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All Journal e-Journal Ekonomi Bisnis dan Akuntansi Journal of Business & Banking Media Trend: Berkala Kajian Ekonomi dan Studi Pembangunan JDE (Journal of Developing Economies) Jurnal Kebijakan Sosial Ekonomi Kelautan dan Perikanan JABE (Journal of Applied Business and Economic) Magisma: Jurnal Ilmiah Ekonomi dan Bisnis Cakrawala Management Business Journal Jurnal GeoEkonomi BISEI: Jurnal Bisnis dan Ekonomi Islam Jurnal Iqtisaduna JDEP (Jurnal Dinamika Ekonomi Pembangunan) Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Buletin Ekonomika Pembangunan
Ris Yuwono Yudo Nugroho
Universitas Trunojoyo Madura
Religion Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Social Sciences Other

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Journal : Cakrawala Management Business Journal

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AKSES UMKM TERHADAP PEMBIAYAAN MIKRO ris yuwono yudo nugroho; Rinda Safitriatul Jannah
Cakrawala Management Business Journal Vol 3 No 2 (2020): Cakrawala Management Business Journal
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Papua.

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Abstract

This study proposes to determine the access of MSMEs to financial services at financial institutions. Furthermore, it aims to see the factors that affect MSME players' access to financing services at sharia BMT financial institutions. This research method uses a non-probability (non-random) sampling technique with purposive sampling, including 60 respondents, 30 respondents who become BMT customers, and 30 respondents become BMT non-customers. The results of the probit model regression test in this study show that three variables affect for access of MSME to microcredit, including age (x1), house distance (X4), and business location (X5). Meanwhile, variables that do not affect access of MSME to Islamic micro-credit financing are Initial Capital (X2), and Assets (X4).
Co-Authors Aprilia Anggraini Aprilia Anggraini Crisanty Sutristyaningtyas Titik Erra Farazila Lasmaria Fitri Simanjuntak Mochammad Reza Adiyanto Munawaroh Desty Anggraeni Ninda Vani Lestari Nur Asmaiyah Nurul Lailatul Qodria Rinda Safitriatul Jannah Rosa Afriska Siti Masfufah Siti Nur Aini Sofia Janahtul Isnaini Janahtul Isnaini SRI RAHAYU Triyas Ayu Hadi Setiowati Vira Zahroul Agustina Wahyuril Ramadhani