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All Journal AL-BAYAN: JURNAL HUKUM DAN EKONOMI ISLAM
Dewi Jayanti
STAI Nahdlatul Wathan Samawa NTB
Religion Economics, Econometrics & Finance

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DAMPAK KEUANGAN BANK SYARIAH DI MASA PANDEMI COVID 19 Dewi Jayanti
AL-BAYAN: JURNAL HUKUM DAN EKONOMI ISLAM Vol. 1 No. 2 (2021): DESEMBER 2021
Publisher : Jurnal ini dipublikasikan oleh Pusat Penelitian dan Pengabdian Publikasi (P3M) STAI Nahdlatul Watan Samawa-licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (632.871 KB) | DOI: 10.35964/ab.v2i2.51

Abstract

Novel Corona Virus Covid-19 pandemic has globally and significantly created a huge impact in the development of economic world and has become challenges to small and medium enterprise, and industrial service of finance and banking. This situation, moreover, may worsen the finance system including bank interest in a conventional bank. This study aims to examine the management of operational strategy applied by an Islamic banking to carry out its functions as an institution of banking intermediation such as raising funds and distributing them in the Covid-19 pandemic situation. This study also aims to provide understanding of how the Islamic finance carries out its intermediation functions in the middle of Covid-19 pandemic. The methodology used in this study is qualitative by using naturalistic approach because of its natural situation in conducting the study. The data was analyzed using analysis descriptive. The results showed that the Covid-19 pandemic has impacts toward functions of banking intermediation in terms of funding and third-party funds (TPF). In addition, the Islamic bank tends to increase from January to March 2020. Furthermore, due to the Covid-19 pandemic, the management of banking operational strategies and the third-party funds (TPF) of the Islamic bank encounters a fluctuating phase
ANALISIS STRATEGI PENGEMBANGAN KULINER DALAM PRESPEKTIF ISLAM Dewi Jayanti
AL-BAYAN: JURNAL HUKUM DAN EKONOMI ISLAM Vol. 2 No. 1 (2022): JUNI 2022
Publisher : Jurnal ini dipublikasikan oleh Pusat Penelitian dan Pengabdian Publikasi (P3M) STAI Nahdlatul Watan Samawa-licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (707.693 KB)

Abstract

Business is an organized business activity to achieve profit or selling goods and services in order to fullfil society’s need. Due to current development and also changes in the lifestyle, it will lead to changing the human needs, especially primary needs in foods and drinks.If the need for food increases, it will certainly bring business opportunities that can be done by the community. For instance, instant foods and beverages provider. As the results of the study, it can be concluded that a business development strategy that has been implemented is a joint combination strategy, vertical integrity strategy or (forward integrity strategy, backward integrity strategy, and horizontal integrity strategy) intensive strategy (market penetration strategy and product development strategy), as well as diversification strategy implementing related/concentric diversification strategies. If analyzed with Islamic ethics, in this case it is not only focused on general strategies but also in line with things that have been regulated by Islam.
ANALISIS POLA ALOKASI ZAKAT, INFAK DAN SEDEKAH DALAM ISLAM Dewi Jayanti
AL-BAYAN: JURNAL HUKUM DAN EKONOMI ISLAM Vol. 2 No. 2 (2022): DESEMBER 2022
Publisher : Jurnal ini dipublikasikan oleh Pusat Penelitian dan Pengabdian Publikasi (P3M) STAI Nahdlatul Watan Samawa-licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (812.086 KB)

Abstract

Efektivitas suatu Pola Alokasi merupakan sebuah cara dalam pengalokasian program yang dilakukan oleh BAZNAS. Zakat, Infak, Sedekah (ZIS) salah satu ibadah yang memiliki sebuah posisi yang sangat penting dan juga strategis, baik di lihat dari sisi ubudiyah maupun juga dari sisi kesejahteraan umat dalam mengurangi kemiskinan antar masyarakat. zakat merupakan sebuah rukun islam yang harus ditunaikan oleh semua umat muslim, dan secara nyata dinyatakan di dalam Al-Qur’an dan juga Al-Hadist, zakat secara bahasa (lughat), yang berarti: tumbuh, serta berkembang dan juga berkah atau dapat berarti dalam membersihkan ataupun mensucikan. jika di lihat dari sisi muzakki allah Swt. menjajikan kepada siapa saja yang mau dalam mengeluarkan sebagian dari hartanya baik dalam bentuk zakat, infak ataupun sedekah maka akan diberikan ganjaran yang berlipat, tidak hanya diakhirat saja, akan tetapi juga didunia. Apapun Pola alokasi dana ZIS akan efektif jika dalam prinsip-prinsip pada setiap pengelolaan dapat dilaksanakan dengan baik dan juga mendorong untuk meningkatkan produktifitas masyarakat dan dengan menyesuaikan kebutuhan masyarakat yang manfaatnya bisa juga berkelanjutan dengan menjalankan prinsip-prinsip Pengeloaan ZIS.
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