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All Journal Tsaqofah: Jurnal Penelitian Guru Indonesia Jurnal Ilmiah Ekonomi, Manajemen dan Syariah Jurnal Bisnis dan Manajemen (JURBISMAN)
Muhammad Taufiq
UIN Sjech M. Djamil Djambek Bukittinggi
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences Other

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PENERAPAN PRINSIP-PRINSIP ASURANSI SYARIAH DI INDONESIA DALAM PERSPEKTIF Al-QURAN DAN SUNNAH Restika Restika; Muhammad Taufiq
Jurnal Ilmiah Ekonomi, Manajemen dan Syariah (JIEMAS) Vol. 2 No. 1 (2022): JIEMAS: Jurnal Ilmiah Ekonomi, Manajemen dan Syariah
Publisher : STAI Darul Qalam Tangerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55883/jiemas.v2i1.28

Abstract

This study discusses the application of sharia insurance principles in Indonesia from the perspective of the Qur’an and Sunnah. Problems with conventional insurance, which in recent years have affected public trust, have recently begun to cause an increase in insurance. Starting from acts of corruption to conditions where insurance companies fail to pay customers, they create a negative image of the insurance climate in Indonesia. The negative image not only affects the image of conventional insurance but also affects the sharia insurance business. In addition, until now, there have been still differences among the public regarding Islamic law regarding sharia insurance, even though there are already rules and fatwas from the National Sharia Council of the Indonesian Ulema Council under number 21/DSN-MUI/IV/2001. This research is descriptive qualitative research using data collection techniques through interviews, observation, and documentation. And the data were analyzed through Miles and Huberman's qualitative data analysis techniques. This study found that there are three principles applied in Islamic insurance policy in Indonesia: al-khidmah (service), at-taawun (help), and al-amn (security). These three principles have not been implemented optimally due to the massive socialization of these policies to the public, weaknesses in human resources (HR), and technology that is not yet very good
PENGARUH BAGI HASIL TERHADAP KEPUTUSAN PENGGUNAAN JASA PERBANKAN SYARIAH TABUNGAN MUDHARABAH PADA PEGAWAI DI SEKOLAH MAN 2 KOTO BARU PADANG PANJANG Husnul Bashir; Muhammad Taufiq
Jurnal Ilmiah Ekonomi, Manajemen dan Syariah (JIEMAS) Vol. 2 No. 3 (2023): JIEMAS: Jurnal Ilmiah Ekonomi, Manajemen dan Syariah
Publisher : STAI Darul Qalam Tangerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55883/jiemas.v2i3.30

Abstract

This research is based on the fact that currently the general public requires banking services, especially as a place to store their income in the form of savings. Where is the financial management of the income earned for employees at the MAN 2 Koto Baru Padang Panjang School motivated to decide to become a customer in using mudharabah savings because there is profit sharing from this mudharabah contract from the use of services in Islamic banking. The purpose of this study is to measure the magnitude of the influence of profit sharing (X) on employee decisions (Y) in using mudharabah savings. This study used descriptive quantitative research with purposive sampling of 100 respondents. Respondents in this study were employees at the MAN 2 Koto Baru Padang Panjang School. The results of this study state that partially Profit Sharing has a positive and significant effect on the Decision to Use Mudharabah Savings Sharia Banking Services. This is evidenced by the value of t count is greater than t table (8.304> 1.984), and a significance value of 0.000 (sig <0.05). The influence of the Profit Sharing variable on employee decisions in using mudharabah savings banking services is 0.617, which means that if profit sharing increases by 1 percent, the decision to use mudharabah savings banking services increases by 61.7 percent. Then Profit Sharing is able to influence 41.3% change in the decision to use Islamic banking services, mudharabah savings
Analisis Sistem Operasional Akad Ijarah Pada Bisnis Jasa Laundry Menurut Perspektif Ekonomi Islam (Studi Kasus di Mandiangin Kota Bukittinggi) Mardhiyya Azhari; Muhammad Taufiq
Jurnal Bisnis dan Manajemen (JURBISMAN) Vol. 1 No. 1 (2023): Jurnal Bisnis dan Manajemen (JURBISMAN)
Publisher : Penerbit dan Percetakan CV. Picmotiv

