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Gejala fly paper effect di provinsi aceh ditinjau dari dana alokasi umum dan dana otonomi khusus Zulfan, Teuku; Maulana, Hafiizh
INOVASI Vol 15, No 2 (2019)
Publisher : Faculty of Economics and Business Mulawarman University

Provinsi Aceh menjadi salah satu daerah dengan gelar fiskal yang besar melalui desentralisasi fiskal dari Dana Alokasi Umum (DAU) dan Dana Otonomi Khusus (OTSUS). Penelitian ini bertujuan untuk mengidentifikasi dampak DAU dan OTSUS pada kemunculan efek flypaper dari pengeluaran daerah. Penelitian ini menggunakan estimasi data panel di 23 kabupaten / kota di Provinsi Aceh selama 2008-2017. Fenomena efek fly-paper yang terjadi di Provinsi Aceh, diserap oleh alokasi DAU dan OTSUS yang lebih besar dari Appraisal Regional Asli. Ada pengaruh yang signifikan antara DAU pada pengeluaran daerah dan OTSUS pada pengeluaran daerah. Berdasarkan pengujian dengan Random Effect Model, dana OTSUS dan DAU memiliki dampak yang signifikan dan positif pada pengeluaran daerah, baik pada tahun berjalan dan periode tahun sebelumnya. Dampak dari peningkatan ini menunjukkan adanya efek flypaper, karena sumber pendapatan dari pendapatan yang dihasilkan secara lokal lebih kecil daripada dana perimbangan.

Analisis Swot Strategi Pengembangan Asuransi Syariah Bumiputera di Aceh Nilam Sari; Hafiizh Maulana; Mirza Frananda Kusuma
Jurnal Ilmiah Ekonomi Islam Vol 7, No 1 (2021): JIEI : Vol. 7, No. 1, 2021
Publisher : ITB AAS INDONESIA Surakarta

The study, entitled "Strategy for the Development of Bumiputera Syari'ah Insurance in Aceh, 2016-2018 (SWOT Analysis Approach)", aims to find out the development of Bumiputera Islamic insurance in Aceh Province and the strategy for developing the Syari'ah Bumiputera insurance in Banda Aceh City. This study uses a non-experimental quantitative descriptive approach. Data collection techniques by interview and documentation. Data analysis using SWOT analysis. Based on the research results, it is known that the potential of PT. In terms of strength, the Banda Aceh branch of Syari'ah Bumiputera Insurance is the principle of non-usury, the network is online, the general takaful is full of sharia, the brand is stronger as sharia insurance than other sharia insurance companies, the policy is quickly completed and the claims service is served well. Opportunities are that the majority of Banda Aceh's residents are Muslim, sharia banking is growing and advances in technology (internet). Constraints owned by PT. In terms of weaknesses, the Banda Aceh branch of Syari'ah Bumiputera Insurance is that the market share of Islamic insurance in Aceh is still low and quality human resources are still limited. Threats are the amount of competition in the insurance industry, then a lack of public understanding of the capital regulation syari'ah insurance. Strategies that can be implemented or utilized by PT. Asuransi Syari'ah Bumiputera Banda Aceh branch is a strategy of Strengths Opportunities. The strategy is to optimize the coverage area with agent support, increase and maintain cooperation with the syari'ah banking industry and increase flexibility in the claim processing mechanism.

Analisis Pola Migrasi Penduduk di Dataran Tinggi Kabupaten Aceh Tengah Provinsi Aceh (Dimensi Sosial, Ekonomi, dan Infrastruktur) Muhammad Zulhilmi; Hafiizh Maulana
Jurnal Samudra Ekonomi dan Bisnis Vol 9 No 2 (2018)
Publisher : Universitas Samudra

