 show R almost close to number 1, meaning between marketing mix-7p and religion variable to decision become customer have influence.
Marketing Mix-7P dan Religi Terhadap Keputusan Menjadi Nasabah (Survey Pada PT. Bank BRISyariah KCP Wahid Hasyim Jombang) Haqiqotus Sa’adah; Imam Sopingi
MALIA: Journal of Islamic Banking and Finance Vol 3, No 1 (2019)
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v3i1.8089

Abstract

This study aims to test how far the decision to become a customer or customer interest in sharia banking, especially PT. Bank BRISyariah KCP Wahid Hasyim Jombang by observing customer’s behaviors. There are seven factors that influence the decision to become a customer, they are product, price, place, promotion, people, process, and physical evidance called marketing mix-7p and one special factor ini this case is religion. Religious factor in this study is the image of sharia.The results showed that marketing mix-7p variables (X1) and religion variables (X2), had a positive influence. The regression equation Y = -5.792 + 0.234 + 0.644. The F test (simultaneous) showed that the marketing mix-7p variables and religion variables both had significant influences on the decision to be a customer with a significance level of 0.000 or 0%. But based on T test (partial), marketing mix-7p variables significantly influence the decision to become a customer of 0,000, while religious variables significantly influence the decision to become a client of 0.001. The contribution of marketing mix-7p and religion variables to the decisions to become customers is shown by the coefficient of determination that has been equaled 0.783 means that the marketing mix-7p and religion influence the decision to become a customer of 78.3% while sisahnya by 22% influenced by other variables outside the model Used by researchers.And the result of this research get R = 0,885 show R almost close to number 1, meaning between marketing mix-7p and religion variable to decision become customer have influence.
Pengaruh CAR, FDR, NPF, BOPO dan BI Rate Terhadap Profitabilitas (Studi pada PT.Bank Syariah Bukopin) Sumarmi Sumarmi; Imam Sopingi; Tri Sudarwanto
JIES : Journal of Islamic Economics Studies Vol. 1 No. 3 (2020): October
Publisher : Program Studi Ekonomi Islam, Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/jies.v1i3.195

Abstract

This study aims to examine the effect of CAR, FDR, NPF, BOPO, and BI Rate variables on ROA in Bukopin Sharia Bank for the period of 2009-2018. The data used in this study were obtained from Bukopin Sharia Bank Quarterly Publication Financial Reports for the period 2009-2018 and BI. The number of samples used in this study were 40 data. The results showed that, CAR had a positive and significant effect on ROA, FDR had no effect on ROA, NPF had no effect on ROA, BOPO had a significant negative effect on ROA, and the BI Rate variable had no effect on ROA. The predictive ability of the five variables at ROA is 98.9%, and 1.1% is influenced by other factors outside the research model. The results of this study are expected to be able to become a guideline for the management of Bukopin Sharia Bank in managing the bank.
Pengaruh Kualitas Layanan, Emosional Marketing dan Spiritual Marketing Terhadap Kepuasan Nasabah Tabungan Khoirotun Nisa; Imam Sopingi
JIES : Journal of Islamic Economics Studies Vol. 1 No. 1 (2020): February
Publisher : Program Studi Ekonomi Islam, Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/jies.v1i1.197

Abstract

In a relatively short period of time, the Islamic financial institutions (LKS) in Indonesia have experienced increasingly sharp competition, which is pushing fierce competition. This condition makes each LKS need hard effort to get customers and retain existing customers. This study aims to determine the effect of service quality, emotional marketing influence, spiritual marketing influence, on satisfaction, and knowing these three variables together affect customer satisfaction. The research method used is quantitative research. By using questionnaire instruments or questionnaires distributed to 57 customers saving KSPPS BMT Nu Jombang. The instrument test used is reliability and validity testand in testing the hypothesis the researcher uses multiple regression analysis tests such as T test, F test and R test coefficient of determination. The results showed that service quality, emotional marketing and spiritual marketing each had a significant positive effect on customer satisfaction. Then service quality, emotional marketing and spiritual marketing together simultaneously affect customer satisfaction in KSPPS BMT NU Jombang with the coefficient of multiple determination (R-square) 87.8% and the remaining 12.2% influenced by other variables outside the research
Pengaruh Kualitas Layanan Terhadap Kepuasan Muzakki ( Studi Kasus Pada Lembaga Sosial Pesantren Tebuireng Jombang ) Hasan Basri; Imam Sopingi; Tri Sudarwanto
JIES : Journal of Islamic Economics Studies Vol. 1 No. 2 (2020): Juny
Publisher : Program Studi Ekonomi Islam, Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/jies.v1i2.203

Abstract

The competition of Social Institutions in Jombang is very fast, Each institution competes to gain the trust of the community in order to channel the assets of the agency. Strictly speaking, competition for Social Institutions requires a lot of effort to maintain the weaknesses of protection. The success of this business is largely determined by the ability of the institution to provide quality services. The purpose of this research is to study the factors of service quality for muzakki (case study in LSPT). Data collection conducted in this study is by collecting, interviewing, library research, questionnaire collection using a Likert scale and non probolity sampling methods, namely incidental sampling with slovin formula as many as 104. The method used is multiple regression. The results showed that X1 (physical evidence) had a significant effect on muzaki satisfaction where the significance value was greater than 5%, that is 0.05 with t count (2.692)> t table (1.983). X2 (reliability) is significant with the value of t arithmetic (2.762)> t table. (1,983). X3 (responsiveness) has a significant effect on the value of t arithmetic (3.393)> t table (1.983). X4 is not significant to satisfaction with t arithmetic (- 2,413)> t table (1,983). X5 (Empathy) has a significant effect on muzakki satisfaction with t arithmetic (2.582)> t table (1.983)