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All Journal Jurnal Abdimas Dedikasi Kesatuan Jurnal Aplikasi Bisnis Kesatuan Jurnal Informatika Kesatuan
Muhammad Ariffin
Institut Bisnis dan Informatika Kesatuan
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Library & Information Science Public Health Social Sciences Other

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Journal : Jurnal Aplikasi Bisnis Kesatuan

 1 
Tinjauan Atas Aktivitas Harian Unit Teller Pada Pt Bank Negara Indonesia (Persero) Tbk. Kantor Cabang Utama Cibinong Ayu Nur Safitri; Muhammad Ariffin; Edy Safni Rosa
Jurnal Aplikasi Bisnis Kesatuan Vol 2 No 2 (2022): JABKES Edisi Agustus 2022
Publisher : Program Vokasi dan LPPM IBI Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jabkes.v2i2.1481

Abstract

Teller is a part of the organizational unit located in the front office, which provides banking services for customers and/or prospective customers. Tellers are tasked with serving various transactions that will be carried out by customers at the money counter by providing good, fast, and accurate service in accordance with teller service standards. The purpose of this discussion is to find out the daily transaction activities of the teller unit, what obstacles occur at the teller caused by several factors including fatigue factors, internal factors, and external factors, as well as how to solve the teller problems. The review conducted by the author is at PT Bank Negara Indonesia (Persero) Tbk. Cibinong Main Branch Office. The results of the discussion from this review indicate that the teller of PT Bank Negara Indonesia (Persero) Tbk. KCU Cibinong has carried out various daily teller transaction activities properly and in accordance with the Teller Service Standars with the obstacles experienced by tellers can be overcome with solutions carried out by tellers and all staff of PT Bank Negara Indonesia (Persero) Tbk. Main Branch Office Cibinong. Keywords : Teller, Teller Transactions, Teller service standard
Pengaruh Pembiayaan Mudharabah Dan Pembiayaan Musyarakah Terhadap Profitabilitas Bank Umum Syariah: Studi Kasus Pada Bank BNI Syariah dan Bank Syariah Bukopin Periode 2015-2019 Yudin Taqyudin; Regita Permatasari; Muhammad Ariffin
Jurnal Aplikasi Bisnis Kesatuan Vol. 2 No. 3 (2022): JABKES Edisi Desember 2022
Publisher : Program Vokasi dan LPPM IBI Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jabkes.v2i3.1906

Abstract

Profitability is a measure of the success of a company or a bank. The higher the level of profitability of a bank, the survival of the bank will be more guaranteed. In this study profitability with the Return On Asset (ROA) indicator. In an effort to increase Sharia Commercial Bank Return On Assets (ROA) channeling working capital financing, namely mudharabah financing and musyarakah financing. The purpose of this study was to determine the effect of Mudharabah Financing and Musyarakah Financing on the Profitability (ROA) of Islamic Commercial Banks. This research was conducted using quarterly financial data at Bank BNI Syariah and Bank Syariah Bukopin 2015-2019 as samples. The results showed that mudharabah financing had a positive and significant effect on Return On Assets and Musyarakah Financing had a positive and significant effect on Return On Assets. Mudharabah financing and musyarakah financing simultaneously have a significant effect on return on assets.  Keywords : Mudharabah Financing, Musyarakah Financing, Return On Asset
Co-Authors Ayu Nur Safitri Donny Hendry Fahsani Edy Safni Rosa Heri Sastra Regita Permatasari Rini Syarif Taufik Ramadhan Wimpi Srihandoko Yudin Taqyudin