Article Per Year (5 Year)
p-Index From 2019 - 2024
0.562
P-Index
This Author published in this journals
All Journal EKSYA: Jurnal Ekonomi Syariah Journal of Management and Creative Business
Kiki Andrea Putri Hasibuan
Universitas Islam Negeri Sumatera Utara
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
PERSEPSI MAHASISWA JURUSAN PERBANKAN SYARI'AH UIN SUMATERA UTARA TERHADAP LAYANAN APLIKASI MOBILE BANKING BSI Kiki Andrea Putri Hasibuan; Silvia Anggrie Nst; Dini Lestari; Muhammad Ikhsan Harahap
EKSYA : Jurnal Ekonomi Syariah Vol 4 No 1 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v4i1.1180

Abstract

Customers who are increasingly using digital services are used to and prefer services that are faster, transparent, comprehensive, and can be tailored to user needs. Customer interest is one aspect that can encourage a bank to achieve its goals, so a system is needed that answers the desire to meet the needs of banking services effectively and efficiently. Through the BSI mobile banking application, banks can play a role in meeting customer expectations. Therefore the purpose of this study is to determine the perceptions of Islamic banking students at UIN SU regarding convenience, speed, security, and satisfaction in using the BSI Mobile application. This study uses qualitative methods with data collection techniques through questionnaires and literature studies. The informants in this study were Islamic banking students at UIN SU who used the BSI mobile banking application. The results of this study indicate that students experience ease, speed, security and convenience in using BSI mobile application services.
ANALISIS PENGGUNAAN E-MONEY DALAM PERSAINGAN BISNIS ONLINE SHA MASKER Kiki Andrea Putri Hasibuan; Faiza Shakira Saina Harahap; Alyusri Lubis; Nurbaiti Nurbaiti
Journal of Management and Creative Business Vol. 1 No. 1 (2023): Januari: Journal of Management and Creative Business
Publisher : Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1058.903 KB) | DOI: 10.30640/jmcbus.v1i1.501

Abstract

Saat ini, kita telah memasuki zaman yang sudah modern. Semua hal bisa dilakukan dengan mudah karena adanya perkembangan teknologi. Dengan melihat banyaknya minat pengguna teknologi membuat para pelaku bisnis dituntut kreatif dengan mengembangkan lagi teknologi yang sudah ada menjadi lebih baik. Seperti halnya produk Sha Masker yang juga turut memanfaatkan teknologi informasi dalam penjualannya yaitu e-money. Dalam hal ini, Sha Masker memilih menggunakan salah satu pembayaran e-money yaitu shoope pay. Penelitian ini bertujuan untuk mengetahui untuk mengetahui alasan dan keuntungan pemilik bisnis online menggunakan e-money dan adakah manfaat nya terhadap persaingan bisnis. Metode penelitian yang digunakan adalah kualitatif deskriptif yang berisi penjelasan-penjelasan mengenai objek yang diteliti dengan teknik pengumpulan data menggunakan study kepustakaan dan wawancara dengan pemilik usaha bisnis online. Hasil penelitian menunjukkan bahwa pemilik bisnis online yang menggunakan sistem e-money yang menyatakan merasakan manfaat, kemudahan, dan keuntungan yang meningkat dalam penjualannya, sedangkan pada persepsi risiko tidak terlalu dirasakan para pengguna e-money.
ANALISIS PENERAPAN PRINSIP SYARIAH DAN PERKEMBANGAN REKSADANA SYARIAH DI INDONESIA Windy Puspita; Winda Irmayani Sijabat; Kiki Andrea Putri Hasibuan; Muhammad Ikhsan Harahap
EKSYA : Jurnal Ekonomi Syariah Vol 4 No 2 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v4i2.1373

Abstract

This study aims to further explain how the application of sharia principles in sharia mutual funds and their development. This research uses a qualitative method with content analysis, namely research that is carried out in depth on the object under study and uses secondary data or literature/library studies as a technique in research to obtain research results. This research is also analytical descriptive in nature, namely research that provides a clear and detailed description of the object being studied. The results of the research are based on the mechanism, Islamic mutual funds are managed according to Islamic principles, managed by investment managers, are transparent in terms of investment diversification and are guaranteed and supervised by related institutions (OJK) so that it can be concluded that Islamic mutual funds have implemented Islamic principles in their management mechanisms. However, the development of sharia mutual funds continues to experience ups and downs. From 2018 to 2021, the number of sharia mutual funds has increased. However, the Net Asset Value (NAV) of sharia mutual funds in 2018-2022 has experienced a drastic decline. Sharia mutual funds throughout 2022 will continue to experience a periodic decline both in terms of the number of Islamic mutual funds and in terms of Net Asset Value (NAV). When compared between Islamic mutual funds and conventional mutual funds, Islamic mutual funds are still far behind conventional mutual funds. Conventional mutual funds are far superior to Islamic mutual funds. At the end of 2022, the number of sharia mutual funds is only 274, while the number of conventional mutual funds is 1,846. The Net Asset Value (NAV) of sharia mutual funds is 40,605.11 (in billions of rupiah) while that of conventional mutual funds is 464,257.31 (in billions of rupiah).
Co-Authors Alyusri Lubis Dini Lestari Faiza Shakira Saina Harahap Harahap, Muhammad Ikhsan Nurbaiti Nurbaiti Silvia Anggrie Nst Winda Irmayani Sijabat Windy Puspita