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All Journal Jurnal Inspiration Jurnal RESTI (Rekayasa Sistem dan Teknologi Informasi) JURNAL INSTEK (Informatika Sains dan Teknologi) ILKOM Jurnal Ilmiah AkMen JURNAL ILMIAH JURNAL IT: Media Infromasi STMIK Handayani Makassar E-JURNAL JUSITI : Jurnal Sistem Informasi dan Teknologi Informasi Buletin Poltanesa Jurnal Abdimas Bina Bangsa Jurnal Al Tasyri'iyyah Prosiding Seminar Nasional Sisfotek (Sistem Informasi dan Teknologi Informasi) Jurnal Informatika Progres
Mirfan
STMIK Handayani
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Journal : AkMen JURNAL ILMIAH

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EVALUASI KELAYAKAN KREDIT DENGAN METODE CLASSIFICATION AND REGRESION TREE (CART) Mirfan Mirfan
AkMen JURNAL ILMIAH Vol 10 No 1 (2013): AKMEN Jurnal Ilmiah
Publisher : Lembaga Penelitian dan Publikasi Nobel Indonesia

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Abstract

Credit worthiness evaluation is an important element in the provision of credit to borrowers. Lending activities required a good and thorough analysis of all aspects of credit that supports the credit granting process, in order to prevent the occurrence of a credit risk. The purpose of this study was to determine the creditworthiness of the debtor by Classification Methods and Regresion Tree (CART). One of the results of assessment of the Credit Application form to obtain credit worthiness statement that can be classified under several conditions, namely: viable with very low risk, decent high-risk, less worthy, and very less feasible.
Co-Authors Asriyani Ismail Diky Wahyudi B Elsa Sera Guntur Guntur Hazriani, Hazriani Herman Irfandi Irfandi JUMARLIS, MILA Karman Jaya Mahka, Muh Fachrur Razy Manga, Abdul Rachman Muh Fachrur Razy Mahka Respaty Namruddin Ronal Taruk Padang sari, Sri Kurniyan Suardi M. SYAMSU ALAM Yuyun Yuyun