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Fintech Achieving Sustainable Development: The Side Perspective of Crowdfunding Platform Piliyanti, Indah
Shirkah: Journal of Economics and Business Vol 3, No 2 (2018)
Publisher : Faculty of Islamic Economics and Business, Institut Agama Islam Negeri (IAIN) Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (647.118 KB) | DOI: 10.22515/shirkah.v3i2.207

Abstract

Crowdfunding has gradually been an emerging financing model of raising small amounts of money from a large number of people, mostly by means of optimizing certain website. The article proposes to explore the development of crowdfunding platform and the prospective of Islamic crowdfunding as the financial solution. The data has been gathered from certain website, under five standards: social network, event, user motivation, incentive versioning, and critical mass. The article reveals that along with other types of crowdfunding platforms, Islamic crowdfunding have disrupted sharia financing in Indonesia, yet the relate rule of financing have not accommodated this great development. Keywords: crowdfunding, Islamic crowdfunding, micro financing
PENDIDIKAN EKONOMI ISLAM DI INDONESIA: PENGALAMAN PESANTREN SIDOGIRI PASURUAN JAWA TIMUR Piliyanti, Indah
Jurnal Hukum Islam Volume 10, Nomor 2, Desember 2012
Publisher : IAIN Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The development of Islamic financial industries, especially Islamic Banking in Indonesia, needs the contribution of educational institution in creating professional in the field. There are two categories of education in Indonesia, formal and non-formal education. In formal education, Islamic economics education taught in higher education since 1990s followed by primary and secondary education who pioneered by Tasikmalaya’s government in West Java since 2006. In non-formal education, Islamic economics education taught in Pesantren since 16 centuries in the old fashion called fiqh muamalah. However, this study find that Pesantren Sidogiri, the oldest non-formal and traditional Islamic educational institution in East Java has launced in Islamic Economics program since 2005 in the new fashion but still maintaining old tradition eg. teaching materials from kitab kuning, and others. Pesantren Sidogiri creating new educational program called “muamalah program”. In this  program, santri trains in modern economic sistem called Islamic economics.  The choise of developing education program is based on the need of the community where the pesantren operates. The curriculum developed by Pesantren based own initiative under supervision of tarbiayah wa taklim madrasiy board where subjects are different and not follow the national curriculum as public schools in Indonesia.
BENCHMARKING LEMBAGA ZAKAT KAMPUS: KAJIAN ATAS EFISIENSI FUNDRISING ZAKAT MENGGUNAKAN DATA ENVELOPMENT ANALYSIS (DEA) Indah Piliyanti; Sayekti Endah Retno Meilani
Jurnal Perspektif Ekonomi Darussalam (Darussalam Journal of Economic Perspec Vol 6, No 1 (2020): Jurnal Perspektif Ekonomi Darussalam
Publisher : Program Studi Ekonomi Islam, Fakultas Ekonomi dan Bisnis - Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jped.v6i1.14460

