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ANALISIS PENGARUH DANA ALOKASI UMUM (DAU) DAN PENDAPATAN ASLI DAERAH (PAD), TERHADAP PERTUMBUHAN EKONOMI DI KABUPATEN DELI SERDANG DENGAN BELANJA DAERAH SEBAGAI VARIABEL INTERVENING Harahap, Rahmat Daim; Harahap, Muhammad Ikhsan; Syari, Meilya Evita
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 5, No 2 (2019): DESEMBER 2019
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v5i2.1888

Abstract

The government hold significant role in the implementation of fiscal economy policy to achieve the main goal of development: high economic growth, decrease of unemployment, and control of inflation, income and expenditure that can be used in increasing economic growth. Regional incomes are locally-generated revenue, General Allocation Fund. Meanwhile, cost is regional expenditures. Thus, this study is aimed to determine the influence of the General Allocation Fund and Regional income on economic growth with the role of Regional Expenditure as an intervening variable. The study was located on Deli Serdang Regency. This is a quantitative research with multiple linear regression analysis by using SPSS. The result shows that General Allocation Fund and Regional income influence the economic growth, meanwhile regional expenditures mediates between General Allocation Fund and Regional income on economic growth.
ANALISIS FAKTOR-FAKTOR YANG MEMENGARUHI ASET BPRS Harahap, Muhammad Ikhsan; Harahap, Rahmat Daim
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 5, No 1 (2019): JUNI 2019
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (798.907 KB) | DOI: 10.24952/tijaroh.v5i1.1645

Abstract

AbstractSharia Rural Banks (BPRS) are one of the sharia financial institutions that function the same as Sharia Commercial Banks (BUS) and Sharia Business Units (UUS), only BPRS have fewer assets compared to more economical and micro BUSs. There is some empirical evidence that affects the assets of the claimed BPRS, namely Inflation, Bank Indonesia Interest Rate (BI Rate), Equivalent Rate, and Return on Asset (ROA) ratio. This research is quantitative research, with multiple linear regression analysis that is processed using software Eviews 8. The results of the research are obtained from the valuation and the level of Equivalent to BPRS assets, while the BI rate and ROA affect the assets of the BPRS. Overall, the independent variable affect the assets of the BPRS. Keyword : Asset, Equivalent Rate, BPRS.Abstrak            Bank Perkreditan Rakyat Syariah (BPRS) merupakan salah satu lembaga keuangan syariah yang fungsinya sama dengan Bank Umum Syariah (BUS) dan Unit Usaha Syariah (UUS), hanya saja BPRS memiliki aset yang lebih sedikit jika dibandingkan dengan BUS sehingga fokus pembiayaannya hanya pada sektor kecil dan mikro. Ada beberapa bukti empiris yang memengaruhi asset BPRS diantaranya yaitu Inflasi, Suku Bunga Bank Indonesia (BI Rate), Equivalent Rate,  dan rasio Return On Aset (ROA). Penelitian ini adalah penelitian kuantitatif, dengan analisis regresi linier berganda yang diolah dengan menggunakan software Eviews 8. Hasil penelitian diperoleh bahwa inflasi dan Equivalent Rate berpengaruh terhadap aset BPRS, sedangkan BI rate dan ROA tidak berpengaruh terhadap asset BPRS. Secara simultan seluruh variabel bebas berpengaruh terhadap aset BPRS.Kata Kunci : Aset, Equivalent Rate, BPRS.
Pengaruh Sukuk Korporasi dan Total Aset Perbankan Syariah Terhadap Pertumbuhan Ekonomi di Indonesia Tahun 2016-2020 Muhammad Ikhsan Harahap; Imsar Imsar; Rahmah Nur Dongoran
Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i1.3592