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61930/jurbisman.v1i1.126

Abstract

Usaha jasa laundry merupakan usaha di bidang jasa pencucian yang berhasil memenuhi kebutuhan masyarakat. Penelitian ini bertujuan untuk mengetahui praktek akad ijarah di usaha jasa laundry, tata cara praktek akad ijarah di usaha jasa laundry dan penerapan ekonomi islam dalam akad ijarah dalam bisnis jasa laundry. Penelitian ini merupakan penelitian kualitatif, dimana pengumpulan data dilakukan dengan menggunakan beberapa metode seperti wawancara, observasi dan juga studi literatur. Setelah mengumpulkan data, langkah selanjutnya adalah menganalisis data dan kemudian membuat kesimpulan berdasarkan pengumpulan data, yaitu dengan menggunakan metode deskriptif analitis. Hasil penelitian menunjukkan adanya praktik akad ijarah di laundry. Praktek akad ijarah pada Wildan Laundry merupakan akad ijarah 'amal dimana pihak laundry menyediakan jasa pencucian baju kepada pelanggan laundry dengan ujrah atau biaya laundry yang telah disepakati oleh kedua belah pihak. Wildan Laundry menggunakan sistem kiloan dalam menyewakan jasa laundrinya dimana harga perkilonya Rp. 6.000,00 kg. Usaha jasa adalah akad a’mal ijarah dimana pihak laundry menyediakan jasa pencucian layanan pakaian kepada pelanggan laundry dengan biaya ujrah atau laundry yang telah disepakati oleh keduanya. Kontrak pada Laundry menggunakan Ijarah prosedur secara umum memiliki lima langkah, yaitu : penerimaan benda kotor, pencucian, pengeringan, penyetrikaan, dan pengepakan. Penerapan dari akad ijarah dalam usaha jasa laundry yang ditinjau dalam ekonomi islam adalah layak, dapat dilihat dari kondisi pekerjaan, dari pekerjaan, waktu kerja, dan ujroh yang jelas dan jasa sewa adalah jasa mubah.
Kompetensi Literasi Perspektif Al-Qur’an (Studi Komparasi Mufasir Minangkabau) Agselya Putri Pratiwi; Muhammad Taufiq
TSAQOFAH Vol 3 No 5 (2023): SEPTEMBER
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/tsaqofah.v3i5.1753

Abstract

The author limits the comparison between Minangkabau commentators on two commentators, namely Mahmud Yunus and Buya Hamka with their commentary products Tafsir Al-Qur'an Al-Karim by Mahmud Yunus and Tafsir Al-Azhar by Buya Hamka. The background of this research departs from the problem of literacy in Indonesia which is in a low class from all over the world according to a survey conducted by PISA (Program for International Student Assessment), which is in 62nd position out of 70 countries. In fact, according to statistical data, Indonesia is a country with a predominantly Muslim population. The Qur'an as the main source of religion and the life of its people has indicated a strong suggestion to form literate human character through the first prophecy received by the Prophet Muhammad. Besides that, the same social background of the two interpreters made the writer interested in examining socio-cultural values in the interpretations carried out by the two, especially in verses regarding literacy. This study uses the muqarran method (comparison/comparison) in the context of comparing the interpretations of one commentator with another. The type of this research is library research which collects data from written sources with the main sources being Tafsir Al-Qur'an Al-Karim and Tafsir Al-Azhar, and will also be supported and complemented by related written sources. such as journals, books regarding interpretation, and others. This research resulted in an understanding that there was no disagreement or significant difference in the meaning of the verses between the two commentators. While the difference between the two lies in the method of explanation used in which Mahmud Yunus chose a concise and global interpretation path, while Buya Hamka interpreted the verse with a detailed explanation and included several supporting histories to complete his interpretation. Departing from the socio-culture of the two exegetes, the writer finds the existence of cultural values in the interpretation of the two which is shown in the form of the choice of local words, the use of local expressions, and the conditions that occur locally.
Co-Authors Agselya Putri Pratiwi Husnul Bashir Mardhiyya Azhari Restika Restika