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All Journal ProBank: Jurnal Ekonomi dan Perbankan Excellent Optimum : Jurnal Ekonomi dan Pembangunan ADVANCE Trikonomika: Jurnal Ekonomi AKTUAL Business Innovation and Entrepreneurship Journal @is The Best [Accounting Information System & Information Technology Business Enterprise] FINANCIAL : JURNAL AKUNTANSI Journal of Indonesian Science Economic Research Global Financial Accounting Journal Jurnal Cafetaria IJECS: Indonesian Journal of Empowerment and Community Services Wasana Nyata Pekodimas : Jurnal Pengabdian Kepada Masyarakat Mafaza : Jurnal Pengabdian Masyarakat WASANA NYATA Journal of Applied Economics in Developing Countries
Yuniatin Trisnawati DKW
Dharma AUB University
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Public Health Social Sciences Veterinary Other

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SWOT ANALYSIS OF FINANCIAL TECHNOLOGY IMPLEMENTATION TO ONLINE PEER TO PEER (P2P) LENDING IN INDONESIA Yuniatin Trisnawati DKW; I Gusti Putu Diva Awatara
Journal of Applied Economics in Developing Countries Vol 3, No 2 (2018): Journal of Applied Economics in Developing Countries
Publisher : MESP–FEB UNS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/aedc.v3i2.40327

Abstract

The development of Financial Tehcnology in Indonesia makes technology-based companies continue to grow. These companies began to be established and registered in the Financial Services Authority (OJK), which is based on an online peer to peer (P2P) lending platform. Financial Services Authority (OJK) data states that as of September 2018, the number of companies engaged in Peer to Peer (P2P) Lending continues to grow to 67 platforms with lender account providers reaching 161,297 entities, the number of borrower accounts (borrower) reaching 2,300,007 entities with low bad credit rates around 1.2%. The process of implementing peer to peer online activities (P2P) lending is done through a website or smartphone application that is downloaded through Google Play Store making it easier for anyone and anywhere to make transactions both as lenders or borrowers. This study discusses the SWOT analysis of online peer to peer (P2P) lending activities in terms of lending companies and individuals both as lenders and borrowers.Keywords: Financial Technology, Online peer to peer (P2P) Lending, SWOT Analysis, Lender, Borrower
Co-Authors Adnan Terry Suseno Ambar Wariati Andri Octaviani Arief Budhi Dharma Basuki Sri Rahayu Brigitha Yulita Hoar Bau Darmawan Fitriyanto Ester Verawati Faridz Kurniawan Hanif Safika Rizky Harena Susianti I Gusti Putu Diva Awatara I Gusti Putu Diva Awatara Ika Swasti Putri Indah Kusuma Wardani Intan Sholeqah Ismi Rohani Jarot Santosa Kristanti Steffani Mastuti, Dian Nur Muhammad Ridho P Mulyadi Mulyadi Mulyadi Mulyadi Mumpuni, Yanesti Putri Nina Sekar Utami Setyani SH Setyani Sri Haryanti Siti Fatonah Siti Hayati Efi Friantin Siti Hayati Efi Friantin, Siti Hayati Umi Hanifah Yanesti Putri Mumpuni Yolanda Atika Sari