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All Journal KEUNIS SRIWIJAYA INTERNATIONAL JOURNAL OF DYNAMIC ECONOMICS AND BUSINESS Sricommerce: Journal of Sriwijaya Community Services Jurnal Abdimas ADPI Sosial Dan Humaniora
Gustriani Gustriani
Universitas Sriwijaya
Arts Humanities Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Edukasi Praktis Pembayaran Pajak Dan Bea Balik Nama Kendaraan Bermotor Bagi Gen Millennial Di Kota Palembang Azwardi Azwardi; Nazeli Adnan; Gustriani Gustriani; Alghifari Mahdi Igamo; Feny Marissa
Sricommerce: Journal of Sriwijaya Community Services Vol 3, No 2 (2022): Sricommerce: Journal of Sriwijaya Community Services
Publisher : Faculty of Economics, Universitas Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29259/jscs.v3i2.101

Abstract

Pajak merupakan salah satu sektor penyumbang penerimaan suatu negara guna pembiayaan pembangunan negara tersebut. Namun, kondisi penerimaan pajak Indonesia masih rendah di Asia Tenggara dan dunia. Rendahnya penerimaan di sektor pajak disebabkan oleh rendahnya kepatuhan wajib pajak dalam melaksanakan kewajiban perpajakannya. Sistem perpajakan yang diterapkan  di Indonesia adalah self assessment sehingga kepatuhan wajib pajak merupakan kunci penting untuk mendorong peningkatan penerimaan negara dari sektor pajak. Salah satu hal yang dapat dilakukan untuk mengatasi permasalahan ketidakpatuhan wajib pajak adalah menumbuhkan kesadaran pajak dalam diri masyarakat sejak dini. Memberikan edukasi mengenai pajak terhadap gen millenial diharapkan dapat menumbuhkan kesadaran mengenai pentingnya membayar pajak untuk kepentingan bangsa. Pengabdian ini dilakukan dengan memberikan penyuluhan mengenai cara pembayaran pajak dan bea balik nama kendaraan bermotor dengan target sasaran gen millenial dengan tujuan meningkatkan pengetahuan terkait kesadaran membayar pajak.
Pelatihan Penyusunan Profil Usaha dan Proposal Pembiayaan Bagi Umkm Gustriani Gustriani; Imelda Imelda; Harunurrasyid Harunurrasyid; Muhammad Subardin; Muhammad Teguh
Jurnal Abdimas Adpi Sosial dan Humaniora Vol. 3 No. 1 (2022): Jurnal Abdimas ADPI Sosial dan Humaniora
Publisher : Asosiasi Dosen Pengabdian kepada Masyarakat Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47841/jsoshum.v3i1.87

Abstract

Lack of capital is a major problem faced by business, especially micro small medium enterprises (MSME) segment. One of the ways to get capital is applying loan to financial institutions, mainly the banking industry. However, in the credit application process due to lack of information, most small and micro businesses have difficulties in preparing business proposals that are in accordance with banking standards. Therefore, the Service Team and the Economics and Business Application Laboratory of the Economics Faculty carry out community service activities. It performed with models and methods of mentoring and empowerment for micro and small businesses regarding writing business profiles and proposals for credit applications. There are at least 34 entrepreneurs in Ilir Barat II Sub-district South Sumatera Province who participated in this activity and were assisted in making company profiles as well as business proposals. The evaluation results showed an increase in understanding of how to make business profiles and proposals by 80.06 percent of participants.
THE MACRO-PRUDENTIAL POLICY AND BANK NON-PERFORMING ASSETS IN INDONESIA Gustriani Gustriani; Suhel Suhel; Vinny Dwi Melliny; Rasyida Pertiwi; Rahma Nida
KEUNIS Vol 11, No 1 (2023): JANUARY 2023
Publisher : Finance and Banking Program, Accounting Department, Politeknik Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32497/keunis.v11i1.3655

Abstract

This study examines the effect of the Macro-prudential Intermediation Ratio (MIR) as an instrument of Bank Indonesia's macro-prudential regulation on Non-Performing Assets (NPA) as one of the banking industry performance indicators in Indonesia. In addition, this study also examines several other independent variables such as bank assets as an indicator of bank size, Bank Indonesia interest rates (BI rate), and inflation as macroeconomic indicators and their effect on NPA. The NPA, MIR, and bank asset data used in this study consist of 109 commercial banks operating in Indonesia during the period from January 2015 to December 2020. This study uses an Ordinary Least Square (OLS) analysis approach by undertaking classical assumption tests and statistical tests. The results show that (1) MIR, bank assets, BI rate, and inflation simultaneously have a significant effect on NPA (2) Partially, bank assets have a negative and significant effect on NPA while other variables including macro-prudential policy have no significant effect on NPA (3) Variable MIR, bank assets, BI rate, and inflation can explain variations of NPA variable by 34% (4) Larger bank size encourages prudent financing and reduces NPA.
Monetary Policy and Demographics: Empirical Evidence for Housing Prices in Indonesia Alghifari Mahdi Igamo; Azwardi Azwardi; Ardi Saputra; Rizky Ghoffar Ismail; Gustriani Gustriani; Vinny Dwi Melliny
SRIWIJAYA INTERNATIONAL JOURNAL OF DYNAMIC ECONOMICS AND BUSINESS SIJDEB, Vol. 6, No. 4, December 2022
Publisher : Faculty of Economics, Universitas Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29259/sijdeb.v6i4.371-384

Abstract

The housing market in Indonesia has different characteristics for each region. These differences underlie changes in house prices, factors that affect house prices include Loan to Value (LTV), mortgage rate, income, and population. The data was obtained from relevant agencies of Bank Indonesia and the Statistics Indonesia, using data from 2012-2021, which is a combination of time-series data and a cross-section of 18 cities in Indonesia. The research method used is a regression panel. The results of the study of income levels, population, and Loan to Ratio (LTV) are significant to house prices, except for mortgage rates which not be effective in depressing housing price during the observation period.
Monetary Policy and Demographics: Empirical Evidence for Housing Prices in Indonesia Alghifari Mahdi Igamo; Azwardi Azwardi; Ardi Saputra; Rizky Ghoffar Ismail; Gustriani Gustriani; Vinny Dwi Melliny
SRIWIJAYA INTERNATIONAL JOURNAL OF DYNAMIC ECONOMICS AND BUSINESS SIJDEB, Vol. 6, No. 4, December 2022
Publisher : Faculty of Economics, Universitas Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29259/sijdeb.v6i4.371-384

Abstract

The housing market in Indonesia has different characteristics for each region. These differences underlie changes in house prices, factors that affect house prices include Loan to Value (LTV), mortgage rate, income, and population. The data was obtained from relevant agencies of Bank Indonesia and the Statistics Indonesia, using data from 2012-2021, which is a combination of time-series data and a cross-section of 18 cities in Indonesia. The research method used is a regression panel. The results of the study of income levels, population, and Loan to Ratio (LTV) are significant to house prices, except for mortgage rates which not be effective in depressing housing price during the observation period.
Co-Authors Alghifari Mahdi Igamo Ardi Saputra Feny Marissa Harunurrasyid Harunurrasyid Imelda Imelda Muhammad Teguh Nazeli Adnan Rahma Nida Rasyida Pertiwi Rizky Ghoffar Ismail Subardin, Muhammad Suhel Suhel Vinny Dwi Melliny