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Journal : Media Trend: Berkala Kajian Ekonomi dan Studi Pembangunan

RESPON PEMBIAYAAN BERMASALAH PERBANKAN SYARIAH TERHADAP GONCANGAN MAKROEKONOMI Ris Yuwono Yudo Nugroho
MediaTrend Vol 4, No 2 (2009): Oktober
Publisher : Trunojoyo University of Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/mediatrend.v4i2.1765

Abstract

As part of the financial system, sharia banking, is also related to macroeconomic stability together with real sector and infrastructure performance. When macroeconomic performance is worsen, financial stability will get the push impact through the increase of NPL (Non Performing Loan). For better understanding of the dinamic pattern of sharia banking's NPL if there is any sock, an impuls response function and varance decomposition is conducted in this study. Macroeconomic shock, in general, will be positively responsed by NPL, and will be stable at around 0% of its response after 3 years. Macroeconomic factor contributes 17.31% for the variability of NPL. While the rest, 82.69%, is the NPL itself. The dominance of internal factor shows that the effort to lower the NPL is more focused on the internal factor. The implication of this study is that sharia banking must continously increase their funding expantion, not only for the small and medium enterprises but also for the other medium industries. In addition, selective, prudent and profitability principles have to be continously applied, as well as more effort to market and advertise the funding of sharia banking in order to increase the sharia banking funding and decrease its NPL.
PEMIKIRAN EKONOMI DARI LENIN, REVISIONIS, DAN KIRI BARU,SERTA RELEVANSINYA DI INDONESIA SAAT INI Ris Yuwono Yudo Nugroho
MediaTrend Vol 9, No 1 (2014): Maret
Publisher : Trunojoyo University of Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/mediatrend.v9i1.767

Abstract

The ideological struggle is necessary to looking for guidance of social life. fromthe historical development of thinking really teach, that Lenin had modified the idea ofMarx, while the revisionists want to make social change not through violent revolutions,and with the softer style of socialism, in Europe and America later expanded a new left.The discussion ofseveralaspects of these ideasits relevancein Indonesia today,aseffortsto take a positive valueof each idea. The value ofhistoricalresearch,aremayrecognize the businesswhich has been done previously,help determinethe strategies and other ideas,and may providesolutionand the seeking the truthaboutthe present.Lenin and Rosa view of the importance of of qualified human resourcesconsequences to guarantee the quality of life of workers.The chargesagainstwageeligible,health insurance, and work facilities, become a things that shouldbe fulfilled.The protection of women workers is also a concern.Analysis of the New LeftRevisonis and become part of an early warning system in the future crises.
PENGARUH DANA PIHAK KETIGA DAN PEMBIAYAAN BERMASALAH TERHADAP PEMBIAYAAN PERBANKAN SYARIAH JANUARI 2004 - DESEMBER 2008: ANALISIS ERROR CORRECTION MODEL Ris Yuwono Yudo Nugroho
MediaTrend Vol 4, No 1 (2009): Maret
Publisher : Trunojoyo University of Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/mediatrend.v4i1.1738

Abstract

Beberapa penelitian menunjukkan sisi internal kinerja perbankan lebih besar kontribusinya dibandingkan sisi eksternal perbankan. Tujuan penelitian adalah menganalisis secara empiris pengaruh dana pihak ketiga perbankan dan pembiayaan bermasalah terhadap pembiayaan perbankan syariah dengan model koreksi kesalahan. Hasil estimasi menunjukkan bahwa dana pihak ketiga signifikan mempengaruhi pembiayaan dengan arah positif, sedangkan pembiayaan bermasalah signifikan mempengaruhi pembiayaan, juga dengan arah positif. Hubungan positif dana pihak ketiga dalam jangka pendek menunjukkan bahwa semakin meningkat dana yang dihimpun oleh perbankan dapat dimanfaatkan dengan baik oleh perbankan syariah melalui pembiayaan. Implikasinya adalah penghimpunan dana pihak ketiga dapat ditingkatkan dengan memanfaatkan pembukaan jaringan kantor baru dan perbankan syariah harus terus memperbaiki analisis dan monitoring pembiayaan, serta mengaplikasikan akad yang sesuai dengan kebutuhan nasabah pembiayaan.