Abstract

Dalam UU pengelolaan Zakat No. 23 Tahun 2011, memungkinkan perguruan tinggi dapat menjadi Unit Pengumpul Zakat yang membantu pemerintah meningkatkan penghimpunan dan mendayagunakan zakat untuk kesejahteraan di lingkungan sekitar kampus. Penelitian ini bertujuan untuk mengetahui perbedaan praktik lembaga zakat di kampus dari program fundrising dan pendayagunaan zakat serta mengetahui efisiensi lembaga. Data diperoleh dari website dan laporan keuangan lembaga zakat kampus. Pemilihan lembaga zakat kampus menggunakan metode purposive sampling. Analisis data dalam penelitian ini menggunakan analisis kualitatif dan kuantitatif. Analisis kualitatif digunakan sebagai alat untuk menjelaskan model fundraising dan pendayagunaan dana zakat pada lembaga zakat kampus. Sedangkan analisis kuantitatif menggunakan Data Envelopment Analysis (DEA) untuk mengukur efisiensi laporan keuangan lembaga zakat kampus. Model fundrising pada 5 objek pengamatan yakni lembaga zakat kampus ABCDE di Indonesia. Secara umum, lembaga zakat berbasis kampus telah mengadopi strategi penggalangan dana modern. Dari sisi pendayagunaan, 5 objek pengamatan juga telah mengadopsi model pengembangan donasi sebagaimana dirilis oleh kementerian agama. Penilaian efisiensi dalam penelitian ini dilakukan pada lima instansi dengan sembilan pengamatan menunjukkan bahwa terdapat 3 DMU yang menunjukkan tingkat efisiensi sempurna (100%).
ZAKAT UNTUK SEKTOR PRODUKTIF: STUDI PADA ORGANISASI PENGELOLA ZAKAT DI SURAKARTA Muh Juan Suam Toro; Hasim Hasim; M Amien Gunadi; Indah Piliyanti
INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 7, No 2 (2013)
Publisher : State Institute of Islamic Studies (IAIN) Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/infsl3.v7i2.431-450

Abstract

This paper is part of research that aims to investigate whether Organisasi Pengelola Zakat (OPZ) or Zakat Management Organisations in Surakarta have the awareness to distribute zakat fund to the productive sector and to address the contribution that has been made in this sector by OPZ. This study also investigated the constraints faced by OPZ in distributing zakat to the productive sector. Using explorative approach, this study uses two stages of data collection. Results showed that the first stage, OPZ generally already have the awareness to channel to the productive sectors of the economy. Four OPZ as an informant in the second stage with in-depth interviews showed that each organization has a unique program in distributing zakat fund to the productive sector. The constraints of distribution to productive economic sectors are focus on institutions, inavailability of good distribution systems, and the lack of skilled human resource.
PENDIDIKAN EKONOMI ISLAM DI INDONESIA: PENGALAMAN PESANTREN SIDOGIRI PASURUAN JAWA TIMUR Indah Piliyanti
Jurnal Hukum Islam Volume 10, Nomor 2, Desember 2012
Publisher : Fakultas Syariah Institut Agama Islam Negeri Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The development of Islamic financial industries, especially Islamic Banking in Indonesia, needs the contribution of educational institution in creating professional in the field. There are two categories of education in Indonesia, formal and non-formal education. In formal education, Islamic economics education taught in higher education since 1990s followed by primary and secondary education who pioneered by Tasikmalaya’s government in West Java since 2006. In non-formal education, Islamic economics education taught in Pesantren since 16 centuries in the old fashion called fiqh muamalah. However, this study find that Pesantren Sidogiri, the oldest non-formal and traditional Islamic educational institution in East Java has launced in Islamic Economics program since 2005 in the new fashion but still maintaining old tradition eg. teaching materials from kitab kuning, and others. Pesantren Sidogiri creating new educational program called “muamalah program”. In this  program, santri trains in modern economic sistem called Islamic economics.  The choise of developing education program is based on the need of the community where the pesantren operates. The curriculum developed by Pesantren based own initiative under supervision of tarbiayah wa taklim madrasiy board where subjects are different and not follow the national curriculum as public schools in Indonesia.
Fintech Achieving Sustainable Development: The Side Perspective of Crowdfunding Platform Indah Piliyanti
Shirkah: Journal of Economics and Business Vol 3, No 2 (2018)
Publisher : IAIN Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (647.118 KB) | DOI: 10.22515/shirkah.v3i2.207

Abstract

Crowdfunding has gradually been an emerging financing model of raising small amounts of money from a large number of people, mostly by means of optimizing certain website. The article proposes to explore the development of crowdfunding platform and the prospective of Islamic crowdfunding as the financial solution. The data has been gathered from certain website, under five standards: social network, event, user motivation, incentive versioning, and critical mass. The article reveals that along with other types of crowdfunding platforms, Islamic crowdfunding have disrupted sharia financing in Indonesia, yet the relate rule of financing have not accommodated this great development. Keywords: crowdfunding, Islamic crowdfunding, micro financing
Charitable Behavior of Muslim in Indonesia during the COVID-19 Pandemic: A Tobit Model Analysis Agni Alam Awirya; Indah Piliyanti; Dian Novita
Shirkah: Journal of Economics and Business Vol 6, No 3 (2021)
Publisher : IAIN Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1175.771 KB) | DOI: 10.22515/shirkah.v6i3.436

