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Munawir Munawir
Institut Agama Islam Sultan Muhammad Syafiuddin Sambas, Indonesia
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences Other

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MANAJEMEN STRATEGI OTORITAS JASA KEUANGAN (OJK) KALIMANTAN BARAT DALAM EDUKASI LITERASI KEUANGAN Munawir Munawir; Maskupah Maskupah; Reza Kurniawan
Cross-border Vol. 2 No. 1 (2019): Cross-border
Publisher : Lembaga Penelitian Dan Pengabdian Masyarakat Institut Agama Islam Sultan Muhammad Syafiuddin Sambas Kalimantan Barat

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ABSTRACT From this research, it is seen that the level of financial literacy, especially for Indonesia, is still quite low, namely 32% compared to the literacy level of other countries such as Malaysia, Sri Lanka and Africa, the level of financial literacy in Indonesia is still lower. "(Literacy rate) of other countries such as Malaysia 36%, Sri Lanka 35% and South Africa 42%,". So that it causes public mistakes in investing and the emergence of fraud cases in the regions even though there have been many activities carried out such as socialization or seminars but according to researchers these activities are still inefficient in educating financial literacy. This study aims to reveal: 1. To find out how the strategic management of the financial services authority. 2. To determine the level of financial literacy in West Kalimantan in 2016. 3. Impact of financial literacy in West Kalimantan. The method used in this research is descriptive method with a qualitative approach. Data collection techniques used are, interview techniques, documentation and direct observation. For the data analysis technique that the researchers did, they went through three processes of description, analysis and interpretation. While the technique of checking the validity of the data the researchers used were credibility (the quality of the research in generating trust), transferability (external validation), dependability (confirming the equality of the data when re-examining) confirmability (checking the research again). Conclusion: 1). Financial literacy education strategy carried out by OJK Kal-Bar: Phase 1. Mapping cases or research, stage 2. Determining the priority scale, and stage 3. Determining appropriate activities, Stage 4. Following processes and guidelines in accordance with the national strategy in financial literacy , stage 5. Evaluation 2). The level of financial literacy in West Kalimantan is 30.55%. 3). It can be seen from the level of financial literacy in West Kalimantan which shows the level of well literacy, which means that the people of West Kalimantan have knowledge, confidence and have skills in using financial service products.
ANALISIS PERSEPSI, PREFERENSI, SIKAP DAN PERILAKU DOSEN FAKULTAS EKONOMI DAN BISNIS ISLAM IAIS SAMBAS TERHADAP PRODUK PERBANKAN SYARIAH Munawir Munawir; Maskupah Maskupah
Cross-border Vol. 3 No. 1 (2020): Cross-border
Publisher : Lembaga Penelitian Dan Pengabdian Masyarakat Institut Agama Islam Sultan Muhammad Syafiuddin Sambas Kalimantan Barat

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The objectives of this study were 1) to determine the effect of perceptions on the attitudes of the IAIS Sambas Faculty of Economics and Business lecturers towards Islamic banking, 2) to determine the effect of preferences on the attitudes of the IAIS Sambas Faculty of Economics and Business lecturers in using Islamic banking services, 3) to knowing the effect of attitudes on the behavior of lecturers at the Faculty of Economics and Islamic Business, IAIS Sambas, towards Islamic banking This research is quantitative in nature and the data collection method in this study uses a questionnaire distribution technique. The subject uses a population of 28 respondents. The collected data were analyzed using regression analysis, which consisted of three dependent variables and one independent variable. The analysis tool used is regression analysis with the moderating variable, namely attitude, using the classical assumption method, the coefficient of determination and partial t test. Based on the analysis used, it shows that there is an effect of perception on attitudes, it is known that the significance level value of 0.049 is smaller than 0.05, which means that the hypothesis is accepted. The results also showed that there was an influence between preference for attitudes and the results of the calculations performed obtained a significance level of 0.000. This significance level is less than 0.05, which means that the hypothesis is accepted and the results of the study indicate that there is an influence between attitudes towards behavior and the calculation results obtained by a significance level of 0.000 which is smaller than 0.05, which means that the hypothesis is accepted.
IMPLEMENTASI KEBIJAKAN PEMBEBASAN TANAH UNTUK PELEBARAN JALAN DI KOTA PONTIANAK (STUDI KASUS PEMBEBASAN TANAH DI JALAN PROF. M. YAMIN) Munawir Munawir
Cross-border Vol. 1 No. 1 (2018): Cross-border
Publisher : Lembaga Penelitian Dan Pengabdian Masyarakat Institut Agama Islam Sultan Muhammad Syafiuddin Sambas Kalimantan Barat

