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ISLAMIC FINANCIAL PLANNING: KONSEP LITERASI KEUANGAN SYARIAH SEBAGAI ALTERNATIF PERENCANAAN FINANSIAL BAGI MAHASISWA Muhamad Parhan; Anwar Taufik Rakhmat Taufik Rakhmat; Muhammad Abyan Ashshidqi; Lia Sylvia Dewi; Sherly Lorenza Bunga Edelweis; Fitri Regina Prayoga
Ekonomi Islam Vol. 13 No. 1 (2022): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v13i1.8417

Abstract

In this modern era, financial literacy is one of the most important substance. Financial literacy is an alternative strategy to building economic growth and financial stability to survive and face the diversity of services available. The concept of Islamic finance is managing finances better, and being smart for choosing halal and profitable investments. The role of students regarding the level of sharia literacy is needed to disseminate it to the community which will ultimately be implemented by the community itself. Improving financial literacy must be a program at every university for all students because the role of financial regulation, according to sharia is very important for a good level financial literacy. This study uses a qualitative research method with a descriptive approach. The technique used to collect data in this research is a questionnaire. The population of this research is Indonesian Muslim's students by using purposive sampling technique. The results show that most Indonesian Muslim students have some problems in managing finances. This happens because of the lack of socialization related to Islamic Financial Planning so that students find it difficult to apply it in everyday life. There needs to be long-term socialization so that students can understand it well. Keywords; Islamic Financial Literacy; Islamic Financial Planning; Student Finance
ISLAMIC FINANCIAL PLANNING: KONSEP LITERASI KEUANGAN SYARIAH SEBAGAI ALTERNATIF PERENCANAAN FINANSIAL BAGI MAHASISWA Muhamad Parhan; Anwar Taufik Rakhmat Taufik Rakhmat; Muhammad Abyan Ashshidqi; Lia Sylvia Dewi; Sherly Lorenza Bunga Edelweis; Fitri Regina Prayoga
Ekonomi Islam Vol. 13 No. 1 (2022): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1931.499 KB) | DOI: 10.22236/jei.v13i1.8417

Abstract

In this modern era, financial literacy is one of the most important substance. Financial literacy is an alternative strategy to building economic growth and financial stability to survive and face the diversity of services available. The concept of Islamic finance is managing finances better, and being smart for choosing halal and profitable investments. The role of students regarding the level of sharia literacy is needed to disseminate it to the community which will ultimately be implemented by the community itself. Improving financial literacy must be a program at every university for all students because the role of financial regulation, according to sharia is very important for a good level financial literacy. This study uses a qualitative research method with a descriptive approach. The technique used to collect data in this research is a questionnaire. The population of this research is Indonesian Muslim's students by using purposive sampling technique. The results show that most Indonesian Muslim students have some problems in managing finances. This happens because of the lack of socialization related to Islamic Financial Planning so that students find it difficult to apply it in everyday life. There needs to be long-term socialization so that students can understand it well. Keywords; Islamic Financial Literacy; Islamic Financial Planning; Student Finance