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All Journal Jurnal Ekuilnomi Jurnal Ilmiah Wahana Pendidikan Economic Reviews Journal Journal of Management Analytical and Solution Innovative: Journal Of Social Science Research
Raina Linda Sari
Universitas Sumatera Utara
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Peranan Bank Dalam Meningkatkan UMKM Melalui Program Pembiayaan Murabahah Uli Rohana Siregar; Dede Ruslan; Raina Linda Sari
Innovative: Journal Of Social Science Research Vol. 3 No. 2 (2023): Innovative: Journal Of Social Science Research (Special Issue)
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v3i2.1142

Abstract

Keberadaan UMKM tidak dapat dihapuskan di Indonesia. Karena keberadaannya sangat penting dalam hal pendistribusian pendapatan masyarakat. Selain itu juga mampu menciptakan kreatifitas yang sejalan dengan usaha dalam mempertahankan kebudayaan masyarakat setempat. Pada sisi lain UMKM juga mampu menyerap tenaga kerja dalam skala besar, mengingat jumlah penduduk di Indonesia yang semakin banyak yaitu kurang lebih 270,6 juta pada tahun 2019. Dengan adanya keberadaan UMKM ini dapat mengurangi tingkat pengangguran yang ada di Indonesia. UMKM memiliki kontribusi besar terhadap PDB Indonesia yaitu sebesar 61,07 persen atau setara dengan Rp.8.573,89 triliun. Kontribusi UMKM terhadap perekonomian Indonesia meliputi kemampuan menyerap 97% dari total tenaga kerja yang ada, serta dapat menghimpun sampai dengan 60,4% dari total investasi. Penelitian ini menggunakan pendekatan penelitian Kualitatif Deskriptif yang pengumpulan datanya melalui hasil wawancara dan observasi, serta menggunakan sumber data primer dan sekunder. Hasil dari penelitian ini adalah, Saat ini UMKM memilki tantangan yang disebabkan oleh pandemi Covid-19. Hal ini berpengaruh pada pendapatan UMKM dari yang semestinya. Dampak pandemi Covid-19 tidak hanya pada sektor manufaktur, tetapi juga terhadap sektor UMKM sejak April 2020. Salah satu upaya pemulihan ekonomi nasional yang dilakukan pemerintah di masa pandemi Covid-19 adalah mendorong sektor UMKM, yang memiliki peran penting dalam perekonomian nasional karena banyaknya pekerja yang terlibat langsung. Apalagi jumlah UMKM di Indonesia mencapai 64,19 juta, dengan komposisi usaha mikro dan kecil (UMK) sangat dominan yakni 64,13 juta (99,92%) dari keseluruhan sektor usaha.
Pengaruh Promosi Terhadap Perilaku Konsumen dalam Keputusan Pembelian di E-Commerce Natasya Kinski; Raina Linda Sari; Dede Ruslan
Jurnal Ilmiah Wahana Pendidikan Vol 9 No 13 (2023): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.8152978

Abstract

The purpose of this study is to see how the influence of promotions on consumer behavior in making decisions when buying goods in E-Commerce. This study used a quantitative method through data taken from the results of a questionnaire of 42 respondents in Medan. Then it was analyzed and processed using Excel and SPSS 22. This research was also carried out using qualitative methods by looking at the respondent's point of view. This study found that promotion had a negative and insignificant effect on consumer behavior in e-commerce. This is because consumers know to find out and do research on the specifications of goods and services before buying goods in e-commerce, even though they have seen promotions through advertisements
Analysis of The Influence of Education, Health, and Internet User on Economic Growth With Labor Productivity as an Intervening Variable in Indonesia Dewi Ratna Sari Simatupang; Yola Anggia; Raina Linda Sari; Inggrita Gusti Sari Nasution
Journal Of Management Analytical and Solution (JoMAS) Vol. 3 No. 3 (2023): Journal Of Management Analytical and Solution
Publisher : TALENTA Publisher, Universitas Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32734/jomas.v3i3.12851

Abstract

This study aims to see whether the Labor Productivity variable is ableto become an intervening variable between the Education, Health andInternet Users variable on Indonesia's Economic Growth in the 2015-2019 period. The method used is Path Analysis using the Eviewsprogram. The data used is in the form of panels consisting of 34provinces in Indonesia over a period of 5 (five) years. For modelselection using the Chow Test and Hausman Test and from the two teststhe Fixed Effect Model was selected. For the value of the EducationVariable, the average length of school data is used; the health variableuses life expectancy data and vaternet uses internet user data. Theresults of this study indicate that the Labor Productivity variable is notan intervening variable between the Education, Health, Internet variableand the Economic Growth variable as seen from the Sobel Test resultswhich have a value of less than 1.96 at 𝛼=5%. The direct effect of theEducation variable on Labor Productivity is negative and notsignificant. The direct effect of the Health variable on LaborProductivity is negative and significant. The direct effect of the Internetvariable on Labor Productivity is positive and not significant. Thedirect effect of the Education variable on Economic Growth is negativeand significant. The direct effect of the Health variable on EconomicGrowth is positive and not significant. The direct effect of Internetvariable on economic growth is positive and significant. The directeffect of the Labor Productivity variable on Economic Growth isnegative and not significant.
Pengaruh Konsumsi Rumah Tangga, Investasi Dan Pengeluaran Pemerintah Terhadap Index Pembangunan Manusia Di Provinsi Sumatera Utara Anastasia Yolanda Putri br Jawak; Feronika Zendrato; Dede Ruslan; Raina Linda Sari
Jurnal Ekuilnomi Vol. 6 No. 1 (2024): Jurnal Ekuilnomi
Publisher : Program Studi Ekonomi Pembangunan Fakultas Ekononomi Universitas Simalungun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36985/ekuilnomi.v6i1.880

