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All Journal Ikonomika : Jurnal Ekonomi dan Bisnis Islam Indonesian Journal of Islamic Literature and Muslim Society Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah Islamic Review : Jurnal Riset dan Kajian Keislaman BILANCIA Iqtishodia: Jurnal Ekonomi Syariah Jurnal Ilmu Perbankan dan Keuangan Syariah Jurnal Ilmu Ekonomi dan Bisnis Islam Indonesian Journal of Islamic Economics and Business Jurnal Iqtisaduna EKONOMIKA SYARIAH : Journal of Economic Studies
Nur Syamsu
UIN Datokarama Palu
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Journal : BILANCIA

 1 
STRUKTUR MODAL PADA PERBANKAN SYARIAH Nursyamsu Nursyamsu
Bilancia: Jurnal Studi Ilmu Syariah dan Hukum Vol. 10 No. 1 (2016): BILANCIA
Publisher : Fakultas Syariah Institut Agama Islam Negeri Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/blc.v10i1.280

Abstract

An Islamic financial institutions so it should be emphasized that mechanisms and financial and capital structure in accordance with the principles of Sharia, which is not only focused only on achieving maximum profit alone but how to manage the institution for the welfare and convenience of the ummah. In this case the profit is not only to kepantingan owners or founders, but also very important for the development of Islamic banks. Islamic bank profits mainly derived from the difference between the return on investment of funds and the costs incurred during a specific period. In order to obtain optimal results, Islamic banks are required to manage funds effectively and efficiently, both on funds collected from the public, as well as capital funds owner / founder of Islamic banks as well as on the use or cultivation of these funds. Based on the description above in the discussion this time will be described on the capital structure of Islamic financial institutions. And some of the differences between the fund management pattern of conventional banks with Islamic banks, in the management of funds of Islamic banks as well. Can meet the minimum level of liquidity, profitability and solvency were good.
GADAI EMAS DI PERBANKAN SYARIAH Nursyamsu Nursyamsu
Bilancia: Jurnal Studi Ilmu Syariah dan Hukum Vol. 10 No. 2 (2016): BILANCIA
Publisher : Fakultas Syariah Institut Agama Islam Negeri Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/blc.v10i2.292

Abstract

Products of Islamic banking is considered to have advantages compared with conventional banking, which is in a range of products sourced from fatwas DSN, considered able to overcome the various problems in the local economy, because much of the element of riba, gharar and gambling and various negative impacts more But in fact the public as customers of Islamic banking is still open to exploitation in various transactions conducted in Islamic banks. Based on the phenomenon that occurs in the community such as the need for pawn gold. Dilakukanlah pelegitimasian law against pledge of gold by the National Islamic Council, at the request of the Islamic banking, which is in the process of establishing such laws, used a variety of approaches, which turned out to give birth to a fatwa that the impact exploit people as customers. From the brief description above, the author will try to discuss a paper on the evaluative analysis DSN No. 26 / DSN-MUI / III / 2002 of gold pawn Islamic bank according to a review of jurisprudence muamalah. National Sharia Council as an institution that fatwa is used as the primary basis of the various products of Islamic banking, have not been able to accommodate emerging models of transactions required by the community such as the need to be pawning gold, which in this case we value such still use classical methods, ie match the reality of the past with the present, which in reality is very much different. Then use a fatwa that emphasizes the benefit. Resulting in the use of multi akad. And causing cracks to appear that could exploit customers. Problems on fatwas born by MUI-DSN, need thorough investigation, even the need for evaluation, especially at the stage of formation fatwa that, in the process of pelegitimasian law against financial transactions contemporary MUI-DSN, preferably involving many parties berkopetensi and experts in their respective fields, so that the later can give birth to a fatwa according to the situation in Indonesia and the Islamic community certainly consistent with Islamic principles
ALQUR’AN DAN ETIKA BERBISNIS Nursyamsu Nursyamsu
Bilancia: Jurnal Studi Ilmu Syariah dan Hukum Vol. 11 No. 1 (2017): BILANCIA
Publisher : Fakultas Syariah Institut Agama Islam Negeri Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/blc.v11i1.303

Abstract

One of the activities in carrying out economic activity is doingbusiness, in the business needed values, so as not to be separated fromthe corridors that can lead to a business activity does not providebenefits, even bring harm. Business values in economic activities arenecessary as the main rule in running a business activity. As a hint, theQur'an is a major source in which various rules govern how to carryout business activities. Ethics is seen as a must-have on any businessactivity that can be seen in the behavior of a businessperson. Thispaper discusses the ethics of business in the perspective of the Qur'an.
IMPLEMENTASI PERMA NOMOR 1 TAHUN 2016 TENTANG PROSEDUR MEDIASI: (EFEKTIVITAS MEDIASI PADA PERKARA PERCERAIAN DI PENGADILAN AGAMA PALU) Heru Susanto; Nursyamsu Nursyamsu
Bilancia: Jurnal Studi Ilmu Syariah dan Hukum Vol. 11 No. 2 (2017): BILANCIA
Publisher : Fakultas Syariah Institut Agama Islam Negeri Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/blc.v11i2.308

Abstract

Mediation is one of the means and efforts to resolve disputes that occur between husband and wife in a peaceful manner that is appropriate, effective, and can open wider access to the parties to obtain a satisfactory and just settlement. In response, the Supreme Court release the regulation of supreme court governing mediation procedure in proceedings in court. Beginning with the SEMA (Surat Edaran Mahkamah Agung) or Supreme Court Circular Number 1 year 2002 on the Empowerment of the First Tribunal Applying the Peace Institution, instructed all the judges who tried the case, in order to sincerely seek peace among the litigants. However, because some basic matters have not been explicitly stipulated in the SEMA, the Supreme Court issued Perma (Regulation of the Supreme Court) RI Number 2 Year 2003 on Mediation Procedure in Court, which was then revised and refined by Perma Number 1 Year 2008, which further reinforce the obligation to pursue mediation procedures related to litigation in court. And its peak on February 4, 2016 Supreme Court renewed by ratifying Perma Number 1 Year 2016 on Mediation Procedure. This paper discusses about how the implementation of this Perma, what are the supporting and inhibiting factors in the success of mediation and the extent of its effectiveness in the settlement of divorce cases in the Religious Court of Palu.
Co-Authors Abdurrahman Mansyur Afriyani Sasnita Ahmad Fauz Ahmad Haekal ALDI ABIDIN Atep Hendang Waluya Ferdiawan Ferdiawan Fitriarahayu Ningsih Heru Susanto Ibrahim R. Mangge Irfan Irfan Mega Oktaviany Moh. Anwar Zainuddin Moh. Idham Muthmainnah MD Muthmainnah. MD Noval Noval Nur Wanita Nurdin Nurfitriani Nurfitriani Ryna Pratiwi Sirajul Arifin Siti Musyahidah Sitti Aisya Sofyan, Syathir Suriani - Syaakir Sofyan Tri Mulato Trimulato Trimulato Triska Rosmala Yofita Sandra, S.Pd., M.Pd., Zico Farlin, Dr. Budiwirman, M.Pd.,