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All Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Transformatif: Jurnal Pengabdian Masyarakat Journal of Finance and Islamic Banking
Waluyo
Universitas Islam Negeri Raden Mas Said Surakarta
Religion Biochemistry, Genetics & Molecular Biology Computer Science & IT Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Physics Social Sciences

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Pemberdayaan Ekonomi Masyarakat Berbasis Dana Sosial Keagamaan di Temanggung Waluyo; Indah Piliyanti
Transformatif : Jurnal Pengabdian Masyarakat Vol. 4 No. 1 (2023)
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/tranformatif.v4i1.6395

Abstract

Dukuh Kandangan, in Tempuran Temanggung Village, consists of 130 families consisting of Christians, Muslims and Buddhists and live in harmony. The livelihoods of the majority are farmers and traditional ranchers. This community service is a form of support for strengthening religious moderation by empowering the community's economy based on socio-religious funds. Asset-based community development is used as a basis for the development of economic-based community empowerment. This approach focuses on developing community-based assets to support activities. This activity began with a focus group discussion (FGD) with academics to discuss the potential for community-based economic development in Temanggung. The results of this FGD were used to carry out interventions in the form of giving livestock which were managed by the community of three different religions in Dukuh Kandangan. These livestock become community assets to be jointly managed and used for the benefit of community capacity building.
Analisis Transaksi Mobile Banking Bank Syariah terhadap Perilaku Konsumtif Nasabah BSI Soloraya Berliana Sukmawati; Waluyo
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 9 No 1 (2024)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v9i1.21492

Abstract

Abstract In this era of information technology, the behavior of customers or consumers has changed a lot in conducting banking transactions, mobile banking is one of the types of services that banks provide to their customers in order to make it easier to carry out banking transactions anywhere because many customers put forward the convenience and encourage customers to behave consumptively in online transactions. The purpose of this study was to determine the form of mobile banking transactions of Sharia bank customers, what factors influence the consumers' behavior in using mobile banking, and the consumption behavior in mobile banking transactions of BSI customers was reviewed in the perspective of Islamic economics. This type of research is qualitative descriptive research, using a phenomenological approach, to collect data, and researchers dive directly into the field to obtain primary data sources using observation and interview methods to interviewees. The results of this study show that: 1) The form of mobile banking transactions of BSI KC Solo customers is almost the same as mobile banking in general, which distinguishes that there are Islamic services on BSI Mobile, 2) The advantages and convenience that exist such as the availability of 24-hour services and security, which is another factor, namely the income factor, 3) Some BSI KC Solo customers behave consumptively in using mobile banking where this does not correspond to the economic price Islam. Keywords: Mobile banking, Consumptive Behavior, Customer, Sharia Bank
Factor Influence Paying Zakat Using Digital Payment Waluyo
Journal of Finance and Islamic Banking Vol. 5 No. 2 (2022):
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jfib.v5i2.6511

Abstract

This study aims to see what factors encourage people to pay zakat through a digital (online) platform using Islamic mobile banking. This study uses the population of Sragen people who have made digital payment transactions in paying zakat using Islamic mobile banking. Samples were obtained 100 respondents with random sampling technique. The theoretical approach uses the technology acceptance model (TAM) which is expanded with knowledge and religiosity variables. While the data analysis used multiple linear regression analysis. The results show that perceived usefulness, knowledge and religiosity variables influence people's decisions to pay zakat digitally (online) using Islamic mobile banking. While the perceived ease of use has no significant effect. This is due to infrastructure factors that have not been able to reach the area optimally, so even though the application used is easy but not supported by adequate internet facilities, the accessibility is limited.
Co-Authors Berliana Sukmawati Indah Piliyanti