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Analisis Pendapatan, Tingkat Inflasi Dan Harga Emas Dalam Penyaluran Kredit Rahn Pada PT Pegadaian Indonesia Tahun 2013-2022 Ajeng Windi Astuti; Anjel Ezania Sihombing; Monalisa Lumbantobing; Nur Aini Simbolon; Ros Juliana Lubis; Syarifah Syarifah; Tri Kurnia
Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Vol. 1 No. 3 (2023): Juli : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan
Publisher : Fakultas Teknik Universitas Maritim AMNI Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58192/wawasan.v1i3.874

Abstract

Sharia Pawn (Ar-Rahn) is an agreement between a lender and a party who lends money. A lien is a right to tangible goods that is given to a debtor who wants to get ahead of the debtor, and the item is taken after the person has the money to redeem the lien. Rahn is a pawn service product based on sharia principles, where customers are only charged with administrative fees, additional mortgage and maintenance costs. The purpose of this study was to determine the evolution of income, inflation rates and gold prices in Rahn's credit distribution at PT. Pawn shops in Indonesia. The data analysis method used is descriptive analysis with a quantitative approach used as a data analysis method. The data source comes from secondary data Literature research and documentation are used as data collection techniques. The subject to be studied is PT. Pegadaiic Indonesia 2013- 2022. The results show that gold income and prices are directly proportional to rahn credit distributed to the community. Meanwhile, inflation is not directly proportional to the rahn credit distributed to the public.
ANALISIS PENGARUH INFLASI, NILAI TUKAR , BI RATE TERHADAP TABUNGAN MUDHARABAH PERBANKAN SYARIAH DI INDONESIA PERIODE 2012-2021 Ajeng Windi Astuti; Anjel Ezania Sihombing; Lutfiah Nur Azizah; Hasyim Hasyim
Journal Of Business, Finance, and Economics (JBFE) Vol 3, No 2 (2022): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v3i2.3914

Abstract

This study aims to determine the simultaneous and partial effect of inflation, exchange rates and the BI Rate on mudharabah savings in Islamic banking for the period 2012-2021.Mudharabah Savings is the dependent variable while inflation, exchange rate and Bi Rate are the independent variables. The method used in this study is quantitative and processed through a regression analysis tool, namely Eviews. The results of this research study indicate that (1) Inflation has a positive and insignificant effect on Mudharabah Savings (2) Exchange rates have a positive and significant effect on Mudharabah Savings (3) Bi Rate has a negative and significant effect on Mudharabah Savings (4) Inflation, exchange rates and Bi Rate have a significant effect on the Mudharabah Savings.
ANALISIS PENGARUH INFLASI, NILAI TUKAR , BI RATE TERHADAP TABUNGAN MUDHARABAH PERBANKAN SYARIAH DI INDONESIA PERIODE 2012-2021 Ajeng Windi Astuti; Anjel Ezania Sihombing; Lutfiah Nur Azizah; Hasyim Hasyim
Journal Of Business, Finance, and Economics (JBFE) Vol. 3 No. 2 (2022): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v3i2.3914

Abstract

This study aims to determine the simultaneous and partial effect of inflation, exchange rates and the BI Rate on mudharabah savings in Islamic banking for the period 2012-2021.Mudharabah Savings is the dependent variable while inflation, exchange rate and Bi Rate are the independent variables. The method used in this study is quantitative and processed through a regression analysis tool, namely Eviews. The results of this research study indicate that (1) Inflation has a positive and insignificant effect on Mudharabah Savings (2) Exchange rates have a positive and significant effect on Mudharabah Savings (3) Bi Rate has a negative and significant effect on Mudharabah Savings (4) Inflation, exchange rates and Bi Rate have a significant effect on the Mudharabah Savings.
Analisis Penerapan serta Hambatan Pemikiran Tokoh–Tokoh Ekonomi Klasik terhadap Sistem Ekonomi Masa Kini Bonaraja Purba; Anjel Ezania Sihombing; Lutfiah Nur Azizah; Adyanto Armando Purba
El-Mujtama: Jurnal Pengabdian Masyarakat  Vol. 4 No. 3 (2024): El-Mujtama: Jurnal Pengabdian Masyarakat (In Press)
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmujtama.v4i3.1151

Abstract

Classic figures such as Adam Smith, David Ricardo, Thomas Robert Malthus, John Stuart Mill, and Jean Baptiste Say have put forward the basic concepts of understanding economics in the last century and in today's economy. Its application to the economic system includes Family Planning Programs, Entrepreneurship ideas, and the existence of free markets in international trade. The goal of this application is to fill job vacancies, improve the efficiency of economic activities, and maintain economic stability. However, in the application of these classic economic concepts, there are still some obstacles, one of which is food crises. Therefore, this article aims to provide an understanding of how the application and obstacles of classic economic theory are applied to today's economic system, so that classic economic theory can be adapted to address the obstacles in today's economic system.
Dampak Globalisasi Dalam Mempengaruhi Ekonomi Nasional Melalui Pandangan Ekonomi Politik Bonaraja Purba; Anjel Ezania Sihombing; Nazwa Fazirah Nasution; Arnol Prabowo Siagian
EKONOMIKA45 :  Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan Vol. 10 No. 2 (2023): Juni : Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan
Publisher : Fakultas Ekonomi Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/ekonomika45.v10i2.1925

Abstract

In the era of globalization, interactions between countries have become increasingly complex and interrelated, playing a crucial role in shaping national economic dynamics. In the context of political economy, globalization has had a significant impact on economic structures, trade policies, and the distribution of wealth at the national level. This article illustrates how globalization, through a political economy lens, influences a country's economic resilience and raises critical questions regarding distributive justice and economic inequality. This analysis also investigates the role of the government in shaping national economic policy, as well as the challenges faced by the Indonesian state in responding to the dynamics of globalization. By understanding the complex interactions between economic and political factors, this article aims to provide deeper insight into the impact of globalization on national economies.  
Analisis Penentuan Keuntungan Berdasarkan Etika Bisnis Di Indonesia Anjel Ezania Sihombing; Ajeng Windi Astuti; Lutfiah Nur Azizah; Bonaraja Purba
Public Service and Governance Journal Vol. 5 No. 1 (2024): Januari : Public Service and Governance Journal
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/psgj.v5i1.1229

Abstract

Business ethics can be defined as knowledge about the ideal procedures for regulating and managing a business that takes into account norms and morality that apply universally and economically/socially, and the application of these norms and morality supports the aims and objectives of business activities. Determining profits based on business ethics is not always easy, so companies must pay attention to the fact that implementing business ethics is very important, because this can provide long-term benefits for the company and society as a whole. This research aims to find out how to determine profits based on business ethics in Indonesia. The method used in this research is a descriptive research method using a qualitative approach. The research results show that good business activities strive to achieve profits by paying attention to corporate social responsibility (CSR) and the application of business ethics in determining profits involves a balance between achieving financial goals and paying attention to social, environmental and moral impacts.