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The purpose of this study is to determine what obstacles or obstacles in the process of road widening at Jln Prof. M. Yamin and the efforts made to overcome it. In this study, researchers used a descriptive type, namely explaining phenomena in depth through data collection. Descriptive research is the steps to re-interpret objects about the state of social phenomena contained in the problem under study. The descriptive method the researcher uses to describe or describe how the form of "Implementation of Land Acquisition Policy for Road Widening in Pontianak City", the results of the researchers show that in land acquisition, permits and community pressure to carry out the road widening are procedural steps for public works. provide cooperation in land acquisition measures for road widening in the city of Pontianak. In accordance with the results of the research obtained, it is suggested for the City Government, especially PU, to be careful with the existing procedures, if the socialization is not evenly distributed it will raise public disappointment to the City Government, especially PU, which is responsible for implementing the road widening project, and PU is required to commit. with tenders that do not change.
Upaya Bank Syariah Indonesia (BSI) Cabang Sambas Dalam Meningkatkan Literasi Keuangan Masyarakat Tentang Perbankan Syariah dan Minat Menabung Nasabah Munawir Munawir; Maskupah Maskupah
Cross-border Vol. 4 No. 1 (2021): Cross-border
Publisher : Lembaga Penelitian Dan Pengabdian Masyarakat Institut Agama Islam Sultan Muhammad Syafiuddin Sambas Kalimantan Barat

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Sharia Bank is a financial institution whose main business is collecting funds from the public and channeling it back to the community and other services in payment traffic and also the circulation of money whose operations are adjusted to the principles of Islamic Sharia based on the Al-Quran and Hadith. (M.Syafi'I Antonio 1971: 1) Particularly with regard to the procedures for meritorious in Islam, in other words, in the practice of muamalat it is known that practices that are feared contain elements of usury to be filled with investment activities on the basis of proceeds and trade finance. The research approach that the researcher is doing is descriptive research with a qualitative approach. Qualitative research is a form of research that requires a reduction process that comes from observations, interview results, or a number of documents. These data will then be summarized and selected so that they can be included in the appropriate category. Impact on Indonesian Sharia Bank (BSI) Sambas Branch in Improving Public Financial Literacy Regarding Sharia Banking and Customers' Interest in Saving. In increasing public financial literacy about Islamic banking and customers' interest in saving, it is to increase public insight, knowledge and understanding of Islamic banking and its products and services, as well as to increase skills in using banking products and services as well as to increase public interest in using fundraising products and products. financing so that the number of customers and increase public understanding of Islamic banks that are truly in line with the Koran and hadiths.
THE EFFECT OF JUSTICE SERVICES ON CUSTOMER LOYALTY IN PKU MUHAMMADIYAH HOSPITAL, YOGYAKARTA Munawir Munawir
Cross-Border Journal of Business Management Vol. 1 No. 1 (2021): Cross-Border Journal of Business Management
Publisher : Institut Agama Islam Sultan Muhammaad Syafiuddin Sambas

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The number of research samples, one of which is closely related to data analysis techniques. This study was designed using structural equation modeling (SEM). According to Bentler and Chou (1987) the total sample size of 200 has met the requirements for research using multivariate analysis tools, namely 5 times as many research parameters. Meanwhile, to use the AMOS Data Splitting Program, a sample size of 100 to 200 is required (Ghozali, 2013). Based on the results of data analysis that has been carried out, it can be concluded that the effect of justice services on consumer loyalty at Rsu Pku Muhammadiyah Yogyakarta Based on table 4.1 it can be seen that all indicators in the variables namely Procedural Justice, Interactional Justice, Complaint, Customer Satisfaction and Consumer Loyalty are declared valid, because it has a loading factor value above 0.5 (CFA> 0.5).
Co-Authors Maskupah Maskupah Reza Kurniawan