Kebijakan pengendalian jumlah penduduk di Kabupaten Aceh Tengah dihadapkan pada persoalan penurunan kualitas penduduk dengan tingginya jumlah imigran yang masuk. Penelitian ini ingin menjawab serangkaian permasalah migrasi dengan menelaah secara mendalam pola migrasi penduduk dan faktor-faktor yang mempengaruhinya. Penelitian dilakukan pada 14 kecamatan di Kabupaten Aceh Tengah, dengan model estimasi migrasi data cross section. Model migrasi yang dihasilkan membagi model dalam lingkup sosial, ekonomi/ketenagakerjaan, dan infrastruktur. Pola migrasi risen yang masuk di Kabupaten Aceh Tengah secara sosial dipengaruhi oleh faktor pendidikan, beban ketergantungan yang tinggi, fasilitas kesehatan. Sementara dalam lingkup ekonomi, tingkat partisipasi angkatan kerja dan jumlah penduduk bekerja menambah tingginya migrasi risen yang masuk.Dalam lingkup infrastruktur penduduk akan bergerak secara masif terjadi karena faktor akses perumahan dan sumber penerangan listrik. Pemerintah Kabupaten Aceh Tengah diharapkan dapat responsif dalam membuat perencanaan pembangunan yang berbasis kependudukan dengan memperhatikan faktor migrasi penduduk di daerah tersebut.

Regionalisasi Wakaf Tanah di Provinsi Aceh: Suatu Telaah Pemetaan dan Kebijakan Hafiizh Maulana; Nurul Iski; Aditya Putra Pratama
AL-MUZARA'AH Vol. 7 No. 2 (2019): AL-MUZARA'AH (December 2019)
Publisher : Department of Islamic Economics, IPB University

This research was conduct to identify the regionalization of land waqf in Aceh Province based on compilation of waqf data sourced from Sistem Informasi Wakaf (Siwak) The Ministry of Religious Affairs of the Republic of Indonesia. This research is interesting because there are no studies that have conducted mapping land of waqf. Mapping of potential land waqf in Aceh Province wants to offer an easy solution in terms of inventory potential region as making policy. The methode used by descriptive analysis which is also elaborated with Geographic Information System analysis (GIS) tool. Based on the results of the GIS mapping conducted in the area of land waqf in Aceh Province, land waqf is concentrated in North Aceh District covering 63% of the distribution waqf land in Aceh. However, land Waqf has not been synergy optimally managed with the process of certifying legality. Regionalization needs two types of policy schemes; those are nazhir and waqif perspectives. Nazhir perspective policy is carried out in the scheme of forming professional waqf nazhir institutions. Meanwhile, the waqf perspective policy needs to be carried out with spatial planning and waqf area with the establishment of an Aceh waqf management body regulated in a Perda/Qanun.

Model Pengembangan Wisata Halal Berbasis Masjid di Provinsi Aceh Abrar - Amri; Muhammad Yasir Yusuf; Hafiizh Maulana
Jurnal Ilmiah Ekonomi Islam Vol 8, No 2 (2022): JIEI
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i2.4535

Abstract The economic development of the mosque can be a source of new economic growth by optimizing the potential of the existing mosque congregation. This study has urgency in order to build a conceptual framework for a mosque-based business development model. This study uses an expert system approach in designing an economic development model within the framework of enforcing Islamic Sharia in Aceh and encouraging community economic growth (Jamaah). The research was conducted at several mosques in Aceh. The technique of collecting data and information is collected by formulating a model design through observation, documentation, and distributing questionnaires to the management of the Mosque Prosperity Agency (BKM) and jamaah. Based on the results of the study, the development of a mosque-based economy in has considerable potential. This potential can be seen from the start of a more modern mosque management and the positive response to the idea of developing the mosque's economy from the administrators of the mosque's prosperity agency and jamaah. The results of the study recommend that mosques must prepare Human Resources for managing autonomous business units by establishing a Sharia Financial Institution.

IMPLIKASI KEWENANGAN DEWAN PENGAWAS SYARIAH TERHADAP SISTEM PENGAWASAN DI BANK ACEH SYARIAH Hafiizh Maulana
Share: Jurnal Ekonomi dan Keuangan Islam Vol 3, No 1 (2014)
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