Abstract

This study aims to determine the effect of corporate sukuk and total assets of Islamic banking on economic growth in Indonesia. This study uses two independent variables of corporate sukuk and total assets of Islamic banking with one dependent variable, namely economic growth. In this study, the population is data from the Financial Services Authority (OJK) and the Central Statistics Agency (BPS) regarding data on corporate sukuk, total Islamic banking assets and national economic growth for the last eight years, namely data from 2016 to 2020 with using data interpolation as much as 60 data and using a saturated sample technique, namely all data from 2016 - 2020. The data analysis method used is quantitative analysis with secondary data. The results of his research partially corporate sukuk have a positive and significant effect on economic growth. Partially, the total assets of Islamic banking have a negative and significant effect on economic growth. The value of t table is 1.67203. when compared with t count 8.086248 > from t table 1.67203, it can be said that corporate sukuk variables have an effect on economic growth. Then the variable total assets of Islamic banking has a t count of 10.22120 > from t table 1.67203, meaning that the variable total assets of Islamic banking has an effect on economic growth. Simultaneously (equally) the independent variables of corporate sukuk and total assets of Islamic banking have a significant and significant effect on economic growth with a probability value of 0.0000
Analysis Of Public Perceptions Of Islamic Financial Technology Financing And Islamic Bank Financing In Indonesia Cindi Husna Pratiwi; Andri Soemitra; Muhammad Ikhsan Harahap
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 9, No 1 (2021)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v9i1.3966

Abstract

Abstrak Tujuan penelitian ini untuk menganalisis persepsi masyarakat terhadap Fintech Peer to Peer (P2P) Islamic Lending dan pembiayaan BUS di Indonesia. Beberapa aspek yang dianalisis terkait persepsi masyarakat terhadap pembiayaan yang dilakukan pada P2P Islamic Lending dan pembiayaan antara lain: pengembangan, akad dan produk pembiayaan, mekanisme pembiayaan, serta total pembiayaan dan aset yang dimiliki. Penelitian ini menggunakan pendekatan kualitatif dengan menggunakan data primer dengan teknik insendental sampling melalui metode wawancara. Hasil penelitian menunjukkan bahwa mayoritas masyarakat yang melakukan pembiayaan baik P2P Islamic Lending maupun Bank Umum Syariah umumnya memahami bahwa pembiayaan pada Fintech Peer to Peer (P2P) Islamic Lending berbeda dengan pembiayaan yang dilakukan oleh Bank Umum Syariah. Secara persentase peningkatan perkembangan Fintech Peer to Peer Lending Syariah menunjukkan perkembangan yang signifikan, namun secara kumulatif Bank Umum Syariah memberikan kontrak, produk, mekanisme pembiayaan dan jumlah pembiayaan yang lebih variatif. Abstract The intention of this research  is to analyze public perceptions of Fintech Peer to Peer (P2P) Islamic Lending and Commercial Bank financing in Indonesia. As for some aspects that were analyzed related to public perceptions of financing conducted at Fintech P2P Islamic Lending and Commercial Bank financing in Indonesia include: development, contract and financing products, financing mechanisms, and totaly  financing and assets owned. This study uses a qualitative approach using primary data with an insendental sampling technique through the interview method. The results indicate that the majority of people who finance both P2P Islamic Lending and Commercial Banks generally understand that financing related to Fintech P2P Islamic Lending is different from financing done by Islamic Commercial Banks. In percentage the increase in the development of Fintech P2P Lending Islamic shows significant development, but cumulatively the Islamic Commercial Bank provides more varied contracts, products, financing mechanisms and greater amount of financing.
E-Commerce Trade in The Perspective of Islamic Economy Nurbaiti Nurbaiti; Siti Aisyah; Tri Inda Fadhila Rahma; Nur Ahmadi Bi Rahmani; Muhammad Ikhsan Harahap
Journal of Management and Business Innovations Volume: 02, Number: 02, 2020
Publisher : Management Department Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (226.179 KB) | DOI: 10.30829/jombi.v2i2.9425

