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IMPLEMANTASI PENGAWASAN OTORITAS JASA KEUANGAN TERHADAP LEMBAGA KEUANGAN MIKRO (Studi Kasus Pada Bank Perkreditan Rakyat Yang Terdaftar Dan Diawasi OJK Regional 8 Bali Dan Nusa Tenggara) Ni Putu Galuh Nirmalasari; Ni Wayan Suartini; I Nyoman Gede Supraptha
Nusantara Hasana Journal Vol. 2 No. 3 (2022): Nusantara Hasana Journal, August 2022
Publisher : Nusantara Hasana Berdikari

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Abstract

The Financial Services Authority is an independent institution and is free from interference from other parties that has the functions, duties, authorities as regulation, supervision and protection. One of the institutions that is closely monitored by the Financial Services Authority is the Microfinance Institution. The Financial Services Authority also stipulates that if the business activities of a Microfinance Institution exceed one district/city area, the institution must transform into a Rural Bank or Sharia Rural Financing Bank. This policy is of course related to the many problems in the banking sector that occurred in the crisis and impacted the 21 national private banks which were liquidated by Bank Indonesia, which found various irregularities so that many questioned Bank Indonesia's supervision. This study aims to describe the supervision of the Financial Services Authority and the Standard Operating Procedures of the Financial Services Authority on the performance of Microfinance Institutions. Data collection techniques were carried out by questionnaires and literature studies, with quantitative descriptive analysis techniques. The results of the study show: (1) The supervision of the Financial Services Authority partially has a positive and significant influence on the performance of Microfinance Institutions, it can be said that the significance value is 0.000 with a coefficient value of 0.429. (2) Standard Operating Procedures of the Financial Services Authority partially have a positive and significant effect on the performance of Microfinance Institutions, it can be said that the significance value is 0.000 with a coefficient value of 0.661. (3) Supervision of the Financial Services Authority and Standard Operating Procedures of the Financial Services Authority simultaneously have a positive and significant influence on the performance of Microfinance Institutions, it can be said that this is because a significance value of 0.000 is obtained.
DAMPAK FUNDAMENTAL TERHADAP HARGA SAHAM PERBANKAN GO PUBLIC DI BURSA EFEK INDONESIA PERIODE 2020 - 2021 Gusti Ayu Imas Adi Ningsih; Komang Agus Rudi Indra Laksmana; I Nyoman Gede Supraptha
Nusantara Hasana Journal Vol. 2 No. 4 (2022): Nusantara Hasana Journal, September 2022
Publisher : Nusantara Hasana Berdikari

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Abstract

This study aims to determine the effect of Net Interest Margin (NIM), and Loan To Deposit Ratio (LDR) on stock prices of banking companies listed on the Indonesia Stock Exchange (IDX) in 2020 – 2021. The population in this study are four capitalist banking companies. Biggest market. The sample of this study were 4 banks, namely BCA, BRI, BNI and MANDIRI which met the criteria. The data collection methods were in the form of documentation techniques and multiple linear regression analysis as analytical techniques. The results of this study indicate that the Net Interest Margin and Loan To Deposit Ratio simultaneously have a significant effect on stock prices. Based on the partial test results Net Interest Margin has a positive effect on stock prices, Loan To Deposit Ratio has a positive effect on stock prices, Suggestions that can be given are that further research is expected to add other independent variables that can measure the soundness of the bank which will also affect the return share.
IMPLEMENTASI PERATURAN OTORITAS JASA KEUANGAN (POJK) DALAM MENGAWASI PINJAMAN ONLINE PADA KANTOR OJK REGIONAL 8 BALI DAN NUSA TENGGARA Ni Kadek Duwi Kumala Sari; Ni Wayan Suartini; I Nyoman Gede Supraptha
Nusantara Hasana Journal Vol. 2 No. 4 (2022): Nusantara Hasana Journal, September 2022
Publisher : Nusantara Hasana Berdikari

