WUSHI ADILLA ARSYI
Universitas Islam Negeri Imam Bonjol Padang

Published : 4 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 4 Documents
Search

SIMULASI ISLAMIC FORWARD AGREEMENT PADA PEMBIAYAAN VALAS BANK SYARIAH DI INDONESIA WUSHI ADILLA ARSYI
JEBI (Jurnal Ekonomi dan Bisnis Islam) Vol 1, No 1 (2016): Januari - Juni 2016
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/jebi.v1i1.9

Abstract

The fluctuating exchange is so risky and can cause the loss to Islamic Banks. The hedging instrument on the exchange rate based on Islamic principles to manage this risk is needed. Dewan Syariah Nasional Majelis Ulama Indone­sia (DSN MUI) has issued a fatwa related to it in fatwa No. 96/DSN-MUI/IV/2015 about Islamic Hedging Transactions (al-Tahawwuth al-Islam) on exchange. Given this fatwa, hedging simulation with forward agreement scheme may be applied in USD financing product in Islamic Bank. The research method used is simulation and comparison method between the out­standing of forex financing and premium and tenor of forward references. The result of this study shows that Islamic banks will benefit if doing islamic forward agreement. The reference premium and tenor recommended for calculating this Islamic forward agreement transactions based on the results of the research is the rate of return of FASBIS with a tenor of 6 months, with a gain of 3,461 trillion rupiah. This amount represents the highest potential nominal gain compared to other simulation results. Nevertheless, the use of FASBIS rewards are not always recommended and is only used temporarily in certain moments. However, when compared to conventional-based reference premiums, premium benchmark rate of FASBIS return may be an op­tion for islamic banks and businesses to calculate the rate forward of Islamic forward agreement transactions.
PERSEPSI MASYARAKAT TERHADAP TAKAFUL DAN FAKTOR-FAKTOR YANG MEMPENGARUHI KEPUTUSAN SESEORANG DALAM BERASURANSI SYARIAH MAISYA PRATIWI; WUSHI ADILLA ARSYI
Maqdis: Jurnal Kajian Ekonomi Islam Vol 6, No 2 (2021): Juli - Desember 2021
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/maqdis.v6i2.241

Abstract

PENGARUH KELANGKAAN DAN KENAIKAN HARGA MINYAK GORENG TERHADAP PANIC BUYING MASYARAKAT DI KECAMATAN KOTO TANGAH KOTA PADANG Sri Ramadhan; Wushi Adilla Arsyi; Mela Marlina
JEBI (Jurnal Ekonomi dan Bisnis Islam) Vol 7, No 1 (2022): Januari - Juni 2022
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/jebi.v7i1.498

Abstract

Enhancing Consumer Satisfaction: E-Service Quality, E-Trust, E-Wom, and Linkaja Sharia Services Arinda Oktafeza; Huriyatul Akmal; Wushi Adilla Arsyi
Al Urwah : Sharia Economics Journal Vol. 2 No. 01 (2024): March
Publisher : PT. TAKAZA INNOVATIX LABS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61536/alurwah.v2i01.41

Abstract

This study investigates what influences consumer satisfaction with LinkAja Sharia Services, focusing on how user decisions play a role. It looks at factors like E-service quality, E-trust, and E-wom (electronic word-of-mouth) and how they affect user decisions and satisfaction. Utilizing Probability Sampling with a sample size of 165 respondents using the Simple Random Sampling method, the findings show that while E-service quality and E-trust have minor effects on user decisions, E-wom has a significant positive influence. E-service quality and E-trust positively impact consumer satisfaction, but E-wom has a negative effect. Interestingly, user decisions play a big part in consumer satisfaction, but they do not mediate the impact of E-service quality and E-trust on satisfaction. However, E-wom does mediate this impact significantly. Overall, this study sheds light on various factors affecting consumer satisfaction with LinkAja Sharia Services, offering insights for service providers to improve user experience and satisfaction.