Abstract

This research was conducted to meet the degree requirement of the graduate school program that addresses zakat of e-commerce trading platforms from the Islamic economy perspective. Zakat is the third pillar of Islam and is compulsory for every sane Muslim who has attained Nasab and khaul. There have been many significant changes to the Islamic law to adjust to the current circumstances, one of which is trading activities, which apply the newly built system of technological development using e-commerce. E-Commerce is an online-based trading system using a digital system of the internet and social media to be operated through a computer or gadget. On this account, there are not many studies to discuss zakat of e-commerce trading in the Islamic Economy and the Zakat Nisab of traders who use e-commerce trade. Based on the analysis, several contemporary jurisprudents address this issue, Yusuf Qhardawi, Sayyid Sabiq, and Wahbah Az-Zuhaili. Their arguments are based on some of the most accurate opinions agreed upon by the previous figures. In their view, e-commerce is part of the trade. The only difference lies in the system, although its function remains the same. Therefore, online traders must distribute their zakat funds directly to zakat institutions to accurately calculate how much to pay for the trade zakat. Based on the Islamic reference, it is said that e-commerce is part of the trading system that is used for business. Thus, all economic things that can be taken advantage of shall meet the applicable regulation of trade zakat. On this basis, there are great opportunities for zakat institutions to charge e-commerce traders with trade zakat based on Islamic law.Keywords: E-Commerce, islamic economics
Key Factors for The Successful Management of The Al Musabbihin Mosque Muhammad Ikhsan Harahap; Rahmat Daim Harahap; Aqwa Naser Daulay; Marliyah Marliyah
Journal of Management and Business Innovations Volume: 01, Number: 02, 2019
Publisher : Journal of Management and Business Innovations

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (202.466 KB)

Abstract

The purpose of this study is to elaborate the management of the mosque. Al Musabbihin mosque located in Taman Setia Budi Indah Medan as an example productive mosque. The Mosque runs by IKMT (Tasbih Muslim Family Association) and managed by the mosque prosperity council. The research was studied qualitatively through descriptive approach. The result shows that the management is run professionally, funds are managed by a different door mechanism to implement consumptive and productive activities. Keywords:  Productive,  mosque management,  funds.
Analisis Motivasi Dan Lingkungan Kerja Terhadap Kedisiplinan Kinerja Karyawan Pada PT. Nubika Jaya Permata Hijau Group Labuhanbatu Selatan Muhammad Iqbal, Muhammad Ikhsan Harahap
Invention: Journal Research and Education Studies Volume 3 No 1 March 2022
Publisher : CV. PUSDIKRA MITRA JAYA

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (214.231 KB)

Abstract

Kajian ini dilakukan di PT. Nubika Jaya Permata Hijau Group yang beralamat di jalan Lintas Sumatera Utara Blok Songo. Penyebab dari penelitian ini adalah untuk mengetahui dan mengkaji pengaruh motivasi dan lingkungan kerja secara bersamaan terhadap kinerja pekerja. Menyadari dan mengkaji bujukan dan lingkungan kerja sebagian mempengaruhi kinerja pegawai. Untuk mengetahui dan menguji variabel mana yang dominan berpengaruh terhadap kinerja pegawai di PT. Nubika Jaya Permata Hijau Group dan untuk mengetahui perbedaan kinerja pegawai secara keseluruhan berdasarkan masa kerja di PT. Nubika Jaya Permata Hijau Group. penelitian ini dianalisis menggunakan Sensus. teknik evaluasi fakta menggunakan cek simultan dan cek parsial (evaluasi regresi linier berganda dengan SPSS versi 21). Hasil penelitian menunjukkan bahwa secara simultan motivasi dan lingkungan kerja berpengaruh besar terhadap kinerja karyawan. Motivasi dan lingkungan lukisan secara parsial berpengaruh besar terhadap kinerja pekerja.
Studi Kerukunan Umat Beragama di Desa Lantasan Lama Deli Serdang Muhammad Ikhsan Harahap; Ahmad Pramudja; Lisa Yuniar; Rizkinta Amelia Batubara; Ahmad Sayuti Malik
PKM-P Vol 5 No 2 (2021): Desember 2021
Publisher : LPPM UIKA Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/pkm-p.v5i2.980