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Abstract

The problem of online lending or Peer to Peer Lending which continues to be in the public spotlight day has resulted in huge losses for the community, especially in the midst of the Covid-19 pandemic situation.This study aims to describe the Laws and Regulations and Supervision of the Financial Services Authority and their effect on the development of Online Loans in Bali Province. The method used in this study is a quantitative descriptive research method. Where secondary data from laws and regulations, books, and primary data obtained from questionnaires. The results of this study show: (1) Laws and Regulations have a positive and significant effect on Online Loans, significance value of 0.000 was obtained with a coefficient value of 0.449. (2) Supervision has a positive and significant effect on Online Loans, a significance value of 0.000 with a coefficient value of0.530 is obtained. (3) Laws and Regulations and Supervision simultaneously have a positive and significant effect on Online Loans, a significance value of 0.000 was obtained.
Analisis Peran Peraturan Otoritas Jasa Keuangan (POJK) Alam Mengawasi Investasi di Provinsi Bali pada Perspektif Ekonomi Indonesia (Studi Kasus Investasi Asuransi Perbankan Bali) Dyah Ika Wahyuni; Ni Wayan Suartini; I Nyoman Gede Supraptha
Jurnal Ilmiah PERKUSI Vol 2, No 4 (2022): PERKUSI
Publisher : Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (305.838 KB) | DOI: 10.32493/j.perkusi.v2i4.25278

Abstract

Penelitian ini dilatar belakangi oleh seiring perkembangan zaman lembaga keuangan di Indonesia semakin berkembang, sebagai akibat dari laju pertumbuhan perekonomian memberikan suatu dampak yang bernilai positif dan negative baik berupa penanaman modal maupun investasi. Maka dari itu OJK dibentuk dengan tujuan agar keseluruhan kegiatan di dalam sektor jasa keuangan dapat terselenggara secara teratur, adil, transparan, dan akuntabel. Masalah dalam penelitian ini adalah “ Pengawasan Otoritas Jasa Keuangan terhadap investasi di Provinsi Bali ”. Yang secara khusus difokuskan pada dua variabel yaitu POJK dan Investasi Asuransi. Tujuan dari penelitian ini adalah untuk dapat mempelajari pengaruh dua variabel tersebut dalam mempengaruhi perspektif ekonomi Indonesia. Setelah melekukan kajian literatur dan penyusunan hipotesis, data yang dikumpulkan melalui kuisioner pada 100 investor asuransi menurut perbankan Provinsi Bali yang diawasi oleh OJK, diperoleh menggunakan teknik sampling sistematik. Kemudian dilakukan analisis data yang diperoleh dengan menggunakan analisis regresi berganda.Teknik pengumpulan data dilakukan dengan kuisioner dan studi pustaka dengan menggunakan teknik analisis deskriptif kuantitatif. Hasil penelitian menunjukkan bahwa peranan OJK dan investasi asuransi terhadap perspektif ekonomi Indonesia memiliki pengaruh nilai signifikan yang positif. Manfaat yang didapat dari penelitian ini yaitu hasil penelitian ini diharapkan dapat memperluas pengetahuan peneliti, hasil penelitian ini juga diharapkan dapat mengetahui seberapa besar pengaruh POJK terhadap Investasi Asuransi di Provinsi Bali pada Perspektif Ekonomi Indonesia dan diharapkan dapat menambah referensi bagi peneliti selanjutnya.
Analisis Pengaruh Profitabilitas, Struktur Aktiva Dan Likuiditas Terhadap Struktur Modal Perusahaan Industri Tekstil Dan Garment Yang Terdaftar Di Bursa Efek Indonesia (BEI) Ni Kadek Dila Ardianingsih; Ni Wayan Suartini; I Nyoman Gede Supraptha
MENAWAN : Jurnal Riset dan Publikasi Ilmu Ekonomi Vol. 1 No. 6 (2023): November : MENAWAN: Jurnal Riset dan Publikasi Ilmu Ekonomi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/menawan.v1i6.55

