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THE URGENCY OF MAQASHID SHARIA IN THE DEVELOPMENT OF SHARIA BANKING PRODUCTS Hendra Hadi; Muhammad Sodiki; Imro Atut Toyyibah; Parman Komarudin
Darussalam Vol 24, No 01 (2023): Darussalam : Jurnal Ilmiah dan Sosial
Publisher : Institut Agama Islam Darussalam Martapura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58791/drs.v24i01.281

Abstract

AbstractThe movement and growth of Islamic banking in Indonesia is increasing every year and is in demand by Muslim and non-Muslim customers. This has encouraged Islamic banking to develop its products so that they can compete with conventional banks. However, of course, this must be balanced with knowledge of Islamic maqashid and ushul fiqh in the development of banking products which are sometimes ignored by Islamic financial institutions. As a result, there is rigidity, narrow space for movement and even negligence and errors in inspection and auditing. In this paper using library research methods (library research) with a qualitative approach. The urgency of maqashid in Islamic banking products regulates all fatwas, regulations, financial and banking products as well as fiscal and monetary policies so as not to lose their shari'ah substance. Maqashid syari'ah is a determining factor in creating sharia economic products that can play a dual role (social control tools and socio-economic engineering) to realize the benefit of Muslims. Keywords: Sharia Banking; Maqashid Syariah;  Banking Products.
DISTRIBUTION AND SALE OF ALCOHOLIC DRINKS IN REGIONAL REGULATION OF KAPUAS REGENCY NUMBER: 3 OF 2011 (STUDY OF SHARIA ECONOMIC LAW ANALYSIS) Imro Atut Toyyibah; Muhammad Sodiki; Hendra Hadi; Parman Komarudin
Darussalam Vol 24, No 01 (2023): Darussalam : Jurnal Ilmiah dan Sosial
Publisher : Institut Agama Islam Darussalam Martapura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58791/drs.v24i01.283

Abstract

AbstractThis research has a background because the circulation of alcoholic beverages in Indonesia is increasingly widespread and widespread. Not infrequently the existence of alcoholic beverages often causes problems in society. The type of research is library research. The type of data used in this research is qualitative. The results of this study are that Islam prohibits or forbids the sale and purchase or trade of alcoholic beverages. Even Allah swt cursed drinkers, waiters, sellers, and even buyers of these alcoholic drinks. Even though in the Kapuas Regency Regional Regulation Number: 3 of 2011, it has given permission to certain individuals or groups to sell or trade these alcoholic drinks. The prohibition of buying and selling alcoholic beverages is due to the fact that the goods traded or traded belong to goods that are forbidden to be used as a business in Islam. Keywords: Alcoholic beverages; Regional Regulations; Buy and sell.
PROBLEMATICS OF THE DEVELOPMENT OF SHARIA MUTUAL FUNDS IN INDONESIA Muhammad Sodiki; Parman Komarudin; Mahmud Yusuf; Hendera Hadi; Imro Atut Toyyibah
Badamai Law Journal Vol 7, No 2 (2022)
Publisher : Program Magister Hukum Universitas Lambung Mangkurat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32801/damai.v7i2.16010

Abstract

ABSTRACTThe development of the capital market in Indonesia has become a special attraction for investors to invest in the stock exchange. However, to be able to invest directly, there are several obstacles faced by investors such as limited knowledge, information and time. One alternative investment instrument that can be a solution to these problems is mutual funds. The development of Islamic mutual funds in Indonesia has indeed been under pressure in the past year. This is reflected in the decline in the managed funds of Islamic mutual funds which appear to decline at the end of 2021 and tend to be flat until the first quarter of 2022 to March 2022. The purpose of this research is to analyze the problems in the development of Islamic mutual funds in Indonesia. In this study using the method of literature (library research) with a qualitative approach. The results of the study show that the obstacles to developing Islamic mutual funds are caused by several factors, including: lack of literacy about mutual funds, dualism that occurs in the capital market, the need for assistance from stakeholders to work together. Another factor that can cause mutual funds to decline is inflation, causing the purchasing power of public money in general to decrease.