Abstract

This article was written as the output of the 144 KKN Group UINSU which includes the study of religious harmony in desa lantasan lama to maintain moderate and tolerant inter-religious harmony. The diversity of ethnic groups, religions and races of the Indonesian people is unique which is the pride of the Indonesian people, but there are not a few conflicts that occur in the diversity itself, therefore creating harmony between people can maintain the integrity and unity of the nation. Maintaining harmony is very important for us so that the religious foundation is solid and strong so that we live to know each other.
Determinan Generasi Z Menerapkan Gaya Hidup Halal Di Kota Padangsidimpuan Muhammad Ikhsan Harahap; Nurul Izzah; Muhammad Ridwan
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 7, No 1 (2022)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v7i1.3761

Abstract

Indonesia's great potential in developing the halal industry has not been optimally utilized. This can be seen from the low output of the halal industry, halal certificates that have not been applied globally and low halal awareness. This study aims to determine the factors that influence Generation Z in Padangdidimpuan City to adopt a halal lifestyle. This research is a quantitative research using primary data. The research sample is Generation Z in Padangsidimpuan City as many as 200 respondents. Data analysis was performed using Smart PLS. The results of the study show that experience and family influence Generation Z in implementing a halal lifestyle in Padangsidimpuan City. Meanwhile, perception, culture and demographics do not affect Generation Z in implementing a halal lifestyle. Generation Z with families who instill Islamic values ​​tend to adopt a halal lifestyle that is in accordance with Islamic teachings. A good understanding of the benefits of a halal lifestyle will motivate Generation Z to adopt a halal lifestyle.
Pengaruh Kemampuan Dan Disiplin Kerja Terhadap Kinerja Pegawai Pada Bank Sumut Cabang Medan Sukaramai Nur Mustika Syahputri; Muhammad Ikhsan Harahap
Jurnal Manajemen Akuntansi (JUMSI) Vol 2, No 3: 2022
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jumsi.v2i3.2723

