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PENGARUH KEMAMPUAN KERJA DAN KETERLIBATAN KERJA TERHADAP KINERJA PEGAWAI Ld Abdul Manan; La Ode Kalimin; Wahuniati Hamid
Jurnal Manajemen, Bisnis dan Organisasi (JUMBO) Vol 3, No 2 (2019): Jurnal Jumbo Vol 3 No 2
Publisher : Pascasarjana Universitas Halu Oleo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (705.555 KB) | DOI: 10.33772/jumbo.v3i2.8553

Abstract

This study aims to: 1) find out and analyze the effect of competence and work engagement simultaneously on employees performance in the implementation of the social welfare problem management program (PMKS) at Wakatobi regency social service, 2) find and analyzing the effect of work competence on employees performance, 3) finding and analyzing the effect of work competence on employees performance. The analytical tool used is multiple regression. The result of the analysis showe that: 1) work competence and work engagement simultaneously have positive and significant effects on employees performance the implementation of the social welfare pro blem management program  (PMKS) at Wakatobi regencysocial service, 2) work competence has positive and significant effects on employees performance, and 3) work engagement has negative and significant effecs on employees performance.Keywords: work competence, work engagement, employees performance 
PENGARUH CAPITAL ADEQUACY RATIO, BIAYA OPERASIONAL PENDAPATAN OPERASIONAL , NON PERFORMING LOAN, NET INTEREST MARGIN DAN LOAN TO DEPOSIT RATIO TERHADAP RETRUN ON ASSET Nilawati Nilawati; Ibnu Hajar; Wahuniati Hamid
Jurnal Manajemen, Bisnis dan Organisasi (JUMBO) Vol 3, No 2 (2019): Jurnal Jumbo Vol 3 No 2
Publisher : Pascasarjana Universitas Halu Oleo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (701.138 KB) | DOI: 10.33772/jumbo.v3i2.8558

Abstract

This research intends to partially examine the effect of Capital Adequacy Ratio (CAR), Operational Costs Operational Income (BOPO), Non Performing Loans (NPL), Net Interest Margin (NIM) and Loan to Deposit Ratio (LDR) to Return on Assets (ROA) at Persero Bank. The subject of this research was persero banks consisting of Bank Mandiri, Bank Rakyat Indonesia, Bank Negara Indonesia and Bank Tabungan Negara with observation period of 15 years, thus the research data observed was 60 observations.  The data were analyzed with multiple analysis using SPSS 20. The result of the research: 1) capital adequacy ratio has negative and insignificant effects on persero banks' Return on Assets, 2) operational costs operational income has negative and significant effects on persero banks' Return on Assets, 3) non-performing loans has negative and significant effects on persero banks' Return on Asset, 4)  net interest margin has positive and significant effects on persero banks' Return on Assets, 5) loan to deposit ratio has positive but insignificant effects on persero banks' Return on Assets.Keywords: CAR, Operating Income Operating Costs, NPL, NIM, LDR, ROA