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All Journal International Journal of Science and Society (IJSOC) IIJSE
Fauzi Arif Lubis
Universitas Islam Negeri Sumatera Utara, Medan, Indonesia
Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Astronomy Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Engineering Environmental Science Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Library & Information Science Neuroscience Nursing Physics Public Health Social Sciences Transportation Other

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Analysis of User Reviews on the Use of Fintech Dana Syariah Fauzi Arif Lubis
International Journal of Science and Society Vol 5 No 2 (2023): International Journal of Science and Society (IJSOC)
Publisher : GoAcademica Research & Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54783/ijsoc.v5i2.671

Abstract

Sharia fintech is a form of financial technology that is growing rapidly in Indonesia. This study aims to analyze how users' perceptions and preferences regarding the application fintech Dana Syariah. The method used is the descriptive analysis of data consisting of 100 user reviews that have used fintech Dana Syariah from the Google Play Store. The results of this study are that the majority of respondents have positive reviews of the application. Reviews are grouped into 4 categories consisting of 2 positive categories namely ease of use and friendly service and 2 negative categories namely difficulty using the application and difficult verification.
Projection Analysis of Economic Development in Indonesia in the Perspective of Islamic Economy Using the Vecm Model Maulidina Raseuky; Isnaini Harahap; Fauzi Arif Lubis
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economic: July, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3736

Abstract

The purpose of this research is to analyze how inflation, unemployment, and government expenditure affect economic growth in Indonesia in the 2000-2022 period. To project the economy in Indonesia in the short term (next 10 years) and in the long term (next 20 years). This type of research uses quantitative methods. The data used are secondary data sourced from the official website of SEKI-BI, the Central Bureau of Statistics, the World Bank, and SIMREG (Regional Basic Data Management and Information System) from 1990 to 2022 so that the number of samples in this study was 128 samples using a purposive sampling technique to determine information. While technical data analysis uses Vector Autoregressive Analysis (VAR) and Vector Error Correction Model (VECM). Based on the results of the Impulse Response Function, we can see that the shock resulted from the previous period's GDP, the GDP Deflator, TPT and GE were very volatile and unstable in the short term, the biggest shock was found in the early period of year 1 to year 20, then the shock subsides from the mid to late period (25th year to 50th year), in the final period the shocks are still starting to stabilize.
Opportunities and Challenges in Implementing Halal Tourism Destinations in the Lake Toba Parapat Area, Simalungun Regency Sonya Melinda Nasution; Fauzi Arif Lubis; Chuzaimah Batubara
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economic: July, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3851

Abstract

This research attempts to analyze problems, and solutions by looking at opportunities and challenges in implementing halal tourism destinations in the Parapat area of Lake Toba. This is in order to increase tourist visits to increase local revenue, because the large potential for halal tourism has an impact on the regional economy, especially for the Simalungun district government. The qualitative approach through the research method used is the QSPM (Quantitative Strategic Planning Matrix) method. The results of this study conclude that the most influential opportunities for the advancement of tourist destinations in the Parapat Lake Toba area are implementing cashless payments so that they are practical and efficient. Seeing the progress of fintech, such as digital wallets, makes non-cash payments even more advanced. And several opportunities can be utilized for progress in halal tourism destination businesses in the Parapat Lake Toba area, Simalungun Regency, namely the growth of the tourism industry in the Parapat Lake Toba area, Simalungun Regency, is very high, the Parapat Lake Toba tourism destination has great potential for regional economic development, Cooperation between tickets tour with lodging around the Parapat Lake Toba destination, Simalungun Regency, integration with a digital transaction storage system to increase tourist visits and the government strongly supports halal-based businesses in the Parapat Lake Toba area, Simalungun. The challenge faced in implementing this halal tourism destination is that there is an understanding that halal tourism is not a large market share so that its application is less than optimal. Furthermore, the challenges faced in implementing halal tourism which are referred to in the results of the SWOT analysis are the lack of public or visitor awareness of the importance of preserving culture, art, and history.
Co-Authors Chuzaimah Batubara Chuzaimah Batubara Isnaini Harahap Maulidina Raseuky Sonya Melinda Nasution