The supervisory authority of the Sharia Supervisory Board (DPS) describes the role and response of DPS supervision system based on organizational structure. DPS positions of Bank Aceh Syariah are in parallel with the Board of Commissioners as authority staff. This study aims to find answers position and authority in the organizational structure and implication to supervision system in Bank Aceh Syariah. To obtain the answer, researchers used the descriptive analysis. Data collection methods used are field research through in-depth interviews, open questionnaire and literature through the conclusion of documentation legislation and organizational structure of Bank Syariah Aceh. DPS authority based on the organizational structure of Bank Syariah Aceh have two powers, as a staff and functional authority. Staff competencies associated with the position of the DPS as a giver of advice/ suggestions to the Board of Commissioners of Bank Aceh, while the functional authority related with the Division of Bank Aceh Syariah. The implication of DPS authority will influence with its performance on the activity /supervisory activities, frequency of meetings, and reporting systems. DPS Bank Syariah Aceh still running system indirect supervision based on the activity reporting and sharia opinion. =========================================== Kewenangan pengawasan Dewan Pengawas Syariah (DPS) menggambarkan peran dan respon pengawasan DPS dalam sistem Pengawasan struktur organisasi. Bank Aceh Syariah menempatkan DPS setara dengan Dewan Komisaris dengan garis kewenangan staff. Permasalahan muncul ketika pengawasan DPS dari segi aktivitas dan sistem pengawasan tidak sesuai dengan aspek perundang-undangan dan gambaran dalam struktur organisasi. Penelitian ini bertujuan mencari jawaban persoalan pokok mengenai perangkat yuridis yang digunakan dalam pengawasan DPS, kedudukan dan kewenangan dalam struktur organisasi, dan sistem pengawasan dalam operasionalisasi bank Aceh Syariah. Untuk memperoleh jawaban tersebut, peneliti menggunakan metode deskriptif analisis. Metode pengumpulan data yang digunakan adalah penelitian lapangan melalui wawancara secara mendalam dan open kuesioner dan kepustakaan melalui dokumentasi perundang-undangan dan struktur organisasi Bank Aceh Syariah. Hasil penelitian menunjukkan bahwa pengawasan DPS berdasarkan perangkat yuridis terdiri dari undang-undang perbankan syariah No. 21 Tahun 2008 Pasal 32, Undang-Undang No. 40 Tahun 2007, Peraturan Bank Indonesia (PBI), Surat Edaran Bank Indonesia (SE BI), dan fatwa-fatwa DSN MUI. Kewenangan DPS berdasarkan struktur organisasi Bank Aceh Syariah memiliki 2 kewenangan, yaitu sebagai staf dan fungsional. Kewenangan staf berhubungan dengan posisi DPS sebagai pemberi nasihat/saran-saran dengan Dewan Komisaris Bank Aceh, sementara kewenangan fungsional berhubungan dengan Divisi Syariah Bank Aceh. Kewenangan DPS mempengaruhi kinerjanya pada aktivitas/kegiatan pengawasan, frekuensi rapat, dan sistem pelaporan. DPS Bank Aceh Syariah masih menjalankan sistem pengawasan tidak langsung (off spot) melalui pengkajian, hasil laporan kegiatan, dan opini syariah secara lisan serta tertulis. Sistem pengawasan secara langsung (on spot) pada struktural Bank Aceh Syariah belum dilakukan.

Telaah Social Capital Pada Wilayah Perbatasan Kabupaten Aceh Tamiang, Provinsi Aceh Zaki Fuad Khalil; Muhammad Zulhilmi; Hafiizh Maulana
SI-MEN Vol 9 No 1 (2018): Jurnal Si-Men
Publisher : Pusat Penelitian dan Pengabdian Pada Masyarakat (P3M) STIES Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (682.865 KB)

The border area is identical with the condition of the community that a high level of diversity. Aceh Tamiang district is one of the border areas between North Sumatra and Aceh Province. This study aims to examine the variables that become potential social capital in Aceh Tamiang district, to further be traced the extent to which the influence of social variables on economic performance. The methodology used in this research is Linear Multiple Regression analysis, which consists of 4 structural equations including income, consumption, investment and Zakat model. Variable social capital that can strengthen the economic dimension in Aceh Tamiang Regency is access to education, the number of community civil society, and dependency ratio. The ability to access education, increasing the number of community civil society, has a significant effect on income per capita and consumption levels. The strengthening of a social capital variable in Aceh Tamiang Regency is specifically able to strengthen the acceptance of zakat with strong determinant between education and community organizing institution to zakat acceptance

