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A BUSINESS FEASIBILITY ANALYSIS OF THE BEBEK GORENG GURIH RESTO THROUGH SHARIA BANK FINANCE: BUSINESS FEASIBILITY ANALYSIS OF THE BEBEK GORENG GURIH RESTO THROUGH SHARIA BANK FINANCE Dikdik Saleh Sadikin; Raden Bambang Budhijana
JURNAL EKONOMI DAN KEWIRAUSAHAAN Vol. 23 No. 1 (2023): Jurnal Ekonomi dan Kewirausahaan : Maret
Publisher : Universitas Slamet Riyadi

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Abstract

Industri restoran dan/rumah makan hingga saat ini masih diyakini sebagai salah satu bentuk usaha ekonomi yang memiliki prospek cukup bagus, bahkan dalam kondisi krisis sekalipun. Bank syariah adalah lembaga keuangan yang usaha pokoknya memberikan pembiayaan kepada pihak nasabah yang membutuhkan dana seperti pengusaha warung rumah makan franchise resto bebek goreng gurih agar mampu mendirikan usahanya. Penelitian ini menggunakan Bank Syariah dan usaha rumah makan resto bebek goreng gurih sebagai satu unit objek penelitian. Penelitian ini merupakan penelitian kualitatif dan kuantitatif dengan pendekatan deskriptif. Hasil penelitian menunjukkan bahwa proses persetujuan proposal pembiayaan Bank Syariah meliputi: Prosedur dalam mendapatkan pembiayaaan yaitu penawaran pembiayaan, permohonan pembiayaan, perjanjian pembukaan rekening nasabah, penandatanganan akad, pembukaan rekening nasabah, persetujuan dan pencairan. faktor yang mempengaruhi persetujuan proposal pembiayaan di antaranya adalah perlengkapan dokumen, karakter, kapasitas/kemampuan, modal, jaminan, kondisi ekonomi.Kata kunci: Net Present Value, Internal Rate of Return, Profitability Index.
Pemberdayaan UMKM Melalui Sinergi Praktik Ramah Lingkungan dan Pemasaran Digital pada Usaha Warung Makan Mbokcentil Santi Rimadias; Dikdik S. Sadikin; Raden Bambang Budhijana; Ferenisyah Ardianto; Muhammad Fikri Azmi
Jurnal Pengabdian Nasional (JPN) Indonesia Vol. 5 No. 1 (2024): Januari
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat (LPPM) STMIK Indonesia Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/jpni.v5i1.623

Abstract

In an effort to improve the performance and competitiveness of Micro, Small and Medium Enterprises (MSMEs), the synergy of environmentally friendly practices with digital marketing is an important focus. The community service carried out highlights Warung Makan Mbokcentil, an MSME that is not yet accustomed to environmentally friendly practices and is less than optimal in digital marketing strategies. Through community service initiatives, efforts are being made to promote environmentally conscious practices, recommending the implementation of packaging made from cassava leaves—commonly known as cassava bags, as a more environmentally friendly way of doing business at Warung Makan Mbokcentil. At the same time, community service activities strengthen digital marketing efforts by introducing barcode scanning for complaint services. This innovation facilitates fast and efficient customer feedback, thereby driving continuous improvement in the quality of Warung Makan Mbokcentil's services. In addition, strategic use of social media across related platforms is used to expand market reach and strengthen customer engagement. This community service activity uses interview, observation and mentoring methods. The results of the service underline the positive impact of the synergy of environmentally friendly practices and digital marketing at Warung Makan Mbokcentil. This collaborative approach makes a significant contribution to increasing operational efficiency, enhancing brand image and supporting environmental sustainability. Additionally, it has proven to play an important role in expanding market share through increasing presence on social media platforms.
Co-Authors Dikdik S. Sadikin Dikdik Saleh Sadikin Ferenisyah Ardianto Muhammad Fikri Azmi Santi Rimadias