Abstract

The COVID-19 pandemic has caused a decline in social welfare. In such a situation, community philanthropy, including from the Muslim community, becomes critical. This study aims to explore the charitable behavior of Muslims in Indonesia during the COVID-19 pandemic. The Tobit regression was used to analyze data from online surveys to determine the pattern changes of donations during the pandemic as well as the factors affecting the amount of donation. This study uncovered that Zakat Management Organizations (BAZNAS and LAZ) were some of the main choices for distributing zakat and alms (sedekah) during the pandemic. It was found that the factors with a positive and significant effect on the probability of increasing the percentage of donations were education, length of stay, and expenses. The results of this study contribute to the policy of developing the Zakat Management Organization as institutions trusted by the community in distributing zakat funds. This study supports the fundraising of the zakat organizations in terms of offering valuable insights and clear description about the Indonesian people’s charitable behavior. More importantly, this study suggests that improving the quality of education is crucial to increase community awareness in performing Islamic philanthropy such as giving zakat, sedekah, and waqf.
Assessing Factors Influencing Moral Hazard of Mudharaba And Musyaraka Financing in Islamic Banking; Case Study in Surakarta Indah Piliyanti; Afrilianti Afrilianti
Al-Tijary Al-Tijary, Vol. 1, No. 2, Juni 2016
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/at.v1i2.524

Abstract

Unlike conventional banking, theoretically, Islamic banking has unique system called profit and loss sharing based financing which ensure both parties in the same level. But, in fact, some cases moral hazard has been occur in Islamic banking. Moral hazard is related to the circumstances, nature, and human characters that can increase the risk of large losses. Moral hazard in Islamic banking could occur in mudharaba and musyaraka financing when selecting, processing and monitoring of these mode of financing.The purpose of this study was to determine the factors lead to moral hazard in Islamic banking in Surakarta which offering mudharaba and musyaraka to their customers. This research was conducted at Islamic Banking in Surakarta, especially mudharabah and Musharaka financing as the unit of analysis. The data used in this study was obtained from the primary respondents to fill out questionnaires regarding to moral hazard issues. Factor analysis is used to determine the trend of the factors influencing moral hazard in profit sharing based financing. The results showed that the cause of the moral hazard of Muhdaraba and musyaraka financing is Asymmetric Information (0.917), client character (-0.884), scope of the contract (0.727), Monitoring (-0.881) and Collateral (0.647). The most dominant factor in the cause of moral hazard on mudharabah and Musharaka is Monitoring and Security.
Pemberdayaan Ekonomi Masyarakat Berbasis Dana Sosial Keagamaan di Temanggung Waluyo; Indah Piliyanti
Transformatif : Jurnal Pengabdian Masyarakat Vol. 4 No. 1 (2023)
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/tranformatif.v4i1.6395

Abstract

Dukuh Kandangan, in Tempuran Temanggung Village, consists of 130 families consisting of Christians, Muslims and Buddhists and live in harmony. The livelihoods of the majority are farmers and traditional ranchers. This community service is a form of support for strengthening religious moderation by empowering the community's economy based on socio-religious funds. Asset-based community development is used as a basis for the development of economic-based community empowerment. This approach focuses on developing community-based assets to support activities. This activity began with a focus group discussion (FGD) with academics to discuss the potential for community-based economic development in Temanggung. The results of this FGD were used to carry out interventions in the form of giving livestock which were managed by the community of three different religions in Dukuh Kandangan. These livestock become community assets to be jointly managed and used for the benefit of community capacity building.