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All Journal Private Law
Didin Saprudin
Fakultas Hukum Universitas Mataram
Humanities Law, Crime, Criminology & Criminal Justice Social Sciences

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Penyelesaian Hukum Kredit Macet Akibat Pandemi Covid-19 Di PT. Finansia Multi Finance (Kredit plus) Perspektif Hukum Perdata Indonesia Didin Saprudin; Lalu Hadi Adha; Mohammad Irfan
Private Law Vol. 3 No. 2 (2023): Private Law Universitas Mataram
Publisher : Fakultas Hukum Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/prlw.v3i2.2594

Abstract

This study aims to explain the legal settlement of bad loans due to the Covid-19 pandemic from the perspective of Indonesian civil law and efforts can be made by PT Finansia Multi Finance (Kredit plus) due to defaults. This research uses a type of normative research that uses a statutory approach and a conceptual approach. The results of the study determined that there are two ways of resolving disputes concerning bad loans, namely litigation, and non-litigation. If these methods cannot achieve a win-win solution or a solution that takes into account both parties, the judge must make a verdict to decide the winning party and the losing party. Dispute settlement has had a strong legal basis since the issuance of Law Number 30 of 1999 concerning Arbitration and Alternative Dispute Resolution.
Co-Authors Lalu Hadi Adha Mohammad Irfan