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All Journal Jurnal Pariwisata JKBM (JURNAL KONSEP BISNIS DAN MANAJEMEN) Jurnal Riset Akuntansi dan Keuangan COUNS-EDU: The International Journal of Counseling and Education International Journal of Supply Chain Management Jurnal Sosial Humaniora JE (Journal of Empowerment) JURNAL LENTERA BISNIS Jurnal Konseling Pendidikan Islam DEMAnD Mosharafa: Jurnal Pendidikan Matematika These proceedings represent the work of researchers participating in The International Conference on Elementary Education (ICEE) which is being hosted by the Elementary Education Study Programme School of Postgraduate Studies, Universitas Pendidikan Edusentris: Jurnal Ilmu Pendidikan dan Pengajaran West Science Journal Economic and Entrepreneurship Research Horizon Jurnal Konseling Pendidikan Islam West Science Social and Humanities Studies
Ari Riswanto, Ari
Universitas Linggabuana PGRI Sukabumi
Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Public Health Social Sciences Transportation Other

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Journal : West Science Journal Economic and Entrepreneurship

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Consumptive Behavior in Adolescents and Its Impact on Financial Management: Case Studies and Practical Implications Priyo Sasmito; Ari Riswanto; Fazrian Thursina; Fitriana Kusuma; Riffalni Dela Nurlaila
West Science Journal Economic and Entrepreneurship Vol. 1 No. 05 (2023): West Science Journal Economic and Entrepreneurship
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (373.681 KB) | DOI: 10.58812/wsee.v1i02.70

Abstract

Consumptive behavior in adolescents has become the focus of attention in the context of financial management. This article aims to analyze consumptive behavior in adolescents and its impact on their financial management using a quantitative approach. Through a quantitative survey involving a sample of adolescents, this study aims to identify influencing factors that influence consumptive behavior and analyze the short-term and long-term impact of consumptive behavior on adolescent financial management. The research method used is a quantitative survey with a structured questionnaire. The study sample consisted of adolescents aged 15-18 years who were randomly selected from several schools in certain areas. The questionnaire included questions about spending patterns, consumption motivation, financial management, and financial knowledge of adolescents. The collected data were analyzed using descriptive statistical techniques and regression analysis to identify the relationship between consumptive behavior and financial management. The survey results show that influencing factors such as marketing, social media, peers, and psychological factors play an important role in adolescent consumptive behavior. In addition, excessive consumptive behavior has a negative impact on adolescent financial management, including consumptive debt problems, difficulty saving, and lack of financial knowledge. The long-term impact of this consumptive behavior can lead to financial risks in the future.
Co-Authors Anggraeni, Dini Anik Ratnawati Asep Deni Daryati, Dewi Dede Kurniawan Dedi Putra Deni, Asep Dwi Ermayanti Susilo Faurani Santi Singagerda Fazrian Thursina Fazrian Thursina Fitriana Kusuma Fitriana Kusuma Kurniawan, Gogi Lili Adi Wibowo, Lili Adi Muhammad Fajar Fisdausyi Muprihan thaib Ningsih, Sri Rahayu Noer Soetjipto Prana Dwija Iswara, Prana Dwija Priyo Sasmito R Rosmawati R. Edy Rachmadio Rahman Ratih Hurriyati Rian Andriani Riffalni Dela Nurlaila Riffalni Dela Nurlaila Sri Aryani Sulastri Sulastri Syafrida Hafni Sahir Tatat Hartati Vanessa Gaffar