Abstract

This study was conducted to determine the influence of the ability and discipline of work on employee performance at PT. Bank Sumut Branch Medan Sukaramai. The population in this study is all employees at PT. Bank Sumut Branch Medan Sukaramai totaling 78 employees. The research samples were taken using saturated sampling technique where the entire population is used as a sample. The study was conducted from January to February 2022. The study used quantitative data processed with SPSS. The data analysis technique used is multiple linear regression model. The results of this study showed that the ability and discipline of work positive and significant effect both partially and simultaneously on the performance of employees at PT. Bank Sumut Branch Medan Sukaramai. T test shows the ability to have t count of 4.833 and significant of 0.000, and work discipline has t count of 8.401 and significant of 0.000. F test shows the value of F calculated obtained at 47.359 and significant at 0.000. The most dominant variable affecting employee performance is the variable of work discipline and ability. Determination test results showed 54.6% of employee performance at PT. Bank Sumut Branch Medan Sukaramai can be explained and obtained from the ability and discipline of work while the rest of the other factors. 
Co-Authors Abdul Aziz Hakim Afifah Dalimunthe Ahmad Amin Dalimunthe Ahmad Firdaus Lingga Ahmad Pramudja Ahmad Sayuti Malik Ahmad Zikri Ainun Mardiah Lubis Alfi Andriansyah Harahap Alya Fadhila Amalia Munajah Nasution Amalia Ramadhani Suci Ardi Amanda Damayanti Nasution Amelia Novita Andri Soemitra Andri Soemitra Aninda Mahfadillah Annio Indah Lestari Nasution Aqwa Naser Daulay Ardiansyah Ardiansyah Arnadila Dwi Syahputri Astri Hardina Amelia Ayyub Ramadhan Bambang Permadi Cindi Husna Pratiwi Cindy Anggreni Cindy Sekar Arum Dharma, Budi Dini Lestari Dr Sugianto MA Dyah Mega Putri Elya Rosa Maharani Sembiring Eri Fachrul Rozzi Nasution Fadly Abdillah Nafis Fahmiatul Aulia Pangaribuan Fakri Mursala Faradila Permata Azmi Farhan Edma Manurung Fauzi Arif Lubis Fauziah Sarah Habibah Shobri Halimah Halimah Handana Sembiring Harahap, Rahmat Daim Ibnu Rizal Mubarok Ibnu Syawali Manurung Iir Tsamrotur Rofa ikhe sigemasih cibro Imam Solehuddin Imron Berutu Imsar Imsar Imsar Imsar Imsar Indah Aryani Isnaini Harahap Jelita Handayani Rambe Juliana Nasution Kamilah K. Khairani Marpaung Kiki Andrea Putri Hasibuan Latifah Latifah Layla Nurul Sakinah Laylan Syafina Lisa Yuniar Lisnawati Lisnawati Lutfiah Effendi Luthfi Ichsan Aulia M. Ali M. Asiddiki Mubarak M. Yoga Pratama Harahap Marliyah Marliyah Marliyah Marni Susi Susanti Harahap Maryam Batubara Maya Amelia Meilinda Ritonga Mhd Faisal Anwar Afandi Rambe Mico Ferdyansyah Muhammad Aldrian Oktofa Muhammad Arif Muhammad Arif Muhammad Hasan AsyAry Muhammad Iqbal Sayuti Harahap Muhammad Lathief Ilhamy Nasution Muhammad Rezki Ripaldo Hasibuan Muhammad Ridwan Muhammad Taufiq Muhammad Yafiz Muhammad Yuda Hendrawan Muliana Mustapa  Khamal  Rokan Muthia Hafsari Hsb Mutia Sari Dewi Nabila Syafitri Nabilah Syahirah Azhari Nadya Ananda Effendi Nadya haryanti Nasution, Annio Indah Lestari Nasution, Muhammad Irwan Padli Nindya Azzahra Nisah Handayani Noprillia Ramadhani Saragih Nur Ahmadi Bi Rahmani Nur Ainun Ningsih Nur Mustika Syahputri Nurbaiti Nurbaiti Nurbaiti Nurbaiti Nurbaiti Nuri Aslami Nurlaila Nurlaila Nurlisa Tamara Nurul Izzah Nurul Izzah Orra Venta Ramdhany Harahap Panca Syahputra Putri Fajariah Sabda Putri Indah Fadillah Putri Ramadhani Putri Salsa Nabila Rafita Rafita Rahma Sari Zein Rahmah Nur Dongoran Rahmat Daim Harahap Rahmat Rizki Pulungan Raihan Zaky Hamtheldy Raihani Az Zahra Aljuned Rendi Setiawan Purba Reni Ria Armayani Hasibuan Ria Tifany Tambunan Rifani Anggraini Rifdah Atika Pasaribu Rifky Ismal Rika Umbaiyani Ritonga Risma Haryani Siregar Riza Ayu Asmita Rizkinta Amelia Batubara Rizky Karina Syahputra Sagala Roida Purba Ruliana Ruliana Safitri Winarsih Saparuddin Siregar Sapina Dongoran Sastriani Ritonga Silvia Anggrie Nst Sisca Amini Cahya Agitsna Agitsna Siti Aisyah Siti Amrina Hasibuan Siti Julia Sri Ramadhani Sri Ramadhani sri sudiarti Sri Sudiarti Sugianto Sugianto Syari, Meilya Evita Tari Rizkya Fona Tira Syahira Tri Inda Fadhila Rahma Vivi Priyanti Wahyu Destriyansah Widya Rizky Amelia Winda Irmayani Sijabat Windy Puspita Yola Aprilia Sibagariang Yulita Astri Yulpida Sari Lubis Yuniar Pangesti Yusrizal ,M.Si Yusuf Yusuf Zainarti Zainarti Zainarti Zamzami Akromi Lubis Zuhrinal M. Nawawi Zulfa Khoiriah Zulfina Ramadhani Siregar Zulhasby Assidqy Nasution