Abstract

This research was carried out on industrial companies on the Indonesian Stock Exchange (IDX) with the title "Analysis of the influence of profitability, asset structure and liquidity on the capital structure of textile and garment industrial companies listed on the IDX". This research uses quantitative data with secondary data sources. This research uses methodspurposive sampling, The sample data in this research is 18 samples from the 2019-2021 period. This research uses multiple linear analysis techniques, partially this research states that 1) Profitability has a significant effect on capital structure, 2) Asset structure has a significant effect on capital structure, 3) Liquidity has a significant effect on capital structure, 4) profitability, structure assets and liquidity together (simultaneously) have a significant effect on capital structure. In the determination test it was found that the magnitude of the influence of profitability, asset structure and liquidity on capital structure was 93.6%, while it was 6.4% (100% - 93 .6%) is influenced by other factors on the capital structure of companies in the Textile and Garment Sub-Sector Industry for the 2019-2021 period, explained by variables outside the independent variables of this research.
Likuiditas Memediasi Pengaruh Ukuran Perusahaan Dan Risiko Bisnis Terhadap Profitabilitas Perusahaan Perbankan Yang Terdaftar Di BEI Ni Wayan Yessi Agustian; Ni Wayan Suartini; I Nyoman Gede Supraptha
MENAWAN : Jurnal Riset dan Publikasi Ilmu Ekonomi Vol. 1 No. 6 (2023): November : MENAWAN: Jurnal Riset dan Publikasi Ilmu Ekonomi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/menawan.v1i6.60

Abstract

This research was conducted to determine the role of liquidity in mediating the influence of company size and business risk on the profitability of banking companies listed on the Indonesia Stock Exchange (BEI). The population in this study was 57 companies in the banking sub-sector listed on the Indonesian Stock Exchange. Based on the predetermined criteria, 32 banking companies were obtained, so that the research sample studied amounted to 96 sample data. In this research, the data analysis technique used is the path analysis technique with the help of the Smart-PLS 4 application. The research results show that partially the variable Size, NPL, and LDR do not have a significant effect on ROA, while the BOPO variable has a significant effect on ROA. Size does not have a significant effect on ROA through LDR as a mediating variable. NPL does not have a significant effect on ROA through LDR as a mediating variable. BOPO does not have a significant effect on ROA through LDR as a mediating varia.
TINGKAT PENGETAHUAN KEUANGAN, SIKAP KEUANGAN DAN SOP KEUANGAN TERHADAP PERILAKU MANAJEMEN KEUANGAN PADA PT. BALI TANGI I Wayan Joni Antara; Ni Wayan Suartini; I Nyoman Gede Supraptha
KONTAN: Jurnal Ekonomi, Manajemen dan Bisnis Vol 2, No 4 (2023): KONTAN: Jurnal Ekonomi, Manajemen dan Bisnis
Publisher : KONTAN: Jurnal Ekonomi, Manajemen dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59818/kontan.v2i5.609

Abstract

This research was carried out at one of the MSMEs in the city of Denpasar with the title "Level of Financial Knowledge, Financial Attitudes, and Financial SOPs on Financial Management Behavior at PT. Bali Tangi”. The type of data used in this research is quantitative data with the data source being primary data. The sample was selected using a saturated sampling method with a total of 20 respondents. This research technique uses multiple linear regression analysis techniques. Partially, this research states that 1) the level of financial knowledge has a positive and significant effect on financial management behavior. 2) Financial attitudes have a positive and significant effect on financial management behavior. 3) Financial SOPs have a positive and significant effect on financial management behavior. 4) The level of financial knowledge, financial attitudes, and financial SOPs simultaneously have a positive and significant effect on financial management behavior. ABSTRAKPenelitian ini dilaksanakan pada salah satu UMKM di kota Denpasar dengan judul “Tingkat Pengetahuan Keuangan, Sikap Keuangan, dan SOP Keuangan terhadap Prilaku Manajemen Keuangan Pada PT. Bali Tangi ”. Jenis data yang digunakan dalam penelitian ini adalah jenis data kuantitatif dengan sumber data yaitu data primer. Sampel dipilih dengan menggunakan metode sampling jenuh yang jumlah responden sebanyak 20 orang. Teknik penelitian ini menggunakan teknik analisis regresi linear berganda. Secara parsial penelitian ini menyatakan bahwa 1) tingkat pengetahuan keuangan berpengaruh positif dan signifikan terhadap perilaku manajemen keuangan. 2) Sikap keuangan berpengaruh positif dan signifikan terhadap prilaku manajemen keuangan. 3) SOP keuangan berpengaruh positif dan signifikan terhadap prilaku manajemen keuangan. 4) Tingkat pengetahuan keuangan, Sikap keuangan, dan SOP Keuangan secara simultan berpengaruh positif dan signifikan terhadap perilaku manajemen keuangan.