Model Pengembangan Pembiayaan Syariah Sektor Pertanian di Provinsi Aceh: Suatu Telaah Soft System Methodology Hafiizh Maulana; Abrar Amri; Nurul Iski
Jurnal Ilmu Pertanian Indonesia Vol. 28 No. 1 (2023): Jurnal Ilmu Pertanian Indonesia
Publisher : Institut Pertanian Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18343/jipi.28.1.140

The agricultural sector is the largest sector for economic output in Aceh which also dominates the largest number of workers in Aceh. The Aceh government needs to establish strategic steps to formulate financing in the sector as stipulated in the agricultural regulations based on Qanun Number 11 of 2018 about Islamic Financial Institutions (LKS). This research is designed to formulate system for developing Islamic financing in the agricultural sector after the implementation of Qanun Number 11 of 2018 about LKS in Aceh with soft systems methodology (SSM) approach. This study has resulted a conceptual model of the Islamic financing strategy for the agricultural sector in Aceh Province. Based on the results of the review of the conceptual framework using the SSM approach, strategies that can be performed for implementation of Islamic agricultural finance are the Islamic financial product strategy, Islamic agricultural financing institutional strategy, local and central government communication strategies, and human resource development strategy. This study recommends that the Government of Aceh needs to prepare regulatory policies, Islamic financial product schemes, and institutions in strengthening the implementation of Islamic financing based on the agricultural sector in Aceh. Keywords: islamic financing, agriculture, soft systems methodology, Qanun LKS

Gejala fly paper effect di provinsi aceh ditinjau dari dana alokasi umum dan dana otonomi khusus Teuku Zulfan; Hafiizh Maulana
INOVASI Vol 15, No 2 (2019): November
Publisher : Faculty of Economics and Business Mulawarman University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/jinv.v15i2.5160

Provinsi Aceh menjadi salah satu daerah dengan gelar fiskal yang besar melalui desentralisasi fiskal dari Dana Alokasi Umum (DAU) dan Dana Otonomi Khusus (OTSUS). Penelitian ini bertujuan untuk mengidentifikasi dampak DAU dan OTSUS pada kemunculan efek flypaper dari pengeluaran daerah. Penelitian ini menggunakan estimasi data panel di 23 kabupaten / kota di Provinsi Aceh selama 2008-2017. Fenomena efek fly-paper yang terjadi di Provinsi Aceh, diserap oleh alokasi DAU dan OTSUS yang lebih besar dari Appraisal Regional Asli. Ada pengaruh yang signifikan antara DAU pada pengeluaran daerah dan OTSUS pada pengeluaran daerah. Berdasarkan pengujian dengan Random Effect Model, dana OTSUS dan DAU memiliki dampak yang signifikan dan positif pada pengeluaran daerah, baik pada tahun berjalan dan periode tahun sebelumnya. Dampak dari peningkatan ini menunjukkan adanya efek flypaper, karena sumber pendapatan dari pendapatan yang dihasilkan secara lokal lebih kecil daripada dana perimbangan.

Analisis Legislasi Undang-Undang Dewan Pengawas Syariah Di Indonesia (Suatu Kajian Yuridis Formil) Hafiizh Maulana
EKOBIS SYARIAH Vol 1, No 1 (2017)
Publisher : Universitas Islam Negeri Ar-Raniry Banda Aceh

Pengawasan terhadap lembaga keuangan syariah penting dilakukan untuk memastikan produk dan layanan keuangan sesuai dengan prinsip Islam. Penelitian ini bertujuan untuk mengidentifikasi regulasi pengawasan yang dilakukan oleh DPS dan konsekuensi hukum sebagai badan independen yang mengawasi Lembaga Keuangan Islam. Penelitian ini dilakukan dengan menggunakan analisis deskriptif kualitatif melalui telaah yuridis normatif. Hasil kompilasi hukum di Indonesia menunjukkan bahwa tiga model pengawasan terdiri dari; model penasihat, model divisi/departemen Syariah and Model Dewan Syariah Perusahaan. Konsekuensi hukum dari setiap model pengawasan akan berdampak pada tanggung jawab DPS dalam melakukan pengawasan terhadap produk dan inovasi bisnis, operasional, dan kinerja Lembaga Keuangan Islam.

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