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Implementasi Qowaidh Fiqhyyah pada Bagi Hasil Perbankan Syariah Melalaui Akad Musyarakah Nurul Rahmania; Imam Kamaluddin; Syamsuri
Al - Muamalat: Jurnal Hukum dan Ekonomi Syariah Vol 7 No 2 (2022): Jul-Des 2022
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/muamalat.v7i2.3911

Abstract

Abstract The rules of fiqh (qawā'id al-fiqhiyyah) have a goal, namely as the determination of Islamic law from various new problems due to progress and changing times, including in the economic field (muamalah maliyah) in Islamic financial institutions. By making the rules of fiqh as the legal basis, it is a must to get convenience from contemporary economic problems which do not have the dominant texts of shar'ih in the Qur'an and hadith. Even in financing the results of Islamic banking through musharaka. With the public's interest in this financing, it is necessary to increase understanding related to the rules of fiqh in Islamic law. So the purpose of this study is to explain or describe the rules of fiqh as a legal principle in musharaka financing transactions. The method used is qualitative. Data collection techniques in this study were sourced from primary and secondary data. Primary data comes from the Qur'an, hadith, and fatwas in the DSn-MUI, while secondary data comes from books, journals, and research reports related to the implementation of qawā'id al-fiqhiyyah. Abstrak Kaidah fikih (qawā’id al-fiqhiyyah) memiliki tujuan yaitu sebagai asas dalam penetapan hukum Islam dari berbagai macam permasalahan yang baru akibat kemajuan dan perubahan zaman, termasuk dalam hal bidang perekonomian (muamalah maliyah) di lembaga keuangan syariah. Dengan menjadikan kaidah fikih sebagai landasan hukum merupakan suatu keharusan guna mendapatkan kemudahan dari persoalan ekonomi kontemporer yang dominan tidak memiliki nash shar’ih dalam al-Qur’an dan hadist. Pun dalam pembiayaan bagi hasil perbankan syariah melalui musyarakah. Dengan meningkatnya minat masyarakat dalam pembiayaan ini, perlu adanya peningkatkan pemahaman terkait kaidah fikih dalam hukum Islam. Sehingga tujuan dari penelitian ini untuk menjelaskan atau mengambarkan kaidah fikih sebagai asas hukum dalam transaksi permbiayaan musyarakah. Metode yang digunakan yaitu kualitatif. Teknik pengumpulan data pada penelitian ini bersumber dari data primer dan sekunder. Data primer berasal dari al-Qur’an, hadist, dan fatwa-fatwa dalam DSn-MUI, sedangkan data sekunder berasal dari buku-buku, jurnal-literatur, serta laporan hasil penelitian terkait implementasi qawā’id al-fiqhiyyah.
New Waqf Paradigm: Integration of Islamic Commercial Finance and Islamic Social Finance Syamsuri; Penta Syahifah Dena; Yaumi Sa'adah; Fuadah Binti Johari
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 11 No. 1 (2024): In Progress
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v11i1.10758

Abstract

This paper discusses critiques of Indonesia's commercially-based waqf management and recommends solutions to improve waqf management to be more in line with Islamic principles and provide broader benefits to society. Criticism of commercial waqf management which includes waqf funds, lack of transparency and non-compliance with sharia principles. This paper underscores the importance of changing the paradigm of waqf management to integrate Islamic Social Finance (ISF) and Islamic Commercial Finance (ICF) to achieve Islamic economic goals that include social benefits and general welfare. By using normative types of research and conceptual approaches. This integration is expected to create a more inclusive and stable financial system and help overcome social and economic problems in Indonesia. In addition, this paper also discusses the basic principles in waqf management and the important role of waqf in the development of Islamic society. Through the implementation of productive commercial-based waqf, it is expected to improve the overall welfare of Muslims and make a positive contribution to sustainable development in Indonesia. Keywords: Waqf Management, Integration of Islamic Commercial Finance, Islamic Social Financial, Waqf Social-Productive Model.