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All Journal NATUJA: Jurnal Ekonomi Syariah
Edy Imam Supeno
Institut Agama Islam Ibrahimy Genteng Banyuwangi, Indonesia
Religion Economics, Econometrics & Finance

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STRATEGI PENERAPAN BMT UGT SIDOGIRI CABANG PEMBANTU SONGGON TERHADAP PEREKONOMIAN MASYARAKAT DESA SONGGON KECAMATAN SONGGON KABUPATEN BANYUWANGI Edy Imam Supeno; Noval mohamad Rofik
NATUJA : Jurnal Ekonomi Syariah Vol 1 No 2 (2022): (Mei 2022)
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi

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Abstract

The development of the shari'ah financial industry has informally begun before the issuance of a formal legal framework as the operational foundation of Islamic banking in Indonesia. This research uses normative approach methods which means in discussing this research problem using materials related to the title of the study, both written and unwritten. The data and data sources required in this study are primary data and secondary data. Material analysis uses descriptive analysis. The results showed that the creation of various financial services that became the needs of society in general. Such as deposit products, loans, online payment services, and so on. The products used are also based on the Quran and The Hadith which certainly provides enormous benefits for the lives of all people. Because, in the use of the products offered, there is no interest (usury) to take advantage of customers. All that is used is the revenue sharing (mudharabah) between customers and BMT self-sufficient.
PENGARUH PERTUMBUHAN EKONOMI TERHADAP PENDAPATAN DAERAH PASCA DESENTRALISASI FISKAL Edy Imam Supeno; Ansari Ansari
NATUJA : Jurnal Ekonomi Syariah Vol 2 No 1 (2022): (November 2022)
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi

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Abstract

The era of decentralization encourages economic growth, both in terms of revenue and expenditure so that it has increased compared to before the era of decentralization. However, the effect of fiscal decentralization is much greater on the expenditure side than the regional revenue side. This research method uses library research. The approach used in this study uses a qualitative approach which is often called the naturalistic research method because the research is carried out in natural conditions (natural setting). Meanwhile, data analysis is descriptive analytical, so that the research analysis is carried out qualitatively both on secondary data and primary data. The results showed that fiscal decentralization has a negative influence on economic growth, which means that the higher the fiscal decentralization, the lower the economic growth; Economic growth has a positive effect on the welfare of people in the regions, which means that the higher the economic growth, the higher the welfare of the people, and fiscal decentralization has a positive effect on people's welfare in growing the economy, which means that the higher the fiscal decentralization, the higher the welfare of the people. Fiscal decentralization, which has a positive effect on people's welfare, has sufficiently explained that fiscal decentralization in Indonesia on the right track.
Co-Authors Ansari Noval mohamad Rofik