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All Journal Jurnal Ekonomi, Bisnis dan Kewirausahaan (JEBIK) KAIBON ABHINAYA : JURNAL PENGABDIAN MASYARAKAT
Rihana Sofie Nabella
Universitas Brawijaya
Humanities Economics, Econometrics & Finance

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LINKAGES BETWEEN BANK COMPETITION AND FINANCIAL STABILITY: A COMPARATIVE STUDY OF SHARIA VS CONVENTIONAL BANKING IN INDONESIA Setyo Tri Wahyudi; Nurul Badriyah; Rihana Sofie Nabella; Kartika Sari; Radeetha Radeetha
Jurnal Ekonomi Bisnis dan Kewirausahaan Vol 12, No 1 (2023): Jurnal Ekonomi Bisnis dan Kewirausahaan
Publisher : Fakultas Ekonomi dan Bisnis, UNTAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26418/jebik.v12i1.59788

Abstract

Banking is one of the most important sectors supporting a country’s economy. In Indonesia, the development of banking has undergone significant changes, as evidenced by the shift from the conventional system to the dual banking and Sharia systems. The large number of commercial banks and bank offices suggests high competition in Indonesia. Consequently, banks must reduce costs and streamline their operational activities to remain competitive. This study aims to analyze the relationship between bank competition and financial stability in Indonesia for both conventional and Islamic banks, using the generalized method of moments. The results show a positive relationship between the level of banking industry competition and banking stability, indicating that an increase in bank competition will result in greater stability. These findings suggest that Islamic banking has the potential to expand its market share by improving its soundness and retaining customer loyalty. In addition, banking authorities should reevaluate their performance and regulations.JEL: G21, G32, L10.
Pengembangan Jiwa Wirausaha dan Kreativitas Siswa SD: Upaya Peningkatan Kualitas Pendidikan Melalui Pendekatan Edupreneur Nurul Badriyah; Setyo Tri Wahyudi; Radeetha; Kartika Sari; Rihana Sofie Nabella
KAIBON ABHINAYA : JURNAL PENGABDIAN MASYARAKAT Vol. 6 No. 1 (2024)
Publisher : Universitas Serang Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30656/ka.v6i1.7586

Abstract

Education is considered a crucial factor in measuring a nation's progress and the morality of individuals and the state. Entrepreneurship education at the elementary school (SD) level is critical to shaping students' entrepreneurial character from an early age. The community engagement activities at Madrasah Diniyah Darul Ulum have successfully provided a fundamental understanding of entrepreneurship through a theory and practice approach involving active student participation. This approach creates an interactive and empowering learning environment. Students who were initially hesitant to speak became more confident and creative in expressing their ideas. These activities reinforce the foundation of entrepreneurial understanding and equip students with the practical skills needed to initiate and run small businesses. To enhance the effectiveness of entrepreneurship education, it is recommended to continue these activities by organising entrepreneurship fairs or business bazaars, providing a real platform for students to apply their knowledge and skills in the entrepreneurial world.
Co-Authors Kartika Sari Nurul Badriyah Radeetha Radeetha Radeetha Setyo Tri Wahyudi