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All Journal Jurnal Ilmiah Mahasiswa Ekonomi Akuntansi At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Syarah: Jurnal Hukum Islam dan Ekonomi Journal of Aswaja and Islamic Economics
Nora Maulana
UIN Sunan Kalijaga Yogyakarta
Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences

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EKSPLORASI PROBLEMATIKA DAN MODEL ALTERNATIF OPTIMALISASI ZAKAT DI INDONESIA ERA PEREKONOMIAN MODERN Nora Maulana; Safwan Safwan; Zulfahmi Zulfahmi
Jurnal Ilmiah Mahasiswa Ekonomi Akuntansi Vol 8, No 1 (2023): Februari 2023
Publisher : Accounting Departement Economics and Business Faculty Syiah Kuala University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jimeka.v8i1.23592

Abstract

Even though the potential for zakat in Indonesia presents an astonishing figure of 317 trillion rupiahs per year, Indonesia still has not been able to solve the problem of poverty that haunts the country. This study aims to comprehensively examine the problems and smart solutions to find a new zakat optimization model that is properly implemented to reduce poverty and unemployment in Indonesia. This research is field research using a descriptive qualitative approach design. The research findings reveal several problems that impede the optimal realization of zakat; zakat is not the main priority of government policy, low literacy of the zakat community, the majority of the utilization of zakat is consumptive oriented rather than product-oriented, lack of public trust in the government, low quality of human resources who are professional and competent in the field of zakat, the calculation of zakat is not correct, and negative public perceptions of the zakat profession. The zakat optimization model that can be implemented includes; education on the essence of the zakat paradigm, empowering muzaki, increasing the accountability of zakat management institutions, integrating professional zakat and income tax, innovating productive zakat distribution mechanisms, and building community and government synergy. The results of research findings can become innovations and material for evaluating policies in updating the progress of zakat in Indonesia both at national, provincial or district, or regional central institutions.
Preferensi Objek Zakat Fase Klasik dalam Aklimatisasi Hukum dan Problematika Fikih Kontemporer Nora Maulana
Syarah: Jurnal Hukum Islam & Ekonomi Vol. 12 No. 1 (2023): SYARAH : Jurnal Hukum Islam dan Ekonomi
Publisher : Fakultas Syariah Institut Agama Islam Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/syarah.v12i1.1503

Abstract

Academic discourse regarding classical zakat objects that are mapped with modern problems has not been investigated much, so it needs to be underlined that the lack of available literature is one of the causes of low public literacy so that zakat assets are not optimally realized. These conditions make this research more feasible and important to study in Islamic philanthropic work. This study is also interesting to study because it discusses the classical phase of zakat objects which are interconnected with the conditions of society in the modern era so that they are very useful in broadening the scope and literacy of society regarding zakat objects in a comprehensive manner. This study uses a descriptive qualitative method with a Systematic Literature Review (SLR) approach. The research data sources were obtained from books, journals, articles, and scientific sources related to the topic of study. Data analysis was carried out by adopting Miles and Huberman's theory through reduction, presentation, and conclusion. The research findings show that the development of classical zakat objects in the contemporary era occurs in agricultural, livestock and fisheries zakat. In agricultural zakat, it is obligatory to pay zakat on productive plants. Meanwhile, zakat on livestock and fisheries includes zakat on poultry livestock, both broiler and laying eggs, zakat on honey livestock, zakat on land fisheries, and zakat on marine products.
Exploration Of Halal Standard Implementation In The Hospitality Industry In Indonesia Nora Maulana; Ihsan Mulia Siregar
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 9, No 1 (2023): JUNI 2023
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v9i1.6920

Abstract

The outbreak of the Islamic economic trend has become a branding that currently attracts the attention of many business people from various sectors including the hotel industry. Moreover, Indonesia as the world's largest Muslim country, of course, this condition is a momentum for business people to develop their businesses. Karena islamic branding is not just a form of Muslim compliance with sharia, but also an attraction and lifestyle of the community. This perception has become the trigger for the rise of businesses using sharia identity which cannot be ascertained the correctness of the labeled sharia discrimination. This study aims to see the suitability of sharia hotel implementation with the regulators compiled by DSN-MUI. This research is a fieldresearch with an exploratory descriptive qualitative approach, data collection techniques obtained through observation, depth interviews, and documentation. Data analysis was carried out using the Spradley method in stages ranging from domain analysis, taxonomy, componential and finally analysis of cultural topics. The results showed that the implementation of sharia principles has not been fully applied properly to Namira Hotel Syariah Yogyakarta, especially the aspect of recruiting employees who still prioritize Muslims, worship management has not been managed evenly, hotel operations do not have sharia supervisors and moreover Namira Hotel Syariah does not yet have an official permit for DSN-MUI halal certification, p Sharia endalilan is based on the wishes of business people, not from sharia selection and standardization.  The results of the research findings can be used as material for evaluation and quality assessment standards for the implementation of sharia hotels in Indonesia based on DSN-MUI fatwa No. 108 of 2016.
PENDEKATAN KRITIS IMPLEMENTASI AKAD QARDH PADA PERBANKAN SYARIAH DI INDONESIA Nora Maulana
JASIE Vol 1, No 2 (2022): DESEMBER
Publisher : JASIE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.3194/jse.v1i2.7668

Abstract

Lembaga keuangan syariah (LKS) termasuk perbankan syariah kini semakin berkembang pesat, ditandai dengan semakin bervariatifnya berbagai jenis akad yang muncul. Beragam jenis akad yang muncul di perbankan syariah, apabila merujuk kepada teori maupun dalil-dalil hukum yang menjadi keabsahannya. Maka tidak jarang ditemukan kekurangan atau problematika dalam pengimplementasiannya. Sehingga muncul beragam statement baik perhatian, penilaian, maupun kritikan. Oleh karena itu, sebagai generasi intelektual perlu kiranya untuk senantiasa mengevaluasi mengenai akad-akad yang ada di perbankan syariah Indonesia. Kritikan ini penting untuk dikaji secara mendalam sebagai bahan evaluasi untuk bank syariah guna mencapai visi misi yang sudah dicanangkan. Penelitian ini merupakan penelitian lapangan dengan metode survei. Adapun pendekatan penelitian dilakukan dengan metode kualitatif deskriptif secara teologi normatif dan fenomenologi. Data penelitian menggunakan data primer dan sekunder, dimana data primer berasal dari survei lapangan sementara data sekunder berasal dari dokumentasi baik dari buku, jurnal, artikel, maupun laporan dan karya keilmiahan terkait topik penelitian. Hasil penelitian diketahui bahwa bentuk insinkronisasi yang ditemukan dalam praktik akad qardh atau qardhul hasan meliputi; 1) Adanya bagi hasil dalam akad qardhul hasan; 2) Belum sepenuhnya dijalankan sesuai kaidah ta’awun; 3) Mayoritas bank syariah meminta jaminan dari transaksi akad qardh; 4) Qardh di perbankan syariah mayoritas disalurkan untuk kegiatan produktif saja. Kata kunci: qardh, kritis, perbankan syariah, Indonesia.
Co-Authors Ihsan Mulia Siregar Safwan Safwan Zulfahmi Zulfahmi