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh konsumsi rumah tangga, pengeluaran pemerintah dan investasi terhadap Index Pembangunan Manusia (IPM) di provinsi Sumatera Utara. Data yang digunakan adalah data sekunder melalui data time series yang bersumber dari BPS Sumatera Utara periode 2021 dan 2022. Data di analisis menggunakan persamaan regresi data panel, dimana pengolahan data menggunakan e-views 12.  Hasil penelitian menunjukkan bahwa pengeluaran pemerintah berpengaruh signifikan terhadap IPM di provinsi sumatera utara, sedangkan konsumsi rumah tangga dan investasi tidak berpengaruh signifikan terhadap IPM di provinsi sumatera utara.Konsumsi rumah tangga, investasi serta pengeluaran pemerintah secara bersama-sama berpengaruh signifikan terhadap  IPM di sumatera utara, dengan hasil uji koefisien determinasi 2 (R-Square) sebesar 0,991939 atau 99,19%, sedangkan sisanya di pengaruhi oleh variabel lainnya yang tidak ikut diteliti
Analisis Tingkat Pendapatan UMKM (Usaha Mikro,Kecil,Menengah) Terhadap Dampak COVID-19 di Kota Medan Aini Rahma; Raina Linda Sari; Dede Ruslan
Economic Reviews Journal Vol. 3 No. 1 (2024): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56709/mrj.v3i1.162

Abstract

Since the end of 2019 the Covid-19 pandemic has attacked all corners of the world. The Covid-19 pandemic has had a tremendous impact on the economic sector throughout the world because many restrictions on community activities have caused the world economy to become volatile again, including the Indonesian economy, especially the city of Medan. The presence of the Covid-19 pandemic certainly presents a new challenge for Indonesia with an unprecedented spectrum and magnitude. Indonesia is also in the midst of a health and economic storm as experienced by more than 200 other countries. This extraordinary situation requires governments in various countries to devote energy and thought to producing balanced policies on the health, social and economic side. Starting from the price of petroleum which is in free fall, as well as the prices of other commodities such as gas and palm oil which will continue to be pulled down. This research aims to determine the impact of the Covid 19 pandemic on MSMEs (micro, small and medium enterprises) in the city of Medan. The research method used was a qualitative descriptive method. Where in the data collection process carried out were interviews with several MSME actors who sell in the Medan City area, such as traders who meet consumer needs, namely Primary, Secondary and Tresier. The government's decision to carry out a Social Distancing program has further worsened the situation for MSMEs, showing that the impact of Covid-19 is very influential, where in general more than 50% of MSMEs have experienced a decrease in income, reduction in employees, difficulties in borrowing bank installments. This is because people's purchasing power has decreased, resulting in the market being empty of buyers, as well as the lack of people's activities outside the home because they choose to stay at home. Several business actors are able to survive by trading through the use of technological applications that are easy and widely available for MSMEs so that they are able to expand their market network online. Even though this method cannot completely restore the income of MSMEs, especially in the city of Medan, there are still many obstacles that occur.
Pengaruh Tenaga Kerja dan Teknologi terhadap Pendapatan melalui Modal sebagai Variabel Intervening UMKM Coffee Shop di Kota Medan Nadia Adhani; Dede Ruslan; Raina Linda Sari
Economic Reviews Journal Vol. 3 No. 2 (2024): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56709/mrj.v3i2.177

Abstract

A business that is growing rapidly in the city of Medan is the emergence of coffee shops. Coffee shop visitors do more than just taste coffee; they also use the space for casual gatherings. It is hoped that the coffee shop business in Medan City will have a positive impact on the development of the city, especially in the economic and tourism sectors. The coffee shop business has the potential to increase community income, employment, tourism and coffee production in the city of Medan. The current emergence of coffee shops cannot be separated from the influence of the big city lifestyle which offers lots of fun for entertainment seekers and has become a favorite "hang out" place for young people in campus areas, shopping centers and offices in the city of Medan. The phenomenon of the presence of a new trend in drinking coffee is actually not much different from drinking coffee in a traditional coffee shop. This research aims to determine the influence of Labor and Technology on Income through Capital as an intervening variable for coffee shop in the city of Medan. This research is a descriptive and quantitative analysis, the sample in this research is 50 respondents who are coffee shop owners in the city of Medan and the data analysis technique used to test the hypothesis is a quantitative analysis technique, which is a way of analyzing data using statistical tools such as SPSS 21.0. The research results show that the variable Labor has a positive and significant effect on income, Technology has a positive and significant effect on income, Labor has a positive and significant effect on capital, Technology has a positive and significant effect on capital, Capital has a positive and significant effect on income, Labor has an effect positive and significant on income through capital as an intervening variable. Technology has a positive and significant effect on income through capital as an intervening variable.
Co-Authors Aini Rahma Anastasia Yolanda Putri br Jawak Dede Ruslan Dewi Ratna Sari Simatupang Feronika Zendrato Inggrita Gusti Sari Nasution Nadia Adhani Natasya Kinski Uli Rohana Siregar Yola Anggia